Capital City Bank Group, Inc. (CCBG) vs World Acceptance Corporation (WRLD)
A side-by-side comparison of Capital City Bank Group, Inc. and World Acceptance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CCBG vs WRLD
growth of $100 · dividends reinvested · last 10yCCBG vs WRLD: by the numbers
- •CCBG is the larger company ($843M vs $825M market cap).
- •CCBG trades at the lower trailing earnings multiple (13.68 vs 20.92 P/E), one valuation lens rather than an overall verdict.
- •CCBG converts more revenue to profit (22.19% vs 6.65% net margin).
- •CCBG grew revenue faster over the past five years (4.91% vs 2.18% CAGR).
- •CCBG pays a dividend (2.17% yield), while WRLD has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | CCBG | WRLD |
|---|---|---|
| P/E ratio | 13.68 | 20.92 |
| Forward P/E | 13.19 | 13.43 |
| PEG ratio | 0.99 | N/A |
| P/S ratio | 3.03 | 1.39 |
| P/B ratio | 1.48 | 2.28 |
Profitability
| Metric | CCBG | WRLD |
|---|---|---|
| Operating margin | 30.04% | 8.65% |
| Net margin | 22.19% | 6.65% |
| ROE | 10.83% | 10.86% |
Capital City Bank Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
World Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CCBG | WRLD |
|---|---|---|
| Dividend yield | 2.17% | N/A |
| Payout ratio | 29.72% | N/A |
Growth (annualized)
| Metric | CCBG | WRLD |
|---|---|---|
| Revenue CAGR (5Y) | 4.91% | 2.18% |
| EPS CAGR (5Y) | 13.88% | -12.03% |
| Total return CAGR (5Y) | 17.08% | -2.47% |
Frequently asked
- Which has the lower trailing P/E, CCBG or WRLD?
- CCBG has the lower trailing P/E: CCBG trades at 13.68 and WRLD at 20.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CCBG or WRLD?
- Over the past five years, CCBG grew revenue faster — CCBG at a 4.91% CAGR versus WRLD at 2.18%.
- Does CCBG or WRLD pay a bigger dividend?
- CCBG pays a dividend (2.17% yield), while WRLD has no payments in the available dividend history.
- Is CCBG or WRLD more profitable?
- CCBG runs the higher net margin — CCBG at 22.19% versus WRLD at 6.65%.
- How have CCBG and WRLD total returns compared?
- Over the past 10 years, CCBG delivered 15.10% and WRLD delivered 13.07% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital City Bank & World Acceptance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.