Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of -19.43% is 326% below its 5-year average of 8.59%, near the high end of its 5-year range (-129.78%–19.58%).
29.35% below its 12-month average of -15.02%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 15.56%.
NET PROFIT MARGIN
-19.43%
NET PROFIT MARGIN AVG TTM
-15.02%
NET PROFIT MARGIN AVG 3Y
5.78%
NET PROFIT MARGIN AVG 5Y
8.59%
NET PROFIT MARGIN AVG 10Y
10.05%
NET PROFIT MARGIN AVG 15Y
13.33%
NET PROFIT MARGIN AVG 20Y
15.14%
CURRENT VS TTM AVG
-29.35%
CURRENT VS 3Y AVG
-436.12%
CURRENT VS 5Y AVG
-326.17%
CURRENT VS 10Y AVG
-293.42%
CURRENT VS 15Y AVG
-245.77%
CURRENT VS 20Y AVG
-228.36%
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-247.14%
vs the sector median at left
PRA Group, Inc.
Market Cap
$747.10M
Net Profit Margin
-19.43%
TTM Avg
-15.02%
3Y Avg
5.78%
5Y Avg
8.59%
Market Cap
$737.83M
Net Profit Margin
22.71%
TTM Avg
21.42%
3Y Avg
22.98%
5Y Avg
24.75%
Market Cap
$759.45M
Net Profit Margin
19.12%
TTM Avg
15.40%
3Y Avg
14.57%
5Y Avg
16.50%
Market Cap
$733.43M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$730.76M
Net Profit Margin
15.53%
TTM Avg
44.21%
3Y Avg
50.90%
5Y Avg
49.53%
Market Cap
$730.59M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$729.37M
Net Profit Margin
14.51%
TTM Avg
2.34%
3Y Avg
11.44%
5Y Avg
17.17%
Market Cap
$728.08M
Net Profit Margin
-28.24%
TTM Avg
23.14%
3Y Avg
26.85%
5Y Avg
34.06%
Market Cap
$726.03M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PRA Group, Inc. (PRAA) | $747.10M | -19.43% | -15.02% | 5.78% | 8.59% |
| Independent Bank Corporation (IBCP)vs › | $737.83M | 22.71% | 21.42% | 22.98% | 24.75% |
| Shore Bancshares, Inc. (SHBI)vs › | $759.45M | 19.12% | 15.40% | 14.57% | 16.50% |
| OFS Credit Company, Inc. (OCCIM)vs › | $733.43M | N/A | N/A | N/A | N/A |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $730.76M | 15.53% | 44.21% | 50.90% | 49.53% |
| Armada Acquisition Corp. II (XRPN)vs › | $730.59M | 0.00% | 0.00% | 0.00% | 0.00% |
| Washington Trust Bancorp, Inc. (WASH)vs › | $729.37M | 14.51% | 2.34% | 11.44% | 17.17% |
| New Mountain Finance Corporation 8.250% Notes due 2028 (NMFCZ)vs › | $728.08M | -28.24% | 23.14% | 26.85% | 34.06% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $726.03M | N/A | N/A | N/A | N/A |
| Financial Institutions, Inc. (FISI)vs › | $772.59M | 26.18% | 2.02% | 10.66% | 16.34% |
Operating Margin
38.6%
Net Profit Margin
-19.4%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 15.56% |
| 2026-03-31 | 8.98% |
| 2025-12-31 | 15.56% |
| 2025-09-30 | -129.78% |
| 2025-06-30 | 14.57% |
| 2025-03-31 | 1.35% |
| 2024-12-31 | 6.24% |
| 2024-09-30 | 9.58% |
| 2024-06-30 | 7.51% |
| 2024-03-31 | 1.35% |
| 2023-12-31 | -3.93% |
| 2023-09-30 | -5.60% |
| 2023-06-30 | -1.78% |
| 2023-03-31 | -36.75% |
| 2022-12-31 | 7.15% |
| 2022-09-30 | 10.08% |
| 2022-06-30 | 14.10% |
| 2022-03-31 | 16.57% |
| 2021-12-31 | 13.32% |
| 2021-09-30 | 13.06% |
| 2021-06-30 | 19.58% |
| 2021-03-31 | 20.17% |
| 2020-12-31 | 10.87% |
| 2020-09-30 | 15.85% |
| 2020-06-30 | 21.27% |
| 2020-03-31 | 7.59% |
| 2019-12-31 | 10.63% |
| 2019-09-30 | 10.13% |
| 2019-06-30 | 7.41% |
| 2019-03-31 | 6.33% |
| 2018-12-31 | 6.94% |
| 2018-09-30 | 4.55% |
| 2018-06-30 | 8.96% |
| 2018-03-31 | 9.46% |
| 2017-12-31 | 42.24% |
| 2017-09-30 | 7.74% |
| 2017-06-30 | 5.83% |
| 2017-03-31 | 23.32% |
| 2016-12-31 | -11.37% |
| 2016-09-30 | 15.45% |
| 2016-06-30 | 15.96% |
| 2016-03-31 | 14.22% |
| 2015-12-31 | 17.80% |
| 2015-09-30 | 7.58% |
| 2015-06-30 | 21.68% |
| 2015-03-31 | 23.71% |
| 2014-12-31 | 18.74% |
| 2014-09-30 | 21.41% |
| 2014-06-30 | 19.01% |
| 2014-03-31 | 21.06% |
| 2013-12-31 | 24.76% |
| 2013-09-30 | 23.94% |
| 2013-06-30 | 23.83% |
| 2013-03-31 | 22.76% |
| 2012-12-31 | 23.21% |
| 2012-09-30 | 22.13% |
| 2012-06-30 | 21.65% |
| 2012-03-31 | 18.17% |
| 2011-12-31 | 22.52% |
| 2011-09-30 | 22.32% |
| 2011-06-30 | 22.28% |
| 2011-03-31 | 20.68% |
| 2010-12-31 | 20.49% |
| 2010-09-30 | 19.34% |
| 2010-06-30 | 20.99% |
| 2010-03-31 | 17.75% |
| 2009-12-31 | 16.96% |
| 2009-09-30 | 14.72% |
| 2009-06-30 | 16.49% |
| 2009-03-31 | 14.77% |
| 2008-12-31 | 15.84% |
| 2008-09-30 | 16.71% |
| 2008-06-30 | 17.96% |
| 2008-03-31 | 18.52% |
| 2007-12-31 | 18.63% |
| 2007-09-30 | 21.40% |
| 2007-06-30 | 152.63% |
| 2007-03-31 | 23.85% |
| 2006-12-31 | 23.31% |
| 2006-09-30 | 23.50% |
| 2006-06-30 | 24.04% |
| 2006-03-31 | 23.67% |
| 2005-12-31 | 24.03% |
| 2005-09-30 | 24.91% |
| 2005-06-30 | 25.23% |
| 2005-03-31 | 24.93% |
| 2004-12-31 | -10.35% |
| 2004-09-30 | 24.66% |
| 2004-06-30 | 23.98% |
| 2004-03-31 | 23.79% |
| 2003-12-31 | 23.62% |
| 2003-09-30 | 24.94% |
| 2003-06-30 | 24.50% |
| 2003-03-31 | 24.56% |
| 2002-12-31 | 25.25% |
| 2002-09-30 | 33.75% |
