Capital City Bank Group, Inc. (CCBG) vs Navient Corporation (NAVI)

A side-by-side comparison of Capital City Bank Group, Inc. and Navient Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CCBG vs NAVI

growth of $100 · dividends reinvested · last 10y
CCBG +310.3% (+15.2%/yr)NAVI +0.4% (+0.0%/yr)CCBG compounded faster over this window
100200300400Start $10020182020202220242026$410$100
CCBG NAVI

CCBG vs NAVI: by the numbers

  • •CCBG is the larger company ($847M vs $845M market cap).
  • •CCBG is profitable (22.19% net margin) while NAVI runs a net loss (-1.67%).
  • •CCBG grew revenue faster over the past five years (4.91% vs -4.45% CAGR).
  • •NAVI pays the higher dividend yield (7.08% vs 2.17%).

Metrics side by side

Valuation

MetricCCBGNAVI
P/E ratio13.75N/A
Forward P/E13.2611.96
PEG ratio0.99N/A
P/S ratio3.040.29
P/B ratio1.490.35

Profitability

MetricCCBGNAVI
Gross marginN/A86.96%
Operating margin30.04%77.14%
Net margin22.19%-1.67%
ROE10.83%-2.04%

Capital City Bank Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCCBGNAVI
Dividend yield2.17%7.08%
Payout ratio29.72%N/A

Growth (annualized)

MetricCCBGNAVI
Revenue CAGR (5Y)4.91%-4.45%
EPS CAGR (5Y)13.88%N/A
Total return CAGR (5Y)17.08%-9.45%

Frequently asked

Which has grown faster, CCBG or NAVI?
Over the past five years, CCBG grew revenue faster — CCBG at a 4.91% CAGR versus NAVI at -4.45%.
Does CCBG or NAVI pay a bigger dividend?
CCBG yields 2.17% and NAVI yields 7.08% based on trailing dividends and the latest price.
Is CCBG or NAVI more profitable?
CCBG runs the higher net margin — CCBG at 22.19% versus NAVI at -1.67%.
How have CCBG and NAVI total returns compared?
Over the past 10 years, CCBG delivered 15.10% and NAVI delivered -0.11% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.