Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 13.78% is in line with its 1-year average of 13.13%, near the high end of its 1-year range (12.47%–13.78%).
As of the fiscal period ended Tuesday, June 30, 2026. 4.96% above its 12-month average of 13.13%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 13.78%.
RETURN ON EQUITY (ROE)
13.78%
RETURN ON EQUITY (ROE) AVG TTM
13.13%
RETURN ON EQUITY (ROE) AVG 3Y
13.13%
RETURN ON EQUITY (ROE) AVG 5Y
13.13%
RETURN ON EQUITY (ROE) AVG 10Y
13.13%
RETURN ON EQUITY (ROE) AVG 15Y
13.13%
RETURN ON EQUITY (ROE) AVG 20Y
37.47%
CURRENT VS TTM AVG
+4.96%
CURRENT VS 3Y AVG
+4.96%
CURRENT VS 5Y AVG
+4.96%
CURRENT VS 10Y AVG
+4.96%
CURRENT VS 15Y AVG
+4.96%
CURRENT VS 20Y AVG
-63.22%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+57.32%
vs the sector median at left
River City Bank
Market Cap
$787.81M
Return on Equity (ROE)
13.78%
TTM Avg
13.13%
3Y Avg
13.13%
5Y Avg
13.13%
Market Cap
$791.53M
Return on Equity (ROE)
12.16%
TTM Avg
11.44%
3Y Avg
10.48%
5Y Avg
12.22%
Market Cap
$783.26M
Return on Equity (ROE)
7.25%
TTM Avg
5.55%
3Y Avg
8.35%
5Y Avg
8.12%
Market Cap
$774.07M
Return on Equity (ROE)
12.84%
TTM Avg
2.29%
3Y Avg
7.40%
5Y Avg
8.86%
Market Cap
$806.26M
Return on Equity (ROE)
175.63%
TTM Avg
50.20%
3Y Avg
-11.46%
5Y Avg
-23.86%
Market Cap
$810.47M
Return on Equity (ROE)
13.89%
TTM Avg
8.97%
3Y Avg
10.25%
5Y Avg
10.65%
Market Cap
$815.55M
Return on Equity (ROE)
4.75%
TTM Avg
3.34%
3Y Avg
5.26%
5Y Avg
8.21%
Market Cap
$817.02M
Return on Equity (ROE)
-56.75%
TTM Avg
-27.14%
3Y Avg
-13.95%
5Y Avg
1.02%
Market Cap
$819.44M
Return on Equity (ROE)
10.34%
TTM Avg
11.59%
3Y Avg
13.72%
5Y Avg
13.59%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| River City Bank (RCBC) | $787.81M | 13.78% | 13.13% | 13.13% | 13.13% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $791.53M | 12.16% | 11.44% | 10.48% | 12.22% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $783.26M | 7.25% | 5.55% | 8.35% | 8.12% |
| Financial Institutions, Inc. (FISI)vs › | $774.07M | 12.84% | 2.29% | 7.40% | 8.86% |
| GCM Grosvenor Inc. (GCMG)vs › | $806.26M | 175.63% | 50.20% | -11.46% | -23.86% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $810.47M | 13.89% | 8.97% | 10.25% | 10.65% |
| Alerus Financial Corporation (ALRS)vs › | $815.55M | 4.75% | 3.34% | 5.26% | 8.21% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -56.75% | -27.14% | -13.95% | 1.02% |
| South Plains Financial, Inc. (SPFI)vs › | $819.44M | 10.34% | 11.59% | 13.72% | 13.59% |
| Shore Bancshares, Inc. (SHBI)vs › | $759.95M | 10.74% | 9.10% | 7.24% | 6.90% |
ROE
13.8%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 13.78% |
| 2026-03-31 | 13.13% |
| 2025-12-31 | 12.47% |
| 2006-12-31 | 11.18% |
| 2006-09-30 | 86.81% |
| 2006-06-30 | 87.43% |
| 2006-03-31 | 85.13% |
| 2005-12-31 | 18.04% |
