Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 19.12% is 11% above its 5-year average of 17.24%, near the high end of its 5-year range (-12.58%–26.89%).
1.14% above its 12-month average of 18.91%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 21.74%.
NET PROFIT MARGIN
19.12%
NET PROFIT MARGIN AVG TTM
18.91%
NET PROFIT MARGIN AVG 3Y
15.27%
NET PROFIT MARGIN AVG 5Y
17.24%
NET PROFIT MARGIN AVG 10Y
19.25%
NET PROFIT MARGIN AVG 15Y
15.90%
NET PROFIT MARGIN AVG 20Y
15.24%
CURRENT VS TTM AVG
+1.14%
CURRENT VS 3Y AVG
+25.18%
CURRENT VS 5Y AVG
+10.90%
CURRENT VS 10Y AVG
-0.68%
CURRENT VS 15Y AVG
+20.25%
CURRENT VS 20Y AVG
+25.42%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+44.79%
vs the sector median at left
Shore Bancshares, Inc.
Market Cap
$760.79M
Net Profit Margin
19.12%
TTM Avg
18.91%
3Y Avg
15.27%
5Y Avg
17.24%
Market Cap
$762.05M
Net Profit Margin
-19.43%
TTM Avg
-9.16%
3Y Avg
-4.11%
5Y Avg
2.38%
Market Cap
$773.28M
Net Profit Margin
26.18%
TTM Avg
2.02%
3Y Avg
10.66%
5Y Avg
16.34%
Market Cap
$736.12M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$738.11M
Net Profit Margin
22.71%
TTM Avg
21.42%
3Y Avg
22.98%
5Y Avg
24.75%
Market Cap
$784.23M
Net Profit Margin
11.11%
TTM Avg
8.32%
3Y Avg
14.19%
5Y Avg
15.50%
Market Cap
$785.07M
Net Profit Margin
25.13%
TTM Avg
37.66%
3Y Avg
43.22%
5Y Avg
42.38%
Market Cap
$732.40M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$730.76M
Net Profit Margin
15.53%
TTM Avg
44.21%
3Y Avg
50.90%
5Y Avg
49.53%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Shore Bancshares, Inc. (SHBI) | $760.79M | 19.12% | 18.91% | 15.27% | 17.24% |
| PRA Group, Inc. (PRAA)vs › | $762.05M | -19.43% | -9.16% | -4.11% | 2.38% |
| Financial Institutions, Inc. (FISI)vs › | $773.28M | 26.18% | 2.02% | 10.66% | 16.34% |
| Armada Acquisition Corp. II (XRPN)vs › | $736.12M | 0.00% | 0.00% | 0.00% | 0.00% |
| Independent Bank Corporation (IBCP)vs › | $738.11M | 22.71% | 21.42% | 22.98% | 24.75% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $784.23M | 11.11% | 8.32% | 14.19% | 15.50% |
| River City Bank (RCBC)vs › | $785.07M | 25.13% | 37.66% | 43.22% | 42.38% |
| OFS Credit Company, Inc. (OCCIM)vs › | $732.40M | N/A | N/A | N/A | N/A |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $730.76M | 15.53% | 44.21% | 50.90% | 49.53% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $791.86M | 23.23% | 20.90% | 19.88% | 25.02% |
Operating Margin
25.3%
Net Profit Margin
19.1%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 21.74% |
| 2026-03-31 | 19.95% |
| 2025-12-31 | 17.89% |
| 2025-09-30 | 16.90% |
| 2025-06-30 | 18.04% |
| 2025-03-31 | 16.57% |
| 2024-12-31 | 15.58% |
| 2024-09-30 | 13.65% |
| 2024-06-30 | 13.78% |
| 2024-03-31 | 10.53% |
| 2023-12-31 | 9.07% |
| 2023-09-30 | -12.58% |
| 2023-06-30 | 9.58% |
| 2023-03-31 | 15.98% |
| 2022-12-31 | 22.04% |
| 2022-09-30 | 26.89% |
| 2022-06-30 | 23.07% |
| 2022-03-31 | 18.48% |
| 2021-12-31 | 9.89% |
| 2021-09-30 | 23.30% |
| 2021-06-30 | 21.87% |
| 2021-03-31 | 22.33% |
| 2020-12-31 | 20.96% |
| 2020-09-30 | 19.40% |
| 2020-06-30 | 30.73% |
| 2020-03-31 | 18.30% |
| 2019-12-31 | 23.10% |
| 2019-09-30 | 23.73% |
| 2019-06-30 | 24.33% |
| 2019-03-31 | 22.28% |
| 2018-12-31 | 131.31% |
| 2018-09-30 | 26.67% |
| 2018-06-30 | 27.50% |
| 2018-03-31 | 26.62% |
| 2017-12-31 | 16.08% |
| 2017-09-30 | 19.65% |
| 2017-06-30 | 15.05% |
| 2017-03-31 | 18.36% |
| 2016-12-31 | 17.79% |
| 2016-09-30 | 16.93% |
| 2016-06-30 | 16.18% |
| 2016-03-31 | 17.03% |
| 2015-12-31 | 16.56% |
| 2015-09-30 | 13.89% |
| 2015-06-30 | 12.21% |
| 2015-03-31 | 10.41% |
| 2014-12-31 | 9.88% |
| 2014-09-30 | 9.23% |
| 2014-06-30 | 9.64% |
| 2014-03-31 | 9.16% |
| 2013-12-31 | 8.67% |
| 2013-09-30 | -78.21% |
| 2013-06-30 | 2.53% |
| 2013-03-31 | 1.52% |
| 2012-12-31 | -41.68% |
| 2012-09-30 | -12.04% |
| 2012-06-30 | 1.84% |
| 2012-03-31 | -18.92% |
| 2011-12-31 | 1.96% |
| 2011-09-30 | 0.54% |
| 2011-06-30 | -1.36% |
| 2011-03-31 | -6.33% |
| 2010-12-31 | 4.78% |
| 2010-09-30 | -7.58% |
| 2010-06-30 | 2.40% |
| 2010-03-31 | -8.35% |
| 2009-12-31 | 6.43% |
| 2009-09-30 | 9.94% |
| 2009-06-30 | 9.48% |
| 2009-03-31 | 11.17% |
| 2008-12-31 | 11.36% |
| 2008-09-30 | 14.95% |
| 2008-06-30 | 13.61% |
| 2008-03-31 | 15.74% |
| 2007-12-31 | 15.78% |
| 2007-09-30 | 17.10% |
| 2007-06-30 | 17.20% |
| 2007-03-31 | 17.42% |
| 2006-12-31 | 16.49% |
| 2006-09-30 | 17.52% |
| 2006-06-30 | 21.73% |
| 2006-03-31 | 21.17% |
| 2005-12-31 | 20.13% |
| 2005-09-30 | 21.24% |
| 2005-06-30 | 24.10% |
| 2005-03-31 | 22.23% |
| 2004-12-31 | 17.32% |
| 2004-09-30 | 23.12% |
| 2004-06-30 | 21.67% |
| 2004-03-31 | 22.02% |
| 2003-12-31 | 21.39% |
| 2003-09-30 | 20.65% |
| 2003-06-30 | 22.07% |
| 2003-03-31 | 21.79% |
| 2002-12-31 | 21.73% |
| 2002-09-30 | 22.32% |
