Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 20.92 is 35% above its 5-year average of 15.49, near the low end of its 5-year range (7.44–55.91).
As of 2026-10-06T22:19:22.749Z. 14.75% above its 12-month average of 18.23.
Calculation as of: 2026-10-06T22:19:22.749Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 79dba4e98bad839b04da5d3c37ed00d1bb0341aaa40bdb89ee95a1f3f26ce272
PE Ratio (20.92) = Close Price ($176.96) / Diluted TTM EPS ($8.46)
PE RATIO
20.92
PE RATIO AVG TTM
18.23
PE RATIO AVG 3Y
12.51
PE RATIO AVG 5Y
15.49
PE RATIO AVG 10Y
14.70
PE RATIO AVG 15Y
11.97
PE RATIO AVG 20Y
11.59
CURRENT VS TTM AVG
+14.75%
CURRENT VS 3Y AVG
+67.20%
CURRENT VS 5Y AVG
+35.03%
CURRENT VS 10Y AVG
+42.32%
CURRENT VS 15Y AVG
+74.70%
CURRENT VS 20Y AVG
+80.49%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
+51.76%
vs the sector median at left
World Acceptance Corporation
Market Cap
$824.71M
PE Ratio
20.92
TTM Avg
18.23
3Y Avg
12.51
5Y Avg
15.49
Market Cap
$818.67M
PE Ratio
11.65
TTM Avg
11.80
3Y Avg
10.88
5Y Avg
9.73
Market Cap
$813.16M
PE Ratio
29.96
TTM Avg
23.56
3Y Avg
38.82
5Y Avg
27.05
Market Cap
$812.04M
PE Ratio
8.95
TTM Avg
9.63
3Y Avg
11.54
5Y Avg
10.75
Market Cap
$843.00M
PE Ratio
13.68
TTM Avg
12.80
3Y Avg
11.50
5Y Avg
12.78
Market Cap
$788.83M
PE Ratio
11.14
TTM Avg
11.40
3Y Avg
11.53
5Y Avg
10.73
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| World Acceptance Corporation (WRLD) | $824.71M | 20.92 | 18.23 | 12.51 | 15.49 |
| South Plains Financial, Inc. (SPFI)vs › | $818.67M | 11.65 | 11.80 | 10.88 | 9.73 |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | N/A | N/A | N/A | N/A |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 29.96 | 23.56 | 38.82 | 27.05 |
| Orrstown Financial Services, Inc. (ORRF)vs › | $812.04M | 8.95 | 9.63 | 11.54 | 10.75 |
| Navient Corporation (NAVI)vs › | $839.33M | N/A | 25.57 | 13.15 | 9.67 |
| Capital City Bank Group, Inc. (CCBG)vs › | $843.00M | 13.68 | 12.80 | 11.50 | 12.78 |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 25.36 | 37.38 | 56.13 | 36.59 |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $788.83M | 11.14 | 11.40 | 11.53 | 10.73 |
| Eagle Bancorp, Inc. (EGBN)vs › | $861.20M | N/A | 6.55 | 8.26 | 8.94 |
At 20.9, P/E is above its 20-year median — higher than 87% of readings in its 20-year history.
20-year low
2.2
median
11.2
20-year high
57.5
Trailing P/E
20.9
Forward P/E
13.4
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$176.96
Forward EPS (Est.)
$13.18
Forward P/E
13.43
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 20.84 |
| 2026-10-02 | 20.62 |
| 2026-10-01 | 20.29 |
| 2026-09-30 | 20.19 |
| 2026-09-29 | 20.39 |
| 2026-09-28 | 20.26 |
| 2026-09-25 | 20.33 |
| 2026-09-24 | 20.18 |
| 2026-09-23 | 20.10 |
| 2026-09-22 | 20.45 |
| 2026-09-21 | 20.22 |
| 2026-09-18 | 21.53 |
| 2026-09-17 | 21.84 |
| 2026-09-16 | 21.94 |
| 2026-09-15 | 21.82 |
| 2026-09-14 | 22.67 |
| 2026-09-11 | 22.55 |
| 2026-09-10 | 22.46 |
| 2026-09-09 | 22.39 |
| 2026-09-08 | 22.70 |
| 2026-09-04 | 22.52 |
| 2026-09-03 | 22.66 |
| 2026-09-02 | 22.53 |
| 2026-09-01 | 21.31 |
| 2026-08-31 | 21.73 |
| 2026-08-28 | 22.26 |
| 2026-08-27 | 22.46 |
| 2026-08-26 | 22.59 |
| 2026-08-25 | 22.87 |
| 2026-08-24 | 22.50 |
| 2026-08-21 | 22.25 |
| 2026-08-20 | 21.74 |
| 2026-08-19 | 21.81 |
| 2026-08-18 | 22.35 |
| 2026-08-17 | 22.46 |
| 2026-08-14 | 23.02 |
| 2026-08-13 | 22.19 |
| 2026-08-12 | 22.42 |
| 2026-08-11 | 22.12 |
| 2026-08-10 | 22.09 |
| 2026-08-07 | 22.12 |
| 2026-08-06 | 25.75 |
| 2026-08-05 | 26.09 |
| 2026-08-04 | 26.24 |
| 2026-08-03 | 25.49 |
| 2026-07-31 | 24.36 |
| 2026-07-30 | 24.54 |
| 2026-07-29 | 25.14 |
| 2026-07-28 | 25.70 |
| 2026-07-27 | 26.54 |
| 2026-07-24 | 27.73 |
| 2026-07-23 | 24.54 |
| 2026-07-22 | 25.30 |
| 2026-07-21 | 25.59 |
| 2026-07-20 | 25.46 |
| 2026-07-17 | 26.02 |
| 2026-07-16 | 26.47 |
| 2026-07-15 | 26.36 |
| 2026-07-14 | 26.54 |
| 2026-07-13 | 26.60 |
| 2026-07-10 | 27.07 |
| 2026-07-09 | 27.57 |
| 2026-07-08 | 26.35 |
| 2026-07-07 | 26.98 |
| 2026-07-06 | 27.32 |
| 2026-07-02 | 28.18 |
| 2026-07-01 | 29.74 |
| 2026-06-30 | 30.33 |
| 2026-06-29 | 30.31 |
| 2026-06-26 | 28.97 |
| 2026-06-25 | 27.35 |
| 2026-06-24 | 26.39 |
| 2026-06-23 | 25.02 |
| 2026-06-22 | 24.62 |
| 2026-06-18 | 24.11 |
| 2026-06-17 | 23.50 |
| 2026-06-16 | 23.44 |
| 2026-06-15 | 23.46 |
| 2026-06-12 | 24.18 |
| 2026-06-11 | 23.98 |
| 2026-06-10 | 23.22 |
| 2026-06-09 | 22.97 |
| 2026-06-08 | 23.10 |
| 2026-06-05 | 22.67 |
| 2026-06-04 | 21.49 |
| 2026-06-03 | 21.28 |
| 2026-06-02 | 21.20 |
| 2026-06-01 | 21.47 |
| 2026-05-29 | 21.14 |
| 2026-05-28 | 20.68 |
| 2026-05-27 | 21.37 |
| 2026-05-26 | 21.31 |
| 2026-05-22 | 20.48 |
| 2026-05-21 | 20.24 |
| 2026-05-20 | 19.93 |
| 2026-05-19 | 20.04 |
| 2026-05-18 | 19.99 |
| 2026-05-15 | 19.61 |
| 2026-05-14 | 19.24 |
| 2026-05-13 | 19.19 |
| 2026-05-12 | 18.99 |
| 2026-05-11 | 18.98 |
| 2026-05-08 | 19.17 |
| 2026-05-07 | 19.15 |
| 2026-05-06 | 19.09 |
| 2026-05-05 | 18.07 |
| 2026-05-04 | 18.00 |
| 2026-05-01 | 19.46 |
| 2026-04-30 | 18.84 |
| 2026-04-29 | 19.62 |
| 2026-04-28 | 19.81 |
| 2026-04-27 | 19.67 |
| 2026-04-24 | 19.38 |
| 2026-04-23 | 19.47 |
| 2026-04-22 | 19.14 |
| 2026-04-21 | 18.92 |
| 2026-04-20 | 19.12 |
| 2026-04-17 | 18.10 |
| 2026-04-16 | 16.76 |
| 2026-04-15 | 17.23 |
| 2026-04-14 | 17.75 |
| 2026-04-13 | 18.05 |
| 2026-04-10 | 19.05 |
| 2026-04-09 | 19.77 |
| 2026-04-08 | 19.40 |
| 2026-04-07 | 18.64 |
| 2026-04-06 | 18.36 |
| 2026-04-02 | 17.91 |
| 2026-04-01 | 18.13 |
| 2026-03-31 | 17.29 |
| 2026-03-30 | 17.07 |
| 2026-03-27 | 16.71 |
| 2026-03-26 | 16.73 |
| 2026-03-25 | 16.33 |
| 2026-03-24 | 17.35 |
| 2026-03-23 | 17.45 |
| 2026-03-20 | 16.75 |
| 2026-03-19 | 17.07 |
| 2026-03-18 | 17.10 |
| 2026-03-17 | 17.76 |
| 2026-03-16 | 17.07 |
| 2026-03-13 | 17.13 |
| 2026-03-12 | 17.42 |
| 2026-03-11 | 17.30 |
| 2026-03-10 | 17.86 |
| 2026-03-09 | 17.63 |
| 2026-03-06 | 17.79 |
| 2026-03-05 | 18.66 |
| 2026-03-04 | 18.67 |
| 2026-03-03 | 17.99 |
| 2026-03-02 | 17.52 |
| 2026-02-27 | 17.27 |
| 2026-02-26 | 17.85 |
| 2026-02-25 | 17.15 |
| 2026-02-24 | 16.41 |
| 2026-02-23 | 16.29 |
| 2026-02-20 | 16.73 |
| 2026-02-19 | 17.15 |
| 2026-02-18 | 17.32 |
| 2026-02-17 | 17.24 |
| 2026-02-13 | 16.79 |
| 2026-02-12 | 16.37 |
| 2026-02-11 | 16.32 |
| 2026-02-10 | 15.53 |
| 2026-02-09 | 11.52 |
| 2026-02-06 | 11.78 |
| 2026-02-05 | 11.36 |
| 2026-02-04 | 11.33 |
| 2026-02-03 | 11.58 |
| 2026-02-02 | 11.79 |
| 2026-01-30 | 11.60 |
| 2026-01-29 | 11.44 |
| 2026-01-28 | 11.06 |
| 2026-01-27 | 11.24 |
| 2026-01-26 | 13.64 |
| 2026-01-23 | 13.31 |
| 2026-01-22 | 13.63 |
| 2026-01-21 | 13.28 |
| 2026-01-20 | 12.58 |
| 2026-01-16 | 13.30 |
| 2026-01-15 | 13.35 |
| 2026-01-14 | 13.64 |
| 2026-01-13 | 13.66 |
| 2026-01-12 | 13.28 |
| 2026-01-09 | 14.29 |
| 2026-01-08 | 14.38 |
| 2026-01-07 | 14.24 |
| 2026-01-06 | 14.43 |
| 2026-01-05 | 14.04 |
| 2026-01-02 | 13.57 |
| 2025-12-31 | 13.43 |
| 2025-12-30 | 13.92 |
| 2025-12-29 | 14.01 |
| 2025-12-26 | 14.10 |
| 2025-12-24 | 14.15 |
| 2025-12-23 | 13.91 |
| 2025-12-22 | 13.87 |
| 2025-12-19 | 13.66 |
| 2025-12-18 | 14.16 |
| 2025-12-17 | 13.97 |
| 2025-12-16 | 14.05 |
| 2025-12-15 | 13.94 |
| 2025-12-12 | 14.20 |
| 2025-12-11 | 14.26 |
| 2025-12-10 | 13.94 |
| 2025-12-09 | 13.55 |
| 2025-12-08 | 13.17 |
| 2025-12-05 | 13.75 |
| 2025-12-04 | 14.80 |
| 2025-12-03 | 15.24 |
| 2025-12-02 | 14.91 |
| 2025-12-01 | 14.80 |
| 2025-11-28 | 14.80 |
| 2025-11-26 | 14.89 |
| 2025-11-25 | 14.69 |
| 2025-11-24 | 14.22 |
| 2025-11-21 | 13.48 |
| 2025-11-20 | 12.95 |
| 2025-11-19 | 13.06 |
| 2025-11-18 | 12.64 |
| 2025-11-17 | 12.62 |
| 2025-11-14 | 13.18 |
| 2025-11-13 | 13.22 |
| 2025-11-12 | 13.19 |
| 2025-11-11 | 12.91 |
| 2025-11-10 | 12.77 |
| 2025-11-07 | 12.64 |
| 2025-11-06 | 8.78 |
| 2025-11-05 | 9.07 |
| 2025-11-04 | 8.90 |
| 2025-11-03 | 8.97 |
| 2025-10-31 | 8.60 |
| 2025-10-30 | 8.53 |
| 2025-10-29 | 8.90 |
| 2025-10-28 | 9.22 |
| 2025-10-27 | 9.61 |
| 2025-10-24 | 9.53 |
| 2025-10-23 | 10.46 |
| 2025-10-22 | 11.99 |
| 2025-10-21 | 12.12 |
| 2025-10-20 | 11.98 |
| 2025-10-17 | 11.71 |
| 2025-10-16 | 11.66 |
| 2025-10-15 | 12.10 |
| 2025-10-14 | 12.10 |
| 2025-10-13 | 11.31 |
| 2025-10-10 | 11.13 |
| 2025-10-09 | 11.82 |
| 2025-10-08 | 12.43 |
| 2025-10-07 | 11.92 |
| 2025-10-06 | 11.94 |
| 2025-10-03 | 11.85 |
| 2025-10-02 | 11.59 |
| 2025-10-01 | 11.44 |
| 2025-09-30 | 11.41 |
| 2025-09-29 | 11.46 |
| 2025-09-26 | 12.44 |
| 2025-09-25 | 12.19 |
| 2025-09-24 | 11.88 |
| 2025-09-23 | 11.84 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.