Oxford Lane Capital Corp. (OXLCO) vs Southern Missouri Bancorp, Inc. (SMBC)

A side-by-side comparison of Oxford Lane Capital Corp. and Southern Missouri Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OXLCO vs SMBC

growth of $100 · dividends reinvested · last 5y
OXLCO +33.0% (+5.9%/yr)SMBC +72.3% (+11.5%/yr)SMBC compounded faster over this window
100150Start $10020222023202420252026$133$172
OXLCO SMBC

OXLCO vs SMBC: by the numbers

  • •OXLCO is the larger company ($817M vs $793M market cap).
  • •SMBC is profitable (23.23% net margin) while OXLCO runs a net loss (-149.35%).
  • •OXLCO grew revenue faster over the past five years (25.20% vs 19.02% CAGR).
  • •OXLCO pays the higher dividend yield (6.35% vs 1.42%).

Metrics side by side

Valuation

MetricOXLCOSMBC
P/E ratioN/A11.20
Forward P/E6.0510.84
PEG ratioN/A2.63
P/S ratioN/A2.56
P/B ratio0.791.34

Profitability

MetricOXLCOSMBC
Gross margin68.25%N/A
Operating margin-135.44%28.70%
Net margin-149.35%23.23%
ROE-56.75%12.16%

Southern Missouri Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOXLCOSMBC
Dividend yield6.35%1.42%
Payout ratioN/A15.86%

Growth (annualized)

MetricOXLCOSMBC
Revenue CAGR (5Y)25.20%19.02%
EPS CAGR (5Y)N/A4.32%
Total return CAGR (5Y)5.50%11.41%

Frequently asked

Which has grown faster, OXLCO or SMBC?
Over the past five years, OXLCO grew revenue faster — OXLCO at a 25.20% CAGR versus SMBC at 19.02%.
Does OXLCO or SMBC pay a bigger dividend?
OXLCO yields 6.35% and SMBC yields 1.42% based on trailing dividends and the latest price.
Is OXLCO or SMBC more profitable?
SMBC runs the higher net margin — OXLCO at -149.35% versus SMBC at 23.23%.
How have OXLCO and SMBC total returns compared?
Over the past 5 years, OXLCO delivered 5.50% and SMBC delivered 11.41% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.