Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 11.11% is 28% below its 5-year average of 15.49%, near the low end of its 5-year range (7.22%–29.99%).
7.97% above its 12-month average of 10.29%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 13.06%.
NET PROFIT MARGIN
11.11%
NET PROFIT MARGIN AVG TTM
10.29%
NET PROFIT MARGIN AVG 3Y
9.53%
NET PROFIT MARGIN AVG 5Y
15.49%
NET PROFIT MARGIN AVG 10Y
17.18%
NET PROFIT MARGIN AVG 15Y
16.53%
NET PROFIT MARGIN AVG 20Y
15.44%
CURRENT VS TTM AVG
+7.97%
CURRENT VS 3Y AVG
+16.58%
CURRENT VS 5Y AVG
-28.26%
CURRENT VS 10Y AVG
-35.34%
CURRENT VS 15Y AVG
-32.79%
CURRENT VS 20Y AVG
-28.03%
SECTOR MEDIAN · FINANCIAL SERVICES
12.63%
median of 680 covered companies
CURRENT VS SECTOR MEDIAN
-12.03%
vs the sector median at left
Peapack-Gladstone Financial Corporation
Market Cap
$784.91M
Net Profit Margin
11.11%
TTM Avg
10.29%
3Y Avg
9.53%
5Y Avg
15.49%
Market Cap
$790.39M
Net Profit Margin
25.13%
TTM Avg
37.66%
3Y Avg
43.22%
5Y Avg
42.38%
Market Cap
$791.97M
Net Profit Margin
23.23%
TTM Avg
20.90%
3Y Avg
19.88%
5Y Avg
25.02%
Market Cap
$773.38M
Net Profit Margin
26.18%
TTM Avg
2.02%
3Y Avg
10.66%
5Y Avg
16.34%
Market Cap
$805.38M
Net Profit Margin
7.88%
TTM Avg
5.98%
3Y Avg
4.82%
5Y Avg
4.03%
Market Cap
$760.62M
Net Profit Margin
19.12%
TTM Avg
15.40%
3Y Avg
14.57%
5Y Avg
16.50%
Market Cap
$811.95M
Net Profit Margin
24.06%
TTM Avg
15.30%
3Y Avg
16.87%
5Y Avg
19.23%
Market Cap
$814.64M
Net Profit Margin
8.33%
TTM Avg
5.29%
3Y Avg
8.30%
5Y Avg
12.36%
Market Cap
$817.02M
Net Profit Margin
-149.35%
TTM Avg
-49.38%
3Y Avg
-21.86%
5Y Avg
33.90%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peapack-Gladstone Financial Corporation (PGC) | $784.91M | 11.11% | 10.29% | 9.53% | 15.49% |
| River City Bank (RCBC)vs › | $790.39M | 25.13% | 37.66% | 43.22% | 42.38% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $791.97M | 23.23% | 20.90% | 19.88% | 25.02% |
| Financial Institutions, Inc. (FISI)vs › | $773.38M | 26.18% | 2.02% | 10.66% | 16.34% |
| GCM Grosvenor Inc. (GCMG)vs › | $805.38M | 7.88% | 5.98% | 4.82% | 4.03% |
| Shore Bancshares, Inc. (SHBI)vs › | $760.62M | 19.12% | 15.40% | 14.57% | 16.50% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $811.95M | 24.06% | 15.30% | 16.87% | 19.23% |
| Alerus Financial Corporation (ALRS)vs › | $814.64M | 8.33% | 5.29% | 8.30% | 12.36% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -149.35% | -49.38% | -21.86% | 33.90% |
| South Plains Financial, Inc. (SPFI)vs › | $819.06M | 21.48% | 18.63% | 21.90% | 22.10% |
Operating Margin
15.5%
Net Profit Margin
11.1%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 13.06% |
| 2026-03-31 | 12.03% |
| 2025-12-31 | 10.51% |
| 2025-09-30 | 8.63% |
| 2025-06-30 | 7.22% |
| 2025-03-31 | 7.29% |
| 2024-12-31 | 8.80% |
| 2024-09-30 | 7.51% |
| 2024-06-30 | 7.54% |
| 2024-03-31 | 8.90% |
| 2023-12-31 | 9.15% |
| 2023-09-30 | 9.04% |
| 2023-06-30 | 14.21% |
| 2023-03-31 | 20.96% |
| 2022-12-31 | 25.40% |
| 2022-09-30 | 28.19% |
| 2022-06-30 | 29.99% |
| 2022-03-31 | 22.84% |
| 2021-12-31 | 24.34% |
| 2021-09-30 | 24.50% |
| 2021-06-30 | 25.13% |
| 2021-03-31 | 23.51% |
| 2020-12-31 | 5.72% |
| 2020-09-30 | 22.43% |
| 2020-06-30 | 15.19% |
| 2020-03-31 | 2.29% |
| 2019-12-31 | 20.03% |
| 2019-09-30 | 20.25% |
| 2019-06-30 | 20.04% |
| 2019-03-31 | 20.30% |
| 2018-12-31 | 20.79% |
| 2018-09-30 | 20.98% |
| 2018-06-30 | 23.26% |
| 2018-03-31 | 22.86% |
| 2017-12-31 | 22.30% |
| 2017-09-30 | 22.03% |
| 2017-06-30 | 19.09% |
| 2017-03-31 | 21.17% |
| 2016-12-31 | 19.48% |
| 2016-09-30 | 19.29% |
| 2016-06-30 | 18.23% |
| 2016-03-31 | 16.37% |
| 2015-12-31 | 13.45% |
| 2015-09-30 | 17.54% |
| 2015-06-30 | 17.55% |
| 2015-03-31 | 18.13% |
| 2014-12-31 | 16.47% |
| 2014-09-30 | 16.20% |
| 2014-06-30 | 16.20% |
| 2014-03-31 | 14.23% |
| 2013-12-31 | 11.85% |
| 2013-09-30 | 10.44% |
| 2013-06-30 | 11.57% |
| 2013-03-31 | 15.60% |
| 2012-12-31 | 5.42% |
| 2012-09-30 | 15.51% |
| 2012-06-30 | 14.87% |
| 2012-03-31 | 16.63% |
| 2011-12-31 | 13.77% |
| 2011-09-30 | 30.35% |
| 2011-06-30 | 11.77% |
| 2011-03-31 | 11.62% |
| 2010-12-31 | 9.92% |
| 2010-09-30 | 10.27% |
| 2010-06-30 | 9.13% |
| 2010-03-31 | 11.03% |
| 2009-12-31 | 7.19% |
| 2009-09-30 | 6.66% |
| 2009-06-30 | 9.42% |
| 2009-03-31 | 12.34% |
| 2008-12-31 | 95.43% |
| 2008-09-30 | 16.38% |
| 2008-06-30 | 16.82% |
| 2008-03-31 | 15.69% |
| 2007-12-31 | 16.10% |
| 2007-09-30 | 12.37% |
| 2007-06-30 | 13.11% |
| 2007-03-31 | 13.14% |
| 2006-12-31 | 14.09% |
| 2006-09-30 | 7.54% |
| 2006-06-30 | 13.77% |
| 2006-03-31 | 17.10% |
| 2005-12-31 | 16.88% |
| 2005-09-30 | 18.69% |
| 2005-06-30 | 19.91% |
| 2005-03-31 | 23.43% |
| 2004-12-31 | 22.00% |
| 2004-09-30 | 25.21% |
| 2004-06-30 | 23.49% |
| 2004-03-31 | 24.97% |
| 2003-12-31 | 22.79% |
| 2003-09-30 | 23.02% |
| 2003-06-30 | 24.58% |
| 2003-03-31 | 24.77% |
| 2002-12-31 | 21.49% |
| 2002-09-30 | 23.13% |
