Oxford Lane Capital Corp. (OXLCO) vs World Acceptance Corporation (WRLD)

A side-by-side comparison of Oxford Lane Capital Corp. and World Acceptance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OXLCO vs WRLD

growth of $100 · dividends reinvested · last 5y
OXLCO +33.0% (+5.9%/yr)WRLD -6.4% (-1.3%/yr)OXLCO compounded faster over this window
50100Start $10020222023202420252026$133$94
OXLCO WRLD

OXLCO vs WRLD: by the numbers

  • •WRLD is the larger company ($825M vs $817M market cap).
  • •WRLD is profitable (6.65% net margin) while OXLCO runs a net loss (-149.35%).
  • •OXLCO grew revenue faster over the past five years (25.20% vs 2.18% CAGR).
  • •OXLCO pays a dividend (6.35% yield), while WRLD has no payments in the available dividend history.

Metrics side by side

Valuation

MetricOXLCOWRLD
P/E ratioN/A20.93
Forward P/E6.0513.44
P/S ratioN/A1.39
P/B ratio0.792.28

Profitability

MetricOXLCOWRLD
Gross margin68.25%N/A
Operating margin-135.44%8.65%
Net margin-149.35%6.65%
ROE-56.75%10.86%

World Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOXLCOWRLD
Dividend yield6.35%N/A

Growth (annualized)

MetricOXLCOWRLD
Revenue CAGR (5Y)25.20%2.18%
EPS CAGR (5Y)N/A-12.03%
Total return CAGR (5Y)5.50%-2.47%

Frequently asked

Which has grown faster, OXLCO or WRLD?
Over the past five years, OXLCO grew revenue faster — OXLCO at a 25.20% CAGR versus WRLD at 2.18%.
Does OXLCO or WRLD pay a bigger dividend?
OXLCO pays a dividend (6.35% yield), while WRLD has no payments in the available dividend history.
Is OXLCO or WRLD more profitable?
WRLD runs the higher net margin — OXLCO at -149.35% versus WRLD at 6.65%.
How have OXLCO and WRLD total returns compared?
Over the past 5 years, OXLCO delivered 5.50% and WRLD delivered -2.47% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.