Navient (NAVI) Net Profit Margin: History & Chart

Navient Corporation(NAVI)

Financial - Credit Services · Herndon, VA

$8.93-0.11 (-1.22%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Navient Corporation

Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving federal, state, and local entities across the United States. The company's operations are divided into three primary segments: Federal Education Loans, Consumer Lending, and Business Processing. Within its Federal Education Loans segment, Navient holds Federal Family Education Loan Program (FFELP) loans, which are backed by state or non-profit agency guarantees. This division also handles the servicing and recovery of its own loan assets, alongside offering asset recovery solutions for FFELP loans held by other organizations. Its Consumer Lending activities involve the ownership, origination, acquisition, and ongoing servicing of private education loans, including both in-school financing and refinancing options. The Business Processing segment extends to various healthcare services, encompassing outsourced revenue cycle management, accounts receivable administration, supplementary business office support, consulting, and public health program management. Furthermore, it provides tailored business processing solutions to state governments, their agencies, judicial systems, local municipalities, and authorities overseeing parking and toll collection. These customizable offerings serve a diverse range of clients, such as hospitals, healthcare networks, medical centers, large physician practices, other healthcare providers, and public health departments. Navient also manages corporate liquidity portfolios. Established in 1973, Navient Corporation maintains its headquarters in Wilmington, Delaware.

Herndon, VA

670 employees

www.navient.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Edward John Bramson

View full financials

NAVI Net Profit Margin Metrics

NET PROFIT MARGIN

-1.67%

NET PROFIT MARGIN AVG TTM

-0.71%

NET PROFIT MARGIN AVG 3Y

2.32%

NET PROFIT MARGIN AVG 5Y

5.45%

NET PROFIT MARGIN AVG 10Y

7.42%

NET PROFIT MARGIN AVG 15Y

11.99%

NET PROFIT MARGIN AVG 20Y

N/A

CURRENT VS TTM AVG

-134.66%

CURRENT VS 3Y AVG

-172.05%

CURRENT VS 5Y AVG

-130.65%

CURRENT VS 10Y AVG

-122.50%

CURRENT VS 15Y AVG

-113.93%

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

13.21%

median of 716 covered companies

CURRENT VS SECTOR MEDIAN

-112.65%

vs the sector median at left

NAME	MARKET CAP	NET PROFIT MARGIN	TTM	3Y	5Y
Navient Corporation (NAVI)	$839.33M	-1.67%	-0.71%	2.32%	5.45%
Capital City Bank Group, Inc. (CCBG)vs ›	$843.00M	22.19%	21.11%	20.04%	18.53%
World Acceptance Corporation (WRLD)vs ›	$824.71M	6.65%	10.90%	9.68%	10.78%
South Plains Financial, Inc. (SPFI)vs ›	$818.67M	21.48%	18.63%	21.90%	22.10%
Eagle Bancorp, Inc. (EGBN)vs ›	$861.20M	-6.43%	-13.42%	5.04%	15.69%
Oxford Lane Capital Corp. (OXLCO)vs ›	$817.02M	-149.35%	-49.38%	-21.86%	33.90%
Great Southern Bancorp, Inc. (GSBC)vs ›	$862.74M	21.14%	19.04%	21.97%	23.81%
Alerus Financial Corporation (ALRS)vs ›	$813.16M	8.33%	5.29%	8.30%	12.36%
Orrstown Financial Services, Inc. (ORRF)vs ›	$812.04M	24.06%	15.30%	16.87%	19.23%
GCM Grosvenor Inc. (GCMG)vs ›	$805.64M	7.88%	5.98%	4.82%	4.03%

NAME

MARKET CAP

NET PROFIT MARGIN

TTM

Navient Corporation (NAVI)

$839.33M

-1.67%

-0.71%

2.32%

5.45%

Capital City Bank Group, Inc. (CCBG)vs ›

$843.00M

22.19%

21.11%

20.04%

18.53%

World Acceptance Corporation (WRLD)vs ›

$824.71M

6.65%

10.90%

9.68%

10.78%

South Plains Financial, Inc. (SPFI)vs ›

$818.67M

21.48%

18.63%

21.90%

22.10%

Eagle Bancorp, Inc. (EGBN)vs ›

$861.20M

-6.43%

-13.42%

5.04%

15.69%

Oxford Lane Capital Corp. (OXLCO)vs ›

$817.02M

-149.35%

-49.38%

-21.86%

33.90%

Great Southern Bancorp, Inc. (GSBC)vs ›

$862.74M

21.14%

19.04%

21.97%

23.81%

Alerus Financial Corporation (ALRS)vs ›

$813.16M

8.33%

5.29%

8.30%

12.36%

Orrstown Financial Services, Inc. (ORRF)vs ›

$812.04M

24.06%

15.30%

16.87%

19.23%

GCM Grosvenor Inc. (GCMG)vs ›

$805.64M

7.88%

5.98%

4.82%

4.03%

Net Profit Margin FAQ

What is the net profit margin for Navient Corporation (NAVI)?

The net profit margin for NAVI stock is -1.67%.

Is Navient Corporation's net profit margin high or low?

The net profit margin of -1.67% is 131% below its 5-year average of 5.45%, near the low end of its 5-year range (-10.75%–30.04%).

What is the TTM average net profit margin for Navient Corporation (NAVI)?

The TTM average net profit margin for NAVI stock is -0.71%.

What is the 3Y average net profit margin for Navient Corporation (NAVI)?

The 3Y average net profit margin for NAVI stock is 2.32%.

What is the 5Y average net profit margin for Navient Corporation (NAVI)?

The 5Y average net profit margin for NAVI stock is 5.45%.

What is the 10Y average net profit margin for Navient Corporation (NAVI)?

The 10Y average net profit margin for NAVI stock is 7.42%.

What is the 15Y average net profit margin for Navient Corporation (NAVI)?

The 15Y average net profit margin for NAVI stock is 11.99%.

DATE	NET PROFIT MARGIN
2026-06-30	3.67%
2026-03-31	2.45%
2025-12-31	-0.66%
2025-09-30	-10.75%
2025-06-30	1.74%
2025-03-31	-0.24%
2024-12-31	2.46%
2024-09-30	-0.20%
2024-06-30	3.30%
2024-03-31	6.28%
2023-12-31	-2.43%
2023-09-30	6.07%
2023-06-30	5.38%
2023-03-31	9.58%
2022-12-31	9.27%
2022-09-30	10.18%
2022-06-30	21.79%
2022-03-31	30.04%
2021-12-31	-1.31%
2021-09-30	20.60%
2021-06-30	21.79%
2021-03-31	37.15%
2020-12-31	20.44%
2020-09-30	22.07%
2020-06-30	13.13%
2020-03-31	-11.29%
2019-12-31	13.22%
2019-09-30	10.65%
2019-06-30	11.07%
2019-03-31	10.37%
2018-12-31	5.18%
2018-09-30	7.88%
2018-06-30	6.06%
2018-03-31	9.11%
2017-12-31	-6.09%
2017-09-30	12.54%
2017-06-30	9.09%
2017-03-31	7.54%
2016-12-31	11.65%
2016-09-30	17.05%
2016-06-30	10.86%
2016-03-31	14.95%
2015-12-31	21.88%
2015-09-30	18.84%
2015-06-30	14.39%
2015-03-31	21.69%
2014-12-31	20.32%
2014-09-30	25.28%
2014-06-30	21.17%
2014-03-31	14.94%
2013-12-31	19.09%
2013-09-30	18.45%
2013-06-30	30.03%
2013-03-31	23.16%
2012-12-31	45.19%
2012-09-30	38.61%

DATE

NET PROFIT MARGIN

2026-06-30

3.67%

2026-03-31

2.45%

2025-12-31

-0.66%

2025-09-30

-10.75%

2025-06-30

1.74%

2025-03-31

-0.24%

2024-12-31

2.46%

2024-09-30

-0.20%

2024-06-30

3.30%

2024-03-31

6.28%

2023-12-31

-2.43%

2023-09-30

6.07%

2023-06-30

5.38%

2023-03-31

9.58%

2022-12-31

9.27%

2022-09-30

10.18%

2022-06-30

21.79%

2022-03-31

30.04%

2021-12-31

-1.31%

2021-09-30

20.60%

2021-06-30

21.79%

2021-03-31

37.15%

2020-12-31

20.44%

2020-09-30

22.07%

2020-06-30

13.13%

2020-03-31

-11.29%

2019-12-31

13.22%

2019-09-30

10.65%

2019-06-30

11.07%

2019-03-31

10.37%

2018-12-31

5.18%

2018-09-30

7.88%

2018-06-30

6.06%

2018-03-31

9.11%

2017-12-31

-6.09%

2017-09-30

12.54%

2017-06-30

9.09%

2017-03-31

7.54%

2016-12-31

11.65%

2016-09-30

17.05%

2016-06-30

10.86%

2016-03-31

14.95%

2015-12-31

21.88%

2015-09-30

18.84%

2015-06-30

14.39%

2015-03-31

21.69%

2014-12-31

20.32%

2014-09-30

25.28%

2014-06-30

21.17%

2014-03-31

14.94%

2013-12-31

19.09%

2013-09-30

18.45%

2013-06-30

30.03%

2013-03-31

23.16%

2012-12-31

45.19%

2012-09-30

38.61%

Net Profit Margin: -1.67%

NAVI Profit Margin

NAVI Average Net Profit Margin Chart

NAVI Current vs Average Net Profit Margin Chart

NAVI Net Profit Margin Metrics

NAVI Competitors' Net Profit Margin

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Net Profit Margin Formula & Definition

Net Profit Margin FAQ

NAVI Net Profit Margin History

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