Which has the lower trailing P/E, SMBC or WRLD?

SMBC has the lower trailing P/E: SMBC trades at 11.14 and WRLD at 20.92. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, SMBC or WRLD?

Over the past five years, SMBC grew revenue faster — SMBC at a 19.02% CAGR versus WRLD at 2.18%.

Does SMBC or WRLD pay a bigger dividend?

SMBC pays a dividend (1.42% yield), while WRLD has no payments in the available dividend history.

Is SMBC or WRLD more profitable?

SMBC runs the higher net margin — SMBC at 23.23% versus WRLD at 6.65%.

Southern Missouri Bancorp, Inc. (SMBC) vs World Acceptance Corporation (WRLD)

A side-by-side comparison of Southern Missouri Bancorp, Inc. and World Acceptance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

SMBC

Southern Missouri Bancorp, Inc.

$789M

$71.61Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

WRLD

World Acceptance Corporation

$825M

$176.96Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — SMBC vs WRLD

growth of $100 · dividends reinvested · last 10y

SMBC +245.6% (+13.2%/yr)WRLD +257.9% (+13.6%/yr)WRLD compounded faster over this window

SMBC WRLD

SMBC vs WRLD: by the numbers

•WRLD is the larger company ($825M vs $789M market cap).
•SMBC trades at the lower trailing earnings multiple (11.14 vs 20.92 P/E), one valuation lens rather than an overall verdict.
•SMBC converts more revenue to profit (23.23% vs 6.65% net margin).
•SMBC grew revenue faster over the past five years (19.02% vs 2.18% CAGR).
•SMBC pays a dividend (1.42% yield), while WRLD has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	SMBC	WRLD
P/E ratio	11.14	20.92
Forward P/E	10.78	13.43
PEG ratio	2.61	N/A
P/S ratio	2.55	1.39
P/B ratio	1.34	2.28

Profitability

Metric	SMBC	WRLD
Operating margin	28.70%	8.65%
Net margin	23.23%	6.65%
ROE	12.16%	10.86%

Southern Missouri Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

World Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	SMBC	WRLD
Dividend yield	1.42%	N/A
Payout ratio	15.86%	N/A

Growth (annualized)

Metric	SMBC	WRLD
Revenue CAGR (5Y)	19.02%	2.18%
EPS CAGR (5Y)	4.32%	-12.03%
Total return CAGR (5Y)	11.41%	-2.47%

Frequently asked

Which has the lower trailing P/E, SMBC or WRLD?: SMBC has the lower trailing P/E: SMBC trades at 11.14 and WRLD at 20.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, SMBC or WRLD?: Over the past five years, SMBC grew revenue faster — SMBC at a 19.02% CAGR versus WRLD at 2.18%.
Does SMBC or WRLD pay a bigger dividend?: SMBC pays a dividend (1.42% yield), while WRLD has no payments in the available dividend history.
Is SMBC or WRLD more profitable?: SMBC runs the higher net margin — SMBC at 23.23% versus WRLD at 6.65%.

Go deeper

Full SMBC analysis Full WRLD analysis Interactive comparison tool

Dig into the metrics

Southern Missouri Bancorp P/E ratio World Acceptance P/E ratio Southern Missouri Bancorp dividend yield Southern Missouri Bancorp ROE World Acceptance ROE Southern Missouri Bancorp operating margin World Acceptance operating margin Southern Missouri Bancorp revenue growth World Acceptance revenue growth

Southern Missouri Bancorp & World Acceptance appear in these rankings

Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.