Southern Missouri Bancorp (SMBC) ROE: History & Chart

Southern Missouri Bancorp, Inc.(SMBC)

Banks - Regional · Poplar Bluff, MO

$71.86-0.04 (-0.05%)

Delayed quote: Oct 6, 2026, 2:04 PM EDT

About Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp, Inc., established in 1887 and headquartered in Poplar Bluff, Missouri, functions as the parent company for Southern Bank. Through its subsidiary, it delivers a comprehensive suite of banking and financial solutions to both individual consumers and businesses across the United States. The company's offerings encompass a wide range of personal banking services, including checking and savings accounts, online and mobile banking, mortgages, refinancing options, and various loans and credit facilities. For corporate clients, it provides business banking, financing, and a variety of supporting business services. Additionally, Southern Missouri Bancorp extends its financial product portfolio to include investment and insurance services, digital banking, and debit and credit cards. As of June 30, 2021, the institution maintained a significant physical presence with 46 full-service and two limited-service branch locations. These branches are strategically distributed throughout numerous towns in Missouri (Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla), Arkansas (Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot), and Illinois (Anna, Cairo, and Tamms).

Poplar Bluff, MO

725 employees

www.bankwithsouthern.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Greg A. Steffens

View full financials

SMBC Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

12.16%

RETURN ON EQUITY (ROE) AVG TTM

11.35%

RETURN ON EQUITY (ROE) AVG 3Y

10.38%

RETURN ON EQUITY (ROE) AVG 5Y

11.95%

RETURN ON EQUITY (ROE) AVG 10Y

11.22%

RETURN ON EQUITY (ROE) AVG 15Y

10.86%

RETURN ON EQUITY (ROE) AVG 20Y

10.71%

CURRENT VS TTM AVG

+7.14%

CURRENT VS 3Y AVG

+17.17%

CURRENT VS 5Y AVG

+1.76%

CURRENT VS 10Y AVG

+8.43%

CURRENT VS 15Y AVG

+11.96%

CURRENT VS 20Y AVG

+13.56%

SECTOR MEDIAN · FINANCIAL SERVICES

8.76%

median of 674 covered companies

CURRENT VS SECTOR MEDIAN

+38.84%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
Southern Missouri Bancorp, Inc. (SMBC)	$791.62M	12.16%	11.35%	10.38%	11.95%
River City Bank (RCBC)vs ›	$788.67M	13.78%	13.80%	13.90%	13.63%
Peapack-Gladstone Financial Corporation (PGC)vs ›	$784.32M	7.25%	5.55%	8.35%	8.12%
GCM Grosvenor Inc. (GCMG)vs ›	$806.26M	175.63%	50.20%	-11.46%	-23.86%
Financial Institutions, Inc. (FISI)vs ›	$773.28M	12.84%	2.29%	7.40%	8.86%
Orrstown Financial Services, Inc. (ORRF)vs ›	$812.24M	13.89%	8.97%	10.25%	10.65%
Alerus Financial Corporation (ALRS)vs ›	$815.42M	4.75%	3.34%	5.26%	8.21%
Oxford Lane Capital Corp. (OXLCO)vs ›	$817.02M	-56.75%	-27.14%	-13.95%	1.02%
South Plains Financial, Inc. (SPFI)vs ›	$819.85M	10.34%	11.59%	13.72%	13.59%
World Acceptance Corporation (WRLD)vs ›	$820.55M	10.86%	15.20%	13.53%	15.06%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

Southern Missouri Bancorp, Inc. (SMBC)

$791.62M

12.16%

11.35%

10.38%

11.95%

River City Bank (RCBC)vs ›

$788.67M

13.78%

13.80%

13.90%

13.63%

Peapack-Gladstone Financial Corporation (PGC)vs ›

$784.32M

7.25%

5.55%

8.35%

8.12%

GCM Grosvenor Inc. (GCMG)vs ›

$806.26M

175.63%

50.20%

-11.46%

-23.86%

Financial Institutions, Inc. (FISI)vs ›

$773.28M

12.84%

2.29%

7.40%

8.86%

Orrstown Financial Services, Inc. (ORRF)vs ›

$812.24M

13.89%

8.97%

10.25%

10.65%

Alerus Financial Corporation (ALRS)vs ›

$815.42M

4.75%

3.34%

5.26%

8.21%

Oxford Lane Capital Corp. (OXLCO)vs ›

$817.02M

-56.75%

-27.14%

-13.95%

1.02%

South Plains Financial, Inc. (SPFI)vs ›

$819.85M

10.34%

11.59%

13.72%

13.59%

World Acceptance Corporation (WRLD)vs ›

$820.55M

10.86%

15.20%

13.53%

15.06%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for Southern Missouri Bancorp, Inc. (SMBC)?

The return on equity (ROE) for SMBC stock is 12.16%.

Is Southern Missouri Bancorp, Inc.'s return on equity (ROE) high or low?

The return on equity (ROE) of 12.16% is in line with its 5-year average of 11.95%, around the middle of its 5-year range (8.42%–17.03%).

What is the TTM average return on equity (ROE) for Southern Missouri Bancorp, Inc. (SMBC)?

The TTM average return on equity (ROE) for SMBC stock is 11.35%.

What is the 3Y average return on equity (ROE) for Southern Missouri Bancorp, Inc. (SMBC)?

The 3Y average return on equity (ROE) for SMBC stock is 10.38%.

What is the 5Y average return on equity (ROE) for Southern Missouri Bancorp, Inc. (SMBC)?

The 5Y average return on equity (ROE) for SMBC stock is 11.95%.

What is the 10Y average return on equity (ROE) for Southern Missouri Bancorp, Inc. (SMBC)?

The 10Y average return on equity (ROE) for SMBC stock is 11.22%.

What is the 15Y average return on equity (ROE) for Southern Missouri Bancorp, Inc. (SMBC)?

The 15Y average return on equity (ROE) for SMBC stock is 10.86%.

What is the 20Y average return on equity (ROE) for Southern Missouri Bancorp, Inc. (SMBC)?

The 20Y average return on equity (ROE) for SMBC stock is 10.71%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	12.16%
2025-12-31	11.49%
2025-09-30	11.01%
2025-06-30	10.74%
2025-03-31	10.64%
2024-12-31	10.14%
2024-09-30	9.79%
2024-06-30	10.27%
2024-03-31	10.89%
2023-12-31	9.21%
2023-09-30	9.43%
2023-06-30	8.80%
2023-03-31	8.42%
2022-12-31	12.97%
2022-09-30	13.49%
2022-06-30	14.70%
2022-03-31	14.69%
2021-12-31	16.54%
2021-09-30	17.03%
2021-06-30	16.65%
2021-03-31	14.80%
2020-12-31	12.71%
2020-09-30	11.43%
2020-06-30	10.66%
2020-03-31	11.29%
2019-12-31	12.13%
2019-09-30	12.36%
2019-06-30	12.12%
2019-03-31	11.66%
2018-12-31	11.23%
2018-09-30	11.10%
2018-06-30	10.43%
2018-03-31	9.67%
2017-12-31	9.81%
2017-09-30	9.44%
2017-06-30	8.99%
2017-03-31	11.58%
2016-12-31	11.42%
2016-09-30	11.59%
2016-06-30	11.79%
2016-03-31	12.05%
2015-12-31	12.39%
2015-09-30	10.31%
2015-06-30	10.30%
2015-03-31	9.67%
2014-12-31	9.03%
2014-09-30	8.57%
2014-06-30	9.07%
2014-03-31	9.17%
2013-12-31	9.60%
2013-09-30	9.73%
2013-06-30	9.89%
2013-03-31	9.87%
2012-12-31	9.75%
2012-09-30	10.14%
2012-06-30	10.66%
2012-03-31	11.13%
2011-12-31	11.10%
2011-09-30	18.88%
2011-06-30	20.58%
2011-03-31	19.01%
2010-12-31	17.94%
2010-09-30	10.13%
2010-06-30	10.13%
2010-03-31	9.93%
2009-12-31	9.92%
2009-09-30	9.41%
2009-06-30	9.13%
2009-03-31	9.31%
2008-12-31	9.29%
2008-09-30	11.97%
2008-06-30	11.86%
2008-03-31	10.93%
2007-12-31	10.60%
2007-09-30	10.28%
2007-06-30	10.20%
2007-03-31	10.12%
2006-12-31	10.30%
2006-09-30	10.38%
2006-06-30	10.48%
2006-03-31	5.42%
2005-12-30	-0.79%
2005-09-30	-0.03%
2005-06-30	0.42%
2005-03-31	5.59%
2004-12-31	11.48%
2004-09-30	11.20%
2004-06-30	11.11%
2004-03-31	10.70%
2003-12-31	10.79%
2003-09-30	10.80%
2003-06-30	10.91%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

12.16%

2025-12-31

11.49%

2025-09-30

11.01%

2025-06-30

10.74%

2025-03-31

10.64%

2024-12-31

10.14%

2024-09-30

9.79%

2024-06-30

10.27%

2024-03-31

10.89%

2023-12-31

9.21%

2023-09-30

9.43%

2023-06-30

8.80%

2023-03-31

8.42%

2022-12-31

12.97%

2022-09-30

13.49%

2022-06-30

14.70%

2022-03-31

14.69%

2021-12-31

16.54%

2021-09-30

17.03%

2021-06-30

16.65%

2021-03-31

14.80%

2020-12-31

12.71%

2020-09-30

11.43%

2020-06-30

10.66%

2020-03-31

11.29%

2019-12-31

12.13%

2019-09-30

12.36%

2019-06-30

12.12%

2019-03-31

11.66%

2018-12-31

11.23%

2018-09-30

11.10%

2018-06-30

10.43%

2018-03-31

9.67%

2017-12-31

9.81%

2017-09-30

9.44%

2017-06-30

8.99%

2017-03-31

11.58%

2016-12-31

11.42%

2016-09-30

11.59%

2016-06-30

11.79%

2016-03-31

12.05%

2015-12-31

12.39%

2015-09-30

10.31%

2015-06-30

10.30%

2015-03-31

9.67%

2014-12-31

9.03%

2014-09-30

8.57%

2014-06-30

9.07%

2014-03-31

9.17%

2013-12-31

9.60%

2013-09-30

9.73%

2013-06-30

9.89%

2013-03-31

9.87%

2012-12-31

9.75%

2012-09-30

10.14%

2012-06-30

10.66%

2012-03-31

11.13%

2011-12-31

11.10%

2011-09-30

18.88%

2011-06-30

20.58%

2011-03-31

19.01%

2010-12-31

17.94%

2010-09-30

10.13%

2010-06-30

10.13%

2010-03-31

9.93%

2009-12-31

9.92%

2009-09-30

9.41%

2009-06-30

9.13%

2009-03-31

9.31%

2008-12-31

9.29%

2008-09-30

11.97%

2008-06-30

11.86%

2008-03-31

10.93%

2007-12-31

10.60%

2007-09-30

10.28%

2007-06-30

10.20%

2007-03-31

10.12%

2006-12-31

10.30%

2006-09-30

10.38%

2006-06-30

10.48%

2006-03-31

5.42%

2005-12-30

-0.79%

2005-09-30

-0.03%

2005-06-30

0.42%

2005-03-31

5.59%

2004-12-31

11.48%

2004-09-30

11.20%

2004-06-30

11.11%

2004-03-31

10.70%

2003-12-31

10.79%

2003-09-30

10.80%

2003-06-30

10.91%

Return on Equity (ROE): 12.16%

SMBC Return on Equity (ROE)

SMBC Average Return on Equity (ROE) Chart

SMBC Current vs Average Return on Equity (ROE) Chart

SMBC Return on Equity (ROE) Metrics

SMBC Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

SMBC Return on Equity (ROE) History

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