Which has the lower trailing P/E, SHBI or XRPN?

SHBI has the lower trailing P/E: SHBI trades at 11.44 and XRPN at 164.67. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does SHBI or XRPN pay a bigger dividend?

SHBI pays a dividend (2.28% yield), while XRPN has no payments in the available dividend history.

Is SHBI or XRPN more profitable?

SHBI runs the higher net margin — SHBI at 19.12% versus XRPN at 0.00%.

Shore Bancshares, Inc. (SHBI) vs Armada Acquisition Corp. II (XRPN)

A side-by-side comparison of Shore Bancshares, Inc. and Armada Acquisition Corp. II across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

SHBI

Shore Bancshares, Inc.

$758M

$22.65Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

XRPN

Armada Acquisition Corp. II

$758M

$19.20Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — SHBI vs XRPN

growth of $100 · dividends reinvested · last 1y

SHBI +48.0% (+48.0%/yr)XRPN +276.3% (+276.3%/yr)XRPN compounded faster over this window

SHBI XRPN

SHBI vs XRPN: by the numbers

•XRPN is the larger company ($758M vs $758M market cap).
•SHBI trades at the lower trailing earnings multiple (11.44 vs 164.67 P/E), one valuation lens rather than an overall verdict.
•SHBI is profitable (19.12% net margin) while XRPN runs a net loss (0.00%).
•SHBI pays a dividend (2.28% yield), while XRPN has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	SHBI	XRPN
P/E ratio	11.44	164.67
Forward P/E	10.46	N/A
PEG ratio	1.64	N/A
P/S ratio	2.19	N/A
P/B ratio	1.23	N/A

Profitability

Metric	SHBI	XRPN
Gross margin	N/A	0.00%
Operating margin	25.31%	0.00%
Net margin	19.12%	0.00%
ROE	10.74%	N/A
ROIC	N/A	-2.52%

Shore Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	SHBI	XRPN
Dividend yield	2.28%	N/A
Payout ratio	26.26%	N/A

Growth (annualized)

Metric	SHBI	XRPN
Revenue CAGR (5Y)	36.76%	N/A
EPS CAGR (5Y)	6.99%	N/A
Total return CAGR (5Y)	8.38%	N/A

Frequently asked

Which has the lower trailing P/E, SHBI or XRPN?: SHBI has the lower trailing P/E: SHBI trades at 11.44 and XRPN at 164.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does SHBI or XRPN pay a bigger dividend?: SHBI pays a dividend (2.28% yield), while XRPN has no payments in the available dividend history.
Is SHBI or XRPN more profitable?: SHBI runs the higher net margin — SHBI at 19.12% versus XRPN at 0.00%.

Go deeper

Full SHBI analysis Full XRPN analysis Interactive comparison tool

Dig into the metrics

Shore Bancshares P/E ratio Armada Acquisition Corp. II P/E ratio Shore Bancshares dividend yield Shore Bancshares ROE Armada Acquisition Corp. II ROE Shore Bancshares operating margin Armada Acquisition Corp. II operating margin Shore Bancshares revenue growth Armada Acquisition Corp. II revenue growth Armada Acquisition Corp. II free cash flow

Shore Bancshares & Armada Acquisition Corp. II appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.