Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 24.06% is in line with its 5-year average of 22.36%, near the high end of its 5-year range (-14.56%–29.25%).
1.46% above its 12-month average of 23.71%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.90%.
NET PROFIT MARGIN
24.06%
NET PROFIT MARGIN AVG TTM
23.71%
NET PROFIT MARGIN AVG 3Y
20.57%
NET PROFIT MARGIN AVG 5Y
22.36%
NET PROFIT MARGIN AVG 10Y
18.71%
NET PROFIT MARGIN AVG 15Y
18.36%
NET PROFIT MARGIN AVG 20Y
18.63%
CURRENT VS TTM AVG
+1.46%
CURRENT VS 3Y AVG
+16.96%
CURRENT VS 5Y AVG
+7.58%
CURRENT VS 10Y AVG
+28.57%
CURRENT VS 15Y AVG
+31.07%
CURRENT VS 20Y AVG
+29.16%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+82.20%
vs the sector median at left
Orrstown Financial Services, Inc.
Market Cap
$812.04M
Net Profit Margin
24.06%
TTM Avg
23.71%
3Y Avg
20.57%
5Y Avg
22.36%
Market Cap
$813.16M
Net Profit Margin
8.33%
TTM Avg
5.29%
3Y Avg
8.30%
5Y Avg
12.36%
Market Cap
$817.02M
Net Profit Margin
-149.35%
TTM Avg
-49.38%
3Y Avg
-21.86%
5Y Avg
33.90%
Market Cap
$805.64M
Net Profit Margin
7.88%
TTM Avg
5.98%
3Y Avg
4.82%
5Y Avg
4.03%
Market Cap
$818.67M
Net Profit Margin
21.48%
TTM Avg
18.63%
3Y Avg
21.90%
5Y Avg
22.10%
Market Cap
$822.00M
Net Profit Margin
6.65%
TTM Avg
10.90%
3Y Avg
9.68%
5Y Avg
10.78%
Market Cap
$788.83M
Net Profit Margin
23.23%
TTM Avg
20.90%
3Y Avg
19.88%
5Y Avg
25.02%
Market Cap
$787.88M
Net Profit Margin
25.13%
TTM Avg
37.66%
3Y Avg
43.22%
5Y Avg
42.38%
Market Cap
$839.33M
Net Profit Margin
-1.67%
TTM Avg
0.30%
3Y Avg
5.53%
5Y Avg
8.91%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Orrstown Financial Services, Inc. (ORRF) | $812.04M | 24.06% | 23.71% | 20.57% | 22.36% |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 8.33% | 5.29% | 8.30% | 12.36% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -149.35% | -49.38% | -21.86% | 33.90% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.64M | 7.88% | 5.98% | 4.82% | 4.03% |
| South Plains Financial, Inc. (SPFI)vs › | $818.67M | 21.48% | 18.63% | 21.90% | 22.10% |
| World Acceptance Corporation (WRLD)vs › | $822.00M | 6.65% | 10.90% | 9.68% | 10.78% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $788.83M | 23.23% | 20.90% | 19.88% | 25.02% |
| River City Bank (RCBC)vs › | $787.88M | 25.13% | 37.66% | 43.22% | 42.38% |
| Navient Corporation (NAVI)vs › | $839.33M | -1.67% | 0.30% | 5.53% | 8.91% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $782.81M | 11.11% | 8.32% | 14.19% | 15.50% |
Operating Margin
29.9%
Net Profit Margin
24.1%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 23.90% |
| 2026-03-31 | 24.25% |
| 2025-12-31 | 23.71% |
| 2025-09-30 | 24.40% |
| 2025-06-30 | 22.32% |
| 2025-03-31 | 20.88% |
| 2024-12-31 | 15.13% |
| 2024-09-30 | -8.36% |
| 2024-06-30 | 15.44% |
| 2024-03-31 | 17.44% |
| 2023-12-31 | 16.55% |
| 2023-09-30 | 20.37% |
| 2023-06-30 | 22.49% |
| 2023-03-31 | 22.86% |
| 2022-12-31 | 25.34% |
| 2022-09-30 | -14.56% |
| 2022-06-30 | 27.53% |
| 2022-03-31 | 27.03% |
| 2021-12-31 | 21.72% |
| 2021-09-30 | 24.34% |
| 2021-06-30 | 29.25% |
| 2021-03-31 | 32.69% |
| 2020-12-31 | 30.18% |
| 2020-09-30 | 16.16% |
| 2020-06-30 | 19.89% |
| 2020-03-31 | 16.46% |
| 2019-12-31 | 13.75% |
| 2019-09-30 | 20.81% |
| 2019-06-30 | 8.39% |
| 2019-03-31 | 12.63% |
| 2018-12-31 | 4.82% |
| 2018-09-30 | 18.65% |
| 2018-06-30 | 19.44% |
| 2018-03-31 | 18.30% |
| 2017-12-31 | 0.03% |
| 2017-09-30 | 15.28% |
| 2017-06-30 | 18.48% |
| 2017-03-31 | 12.52% |
| 2016-12-31 | 12.16% |
| 2016-09-30 | 9.57% |
| 2016-06-30 | 4.65% |
| 2016-03-31 | 16.68% |
| 2015-12-31 | 10.44% |
| 2015-09-30 | 16.96% |
| 2015-06-30 | 10.55% |
| 2015-03-31 | 17.11% |
| 2014-12-31 | 138.10% |
| 2014-09-30 | 37.04% |
| 2014-06-30 | 19.82% |
| 2014-03-31 | 14.27% |
| 2013-12-31 | 23.04% |
| 2013-09-30 | 15.86% |
| 2013-06-30 | 25.47% |
| 2013-03-31 | 11.42% |
| 2012-12-31 | 6.80% |
| 2012-09-30 | -136.78% |
| 2012-06-30 | -53.14% |
| 2012-03-31 | -42.62% |
| 2011-12-31 | -137.82% |
| 2011-09-30 | 17.65% |
| 2011-06-30 | -51.21% |
| 2011-03-31 | 18.76% |
| 2010-12-31 | 20.97% |
| 2010-09-30 | 23.54% |
| 2010-06-30 | 17.73% |
| 2010-03-31 | 15.29% |
| 2009-12-31 | 15.89% |
| 2009-09-30 | 21.68% |
| 2009-06-30 | 19.75% |
| 2009-03-31 | 18.28% |
| 2008-12-31 | 18.10% |
| 2008-09-30 | 18.78% |
| 2008-06-30 | 21.41% |
| 2008-03-31 | 19.12% |
| 2007-12-31 | 17.58% |
| 2007-09-30 | 19.95% |
| 2007-06-30 | 19.62% |
| 2007-03-31 | 18.49% |
| 2006-12-31 | 19.11% |
| 2006-09-30 | 19.91% |
| 2006-06-30 | 22.80% |
| 2006-03-31 | 21.98% |
| 2005-12-31 | 22.52% |
| 2005-09-30 | 24.74% |
| 2005-06-30 | 25.32% |
| 2005-03-31 | 23.80% |
| 2004-12-31 | 24.31% |
| 2004-09-30 | 23.34% |
| 2004-06-30 | 23.56% |
| 2004-03-31 | 23.32% |
| 2003-12-31 | 24.69% |
| 2003-09-30 | 23.00% |
| 2003-06-30 | 24.33% |
| 2003-03-31 | 21.23% |
| 2002-12-31 | 20.45% |
| 2002-09-30 | 21.76% |
