Which has grown faster, OXLCO or RCBC?

Over the past five years, RCBC grew revenue faster — OXLCO at a 25.20% CAGR versus RCBC at 30.88%.

Does OXLCO or RCBC pay a bigger dividend?

OXLCO yields 6.35% and RCBC yields 0.35% based on trailing dividends and the latest price.

Is OXLCO or RCBC more profitable?

RCBC runs the higher net margin — OXLCO at -149.35% versus RCBC at 25.13%.

How have OXLCO and RCBC total returns compared?

Over the past 5 years, OXLCO delivered 5.50% and RCBC delivered 14.99% annualized total return. Past performance doesn't predict future results.

Oxford Lane Capital Corp. (OXLCO) vs River City Bank (RCBC)

A side-by-side comparison of Oxford Lane Capital Corp. and River City Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

OXLCO

Oxford Lane Capital Corp.

$817M

$23.60Financial ServicesDelayed quote: Oct 6, 2026, 1:33 PM EDT

RCBC

River City Bank

$790M

$54.83Financial ServicesDelayed quote: Oct 6, 2026, 1:54 PM EDT

Total return — OXLCO vs RCBC

growth of $100 · dividends reinvested · last 5y

OXLCO +33.0% (+5.9%/yr)RCBC +115.0% (+16.5%/yr)RCBC compounded faster over this window

OXLCO RCBC

OXLCO vs RCBC: by the numbers

•OXLCO is the larger company ($817M vs $790M market cap).
•RCBC is profitable (25.13% net margin) while OXLCO runs a net loss (-149.35%).
•RCBC grew revenue faster over the past five years (30.88% vs 25.20% CAGR).
•OXLCO pays the higher dividend yield (6.35% vs 0.35%).

Metrics side by side

Valuation

Metric	OXLCO	RCBC
P/E ratio	N/A	10.12
Forward P/E	6.05	10.92
PEG ratio	N/A	0.60
P/S ratio	N/A	2.54
P/B ratio	0.79	1.39

Profitability

Metric	OXLCO	RCBC
Gross margin	68.25%	N/A
Operating margin	-135.44%	34.68%
Net margin	-149.35%	25.13%
ROE	-56.75%	13.78%

River City Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	OXLCO	RCBC
Dividend yield	6.35%	0.35%
Payout ratio	N/A	3.51%

Growth (annualized)

Metric	OXLCO	RCBC
Revenue CAGR (5Y)	25.20%	30.88%
EPS CAGR (5Y)	N/A	16.80%
Total return CAGR (5Y)	5.50%	14.99%

Frequently asked

Which has grown faster, OXLCO or RCBC?: Over the past five years, RCBC grew revenue faster — OXLCO at a 25.20% CAGR versus RCBC at 30.88%.
Does OXLCO or RCBC pay a bigger dividend?: OXLCO yields 6.35% and RCBC yields 0.35% based on trailing dividends and the latest price.
Is OXLCO or RCBC more profitable?: RCBC runs the higher net margin — OXLCO at -149.35% versus RCBC at 25.13%.
How have OXLCO and RCBC total returns compared?: Over the past 5 years, OXLCO delivered 5.50% and RCBC delivered 14.99% annualized total return. Past performance doesn't predict future results.

Go deeper

Full OXLCO analysis Full RCBC analysis Interactive comparison tool

Dig into the metrics

River City Bank P/E ratio Oxford Lane Capital dividend yield River City Bank dividend yield Oxford Lane Capital ROE River City Bank ROE Oxford Lane Capital operating margin River City Bank operating margin Oxford Lane Capital revenue growth River City Bank revenue growth

Oxford Lane Capital & River City Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.