Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 6.65% is 18% below its 5-year average of 8.10%, around the middle of its 5-year range (-5.42%–26.79%).
39.22% above its 12-month average of 4.78%.
Reported quarterly profit margin; no daily interpolation. Q1 FY2027 (2026-06-30): 4.39%.
NET PROFIT MARGIN
6.65%
NET PROFIT MARGIN AVG TTM
4.78%
NET PROFIT MARGIN AVG 3Y
10.58%
NET PROFIT MARGIN AVG 5Y
8.10%
NET PROFIT MARGIN AVG 10Y
9.15%
NET PROFIT MARGIN AVG 15Y
12.31%
NET PROFIT MARGIN AVG 20Y
13.50%
CURRENT VS TTM AVG
+39.22%
CURRENT VS 3Y AVG
-37.15%
CURRENT VS 5Y AVG
-17.88%
CURRENT VS 10Y AVG
-27.30%
CURRENT VS 15Y AVG
-45.97%
CURRENT VS 20Y AVG
-50.73%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-49.64%
vs the sector median at left
World Acceptance Corporation
Market Cap
$824.71M
Net Profit Margin
6.65%
TTM Avg
4.78%
3Y Avg
10.58%
5Y Avg
8.10%
Market Cap
$818.67M
Net Profit Margin
21.48%
TTM Avg
18.63%
3Y Avg
21.90%
5Y Avg
22.10%
Market Cap
$817.02M
Net Profit Margin
-149.35%
TTM Avg
-49.38%
3Y Avg
-21.86%
5Y Avg
33.90%
Market Cap
$813.16M
Net Profit Margin
8.33%
TTM Avg
5.29%
3Y Avg
8.30%
5Y Avg
12.36%
Market Cap
$812.04M
Net Profit Margin
24.06%
TTM Avg
15.30%
3Y Avg
16.87%
5Y Avg
19.23%
Market Cap
$839.33M
Net Profit Margin
-1.67%
TTM Avg
0.30%
3Y Avg
5.53%
5Y Avg
8.91%
Market Cap
$843.00M
Net Profit Margin
22.19%
TTM Avg
21.11%
3Y Avg
20.04%
5Y Avg
18.53%
Market Cap
$805.64M
Net Profit Margin
7.88%
TTM Avg
5.98%
3Y Avg
4.82%
5Y Avg
4.03%
Market Cap
$788.83M
Net Profit Margin
23.23%
TTM Avg
20.90%
3Y Avg
19.88%
5Y Avg
25.02%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| World Acceptance Corporation (WRLD) | $824.71M | 6.65% | 4.78% | 10.58% | 8.10% |
| South Plains Financial, Inc. (SPFI)vs › | $818.67M | 21.48% | 18.63% | 21.90% | 22.10% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -149.35% | -49.38% | -21.86% | 33.90% |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 8.33% | 5.29% | 8.30% | 12.36% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $812.04M | 24.06% | 15.30% | 16.87% | 19.23% |
| Navient Corporation (NAVI)vs › | $839.33M | -1.67% | 0.30% | 5.53% | 8.91% |
| Capital City Bank Group, Inc. (CCBG)vs › | $843.00M | 22.19% | 21.11% | 20.04% | 18.53% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 7.88% | 5.98% | 4.82% | 4.03% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $788.83M | 23.23% | 20.90% | 19.88% | 25.02% |
| Eagle Bancorp, Inc. (EGBN)vs › | $861.20M | -6.43% | -13.42% | 5.04% | 15.69% |
Operating Margin
8.7%
Net Profit Margin
6.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 4.39% |
| 2026-03-31 | 20.40% |
| 2025-12-31 | -0.65% |
| 2025-09-30 | -1.45% |
| 2025-06-30 | 1.19% |
| 2025-03-31 | 26.79% |
| 2024-12-31 | 9.66% |
| 2024-09-30 | 16.84% |
| 2024-06-30 | 7.68% |
| 2024-03-31 | 22.01% |
| 2023-12-31 | 12.10% |
| 2023-09-30 | 11.75% |
| 2023-06-30 | 6.85% |
| 2023-03-31 | 15.90% |
| 2022-12-31 | 3.96% |
| 2022-09-30 | -0.42% |
| 2022-06-30 | -5.42% |
| 2022-03-31 | 11.05% |
| 2021-12-31 | 4.93% |
| 2021-09-30 | 9.03% |
| 2021-06-30 | 12.16% |
| 2021-03-31 | 30.68% |
| 2020-12-31 | 11.07% |
| 2020-09-30 | 10.77% |
| 2020-06-30 | 12.52% |
| 2020-03-31 | 12.98% |
| 2019-12-31 | -4.26% |
| 2019-09-30 | 1.78% |
| 2019-06-30 | 6.22% |
| 2019-03-31 | 24.17% |
| 2018-12-31 | 4.55% |
| 2018-09-30 | 11.44% |
| 2018-06-30 | -17.51% |
| 2018-03-31 | 19.19% |
| 2017-12-31 | 1.34% |
| 2017-09-30 | 8.24% |
| 2017-06-30 | 11.20% |
| 2017-03-31 | 22.03% |
| 2016-12-31 | 7.37% |
| 2016-09-30 | 11.98% |
| 2016-06-30 | 13.08% |
| 2016-03-31 | 20.69% |
| 2015-12-31 | 10.56% |
| 2015-09-30 | 14.07% |
| 2015-06-30 | 17.22% |
| 2015-03-31 | 31.56% |
| 2014-12-31 | 12.43% |
| 2014-09-30 | 14.36% |
| 2014-06-30 | 15.46% |
| 2014-03-31 | 24.07% |
| 2013-12-31 | 14.30% |
| 2013-09-30 | 14.38% |
| 2013-06-30 | 15.91% |
| 2013-03-31 | 26.73% |
| 2012-12-31 | 13.82% |
| 2012-09-30 | 16.43% |
| 2012-06-30 | 17.02% |
| 2012-03-31 | 25.27% |
| 2011-12-31 | 14.40% |
| 2011-09-30 | 17.64% |
| 2011-06-30 | 16.39% |
| 2011-03-31 | 25.00% |
| 2010-12-31 | 14.33% |
| 2010-09-30 | 17.14% |
| 2010-06-30 | 16.95% |
| 2010-03-31 | 23.94% |
| 2009-12-31 | 13.13% |
| 2009-09-30 | 14.02% |
| 2009-06-30 | 14.60% |
| 2009-03-31 | 24.57% |
| 2008-12-31 | 8.94% |
| 2008-09-30 | 11.63% |
| 2008-06-30 | 12.83% |
| 2008-03-31 | 24.05% |
| 2007-12-31 | 8.28% |
| 2007-09-30 | 13.05% |
| 2007-06-30 | 14.20% |
| 2007-03-31 | 24.13% |
| 2006-12-31 | 9.46% |
| 2006-09-30 | 14.67% |
| 2006-06-30 | 15.64% |
| 2006-03-31 | 24.63% |
| 2005-12-31 | 9.27% |
| 2005-09-30 | 13.09% |
| 2005-06-30 | 14.13% |
| 2005-03-31 | 23.72% |
| 2004-12-31 | 10.35% |
| 2004-09-30 | 13.88% |
| 2004-06-30 | 15.30% |
| 2004-03-31 | 23.52% |
| 2003-12-31 | 10.40% |
| 2003-09-30 | 14.64% |
| 2003-06-30 | 13.94% |
| 2003-03-31 | 22.38% |
| 2002-12-31 | 8.59% |
| 2002-09-30 | 12.79% |
