Navient Corporation (NAVI) vs World Acceptance Corporation (WRLD)

A side-by-side comparison of Navient Corporation and World Acceptance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — NAVI vs WRLD

growth of $100 · dividends reinvested · last 10y
NAVI +0.4% (+0.0%/yr)WRLD +246.1% (+13.2%/yr)WRLD compounded faster over this window
100200300400500Start $10020182020202220242026$100$346
NAVI WRLD

NAVI vs WRLD: by the numbers

  • •NAVI is the larger company ($839M vs $825M market cap).
  • •WRLD is profitable (6.65% net margin) while NAVI runs a net loss (-1.67%).
  • •WRLD grew revenue faster over the past five years (2.18% vs -4.45% CAGR).
  • •NAVI pays a dividend (7.08% yield), while WRLD has no payments in the available dividend history.

Metrics side by side

Valuation

MetricNAVIWRLD
P/E ratioN/A20.92
Forward P/E11.8713.43
P/S ratio0.291.39
P/B ratio0.352.28

Profitability

MetricNAVIWRLD
Gross margin86.96%N/A
Operating margin77.14%8.65%
Net margin-1.67%6.65%
ROE-2.04%10.86%

World Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricNAVIWRLD
Dividend yield7.08%N/A

Growth (annualized)

MetricNAVIWRLD
Revenue CAGR (5Y)-4.45%2.18%
EPS CAGR (5Y)N/A-12.03%
Total return CAGR (5Y)-9.45%-2.47%

Frequently asked

Which has grown faster, NAVI or WRLD?
Over the past five years, WRLD grew revenue faster — NAVI at a -4.45% CAGR versus WRLD at 2.18%.
Does NAVI or WRLD pay a bigger dividend?
NAVI pays a dividend (7.08% yield), while WRLD has no payments in the available dividend history.
Is NAVI or WRLD more profitable?
WRLD runs the higher net margin — NAVI at -1.67% versus WRLD at 6.65%.
How have NAVI and WRLD total returns compared?
Over the past 10 years, NAVI delivered -0.11% and WRLD delivered 13.07% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.