Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.37% is in line with its 5-year average of 1.29%, around the middle of its 5-year range (0.90%–1.75%).
As of the fiscal period ended Tuesday, June 30, 2026. 8.30% above its 12-month average of 1.27%.
Reported quarterly return on assets; no daily interpolation. Q4 FY2026 (2026-06-30): 0.39%.
RETURN ON ASSETS (ROA)
1.37%
RETURN ON ASSETS (ROA) AVG TTM
1.27%
RETURN ON ASSETS (ROA) AVG 3Y
1.13%
RETURN ON ASSETS (ROA) AVG 5Y
1.29%
RETURN ON ASSETS (ROA) AVG 10Y
1.20%
RETURN ON ASSETS (ROA) AVG 15Y
1.22%
RETURN ON ASSETS (ROA) AVG 20Y
1.13%
CURRENT VS TTM AVG
+8.30%
CURRENT VS 3Y AVG
+21.24%
CURRENT VS 5Y AVG
+6.20%
CURRENT VS 10Y AVG
+14.08%
CURRENT VS 15Y AVG
+12.12%
CURRENT VS 20Y AVG
+21.75%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+10.93%
vs the sector median at left
Southern Missouri Bancorp, Inc.
Market Cap
$790.64M
Return on Assets (ROA)
1.37%
TTM Avg
1.27%
3Y Avg
1.13%
5Y Avg
1.29%
Market Cap
$788.62M
Return on Assets (ROA)
1.30%
TTM Avg
1.30%
3Y Avg
1.25%
5Y Avg
1.20%
Market Cap
$784.23M
Return on Assets (ROA)
0.65%
TTM Avg
0.48%
3Y Avg
0.72%
5Y Avg
0.71%
Market Cap
$806.26M
Return on Assets (ROA)
6.57%
TTM Avg
4.31%
3Y Avg
3.80%
5Y Avg
3.26%
Market Cap
$772.56M
Return on Assets (ROA)
1.30%
TTM Avg
0.25%
3Y Avg
0.58%
5Y Avg
0.75%
Market Cap
$811.37M
Return on Assets (ROA)
1.54%
TTM Avg
0.93%
3Y Avg
0.94%
5Y Avg
0.98%
Market Cap
$814.59M
Return on Assets (ROA)
0.52%
TTM Avg
0.34%
3Y Avg
0.51%
5Y Avg
0.84%
Market Cap
$817.02M
Return on Assets (ROA)
-31.96%
TTM Avg
-15.13%
3Y Avg
-7.41%
5Y Avg
1.72%
Market Cap
$819.86M
Return on Assets (ROA)
3.65%
TTM Avg
6.09%
3Y Avg
5.35%
5Y Avg
5.85%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Southern Missouri Bancorp, Inc. (SMBC) | $790.64M | 1.37% | 1.27% | 1.13% | 1.29% |
| River City Bank (RCBC)vs › | $788.62M | 1.30% | 1.30% | 1.25% | 1.20% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $784.23M | 0.65% | 0.48% | 0.72% | 0.71% |
| GCM Grosvenor Inc. (GCMG)vs › | $806.26M | 6.57% | 4.31% | 3.80% | 3.26% |
| Financial Institutions, Inc. (FISI)vs › | $772.56M | 1.30% | 0.25% | 0.58% | 0.75% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $811.37M | 1.54% | 0.93% | 0.94% | 0.98% |
| Alerus Financial Corporation (ALRS)vs › | $814.59M | 0.52% | 0.34% | 0.51% | 0.84% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -31.96% | -15.13% | -7.41% | 1.72% |
| World Acceptance Corporation (WRLD)vs › | $819.86M | 3.65% | 6.09% | 5.35% | 5.85% |
| South Plains Financial, Inc. (SPFI)vs › | $820.40M | 1.21% | 1.24% | 1.36% | 1.37% |
ROA
1.4%
ROE
12.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2026-06-30 | 1.37% |
| 2025-06-30 | 1.16% |
| 2024-06-30 | 1.09% |
| 2023-06-30 | 0.90% |
| 2022-06-30 | 1.47% |
| 2021-06-30 | 1.75% |
| 2020-06-30 | 1.08% |
| 2019-06-30 | 1.31% |
| 2018-06-30 | 1.11% |
| 2017-06-30 | 0.91% |
| 2016-06-30 | 1.06% |
| 2015-06-30 | 1.05% |
| 2014-06-30 | 0.99% |
| 2013-06-30 | 1.26% |
| 2012-06-30 | 1.37% |
| 2011-06-30 | 1.67% |
| 2010-06-30 | 0.84% |
| 2009-06-30 | 0.82% |
| 2008-06-30 | 0.86% |
| 2007-06-30 | 0.77% |
| 2006-06-30 | 0.79% |
| 2005-06-30 | 0.03% |
| 2004-06-30 | 0.92% |
| 2003-06-30 | 0.98% |
| 2002-06-30 | 0.87% |
| 2001-06-30 | 0.64% |
| 2000-06-30 | 0.72% |
| 1999-06-30 | 0.97% |
| 1998-06-30 | 0.71% |
| 1997-06-30 | 0.69% |
