Capital City Bank Group, Inc. (CCBG) vs World Acceptance Corporation (WRLD)

A side-by-side comparison of Capital City Bank Group, Inc. and World Acceptance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CCBG vs WRLD

growth of $100 · dividends reinvested · last 10y
CCBG +303.8% (+15.0%/yr)WRLD +257.9% (+13.6%/yr)CCBG compounded faster over this window
100200300400500Start $10020182020202220242026$404$358
CCBG WRLD

CCBG vs WRLD: by the numbers

  • •CCBG is the larger company ($843M vs $825M market cap).
  • •CCBG trades at the lower trailing earnings multiple (13.68 vs 20.92 P/E), one valuation lens rather than an overall verdict.
  • •CCBG converts more revenue to profit (22.19% vs 6.65% net margin).
  • •CCBG grew revenue faster over the past five years (4.91% vs 2.18% CAGR).
  • •CCBG pays a dividend (2.17% yield), while WRLD has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCCBGWRLD
P/E ratio13.6820.92
Forward P/E13.1913.43
PEG ratio0.99N/A
P/S ratio3.031.39
P/B ratio1.482.28

Profitability

MetricCCBGWRLD
Operating margin30.04%8.65%
Net margin22.19%6.65%
ROE10.83%10.86%

Capital City Bank Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

World Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCCBGWRLD
Dividend yield2.17%N/A
Payout ratio29.72%N/A

Growth (annualized)

MetricCCBGWRLD
Revenue CAGR (5Y)4.91%2.18%
EPS CAGR (5Y)13.88%-12.03%
Total return CAGR (5Y)17.08%-2.47%

Frequently asked

Which has the lower trailing P/E, CCBG or WRLD?
CCBG has the lower trailing P/E: CCBG trades at 13.68 and WRLD at 20.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CCBG or WRLD?
Over the past five years, CCBG grew revenue faster — CCBG at a 4.91% CAGR versus WRLD at 2.18%.
Does CCBG or WRLD pay a bigger dividend?
CCBG pays a dividend (2.17% yield), while WRLD has no payments in the available dividend history.
Is CCBG or WRLD more profitable?
CCBG runs the higher net margin — CCBG at 22.19% versus WRLD at 6.65%.
How have CCBG and WRLD total returns compared?
Over the past 10 years, CCBG delivered 15.10% and WRLD delivered 13.07% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.