Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of -25.35% is 1276% below its 5-year average of 2.16%, near the low end of its 5-year range (-36.96%–14.24%).
As of the fiscal period ended Tuesday, June 30, 2026. 10.61% below its 12-month average of -22.92%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): -25.35%.
RETURN ON EQUITY (ROE)
-25.35%
RETURN ON EQUITY (ROE) AVG TTM
-22.92%
RETURN ON EQUITY (ROE) AVG 3Y
-8.83%
RETURN ON EQUITY (ROE) AVG 5Y
2.16%
RETURN ON EQUITY (ROE) AVG 10Y
8.05%
RETURN ON EQUITY (ROE) AVG 15Y
11.84%
RETURN ON EQUITY (ROE) AVG 20Y
13.28%
CURRENT VS TTM AVG
-10.61%
CURRENT VS 3Y AVG
-186.97%
CURRENT VS 5Y AVG
-1276.20%
CURRENT VS 10Y AVG
-415.09%
CURRENT VS 15Y AVG
-314.21%
CURRENT VS 20Y AVG
-290.94%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-389.41%
vs the sector median at left
PRA Group, Inc.
Market Cap
$764.34M
Return on Equity (ROE)
-25.35%
TTM Avg
-22.92%
3Y Avg
-8.83%
5Y Avg
2.16%
Market Cap
$757.82M
Return on Equity (ROE)
N/A
TTM Avg
0.79%
3Y Avg
0.79%
5Y Avg
0.79%
Market Cap
$757.78M
Return on Equity (ROE)
10.74%
TTM Avg
9.10%
3Y Avg
7.24%
5Y Avg
6.90%
Market Cap
$773.28M
Return on Equity (ROE)
12.84%
TTM Avg
2.29%
3Y Avg
7.40%
5Y Avg
8.86%
Market Cap
$782.81M
Return on Equity (ROE)
7.25%
TTM Avg
5.55%
3Y Avg
8.35%
5Y Avg
8.12%
Market Cap
$787.88M
Return on Equity (ROE)
13.78%
TTM Avg
13.80%
3Y Avg
13.90%
5Y Avg
13.63%
Market Cap
$788.83M
Return on Equity (ROE)
12.16%
TTM Avg
11.44%
3Y Avg
10.48%
5Y Avg
12.22%
Market Cap
$737.50M
Return on Equity (ROE)
13.58%
TTM Avg
14.16%
3Y Avg
15.29%
5Y Avg
15.22%
Market Cap
$732.40M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PRA Group, Inc. (PRAA) | $764.34M | -25.35% | -22.92% | -8.83% | 2.16% |
| Armada Acquisition Corp. II (XRPN)vs › | $757.82M | N/A | 0.79% | 0.79% | 0.79% |
| Shore Bancshares, Inc. (SHBI)vs › | $757.78M | 10.74% | 9.10% | 7.24% | 6.90% |
| Financial Institutions, Inc. (FISI)vs › | $773.28M | 12.84% | 2.29% | 7.40% | 8.86% |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $782.81M | 7.25% | 5.55% | 8.35% | 8.12% |
| River City Bank (RCBC)vs › | $787.88M | 13.78% | 13.80% | 13.90% | 13.63% |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $788.83M | 12.16% | 11.44% | 10.48% | 12.22% |
| Independent Bank Corporation (IBCP)vs › | $737.50M | 13.58% | 14.16% | 15.29% | 15.22% |
| OFS Credit Company, Inc. (OCCIM)vs › | $732.40M | N/A | N/A | N/A | N/A |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $729.72M | 3.43% | 7.91% | 8.81% | 8.82% |
ROE
-25.4%
ROA
-5.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | -25.35% |
| 2026-03-31 | -28.00% |
| 2025-12-31 | -31.14% |
| 2025-09-30 | -36.96% |
| 2025-06-30 | 6.85% |
| 2025-03-31 | 5.81% |
| 2024-12-31 | 6.22% |
| 2024-09-30 | 3.56% |
| 2024-06-30 | 0.34% |
| 2024-03-31 | -1.89% |
| 2023-12-31 | -7.15% |
| 2023-09-30 | -5.27% |
| 2023-06-30 | -1.87% |
| 2023-03-31 | 1.60% |
| 2022-12-31 | 9.54% |
| 2022-09-30 | 11.97% |
| 2022-06-30 | 12.03% |
| 2022-03-31 | 12.62% |
| 2021-12-31 | 14.24% |
| 2021-09-30 | 12.85% |
| 2021-06-30 | 12.83% |
| 2021-03-31 | 13.70% |
| 2020-12-31 | 11.13% |
| 2020-09-30 | 11.85% |
| 2020-06-30 | 11.12% |
| 2020-03-31 | 8.39% |
| 2019-12-31 | 7.37% |
| 2019-09-30 | 6.74% |
| 2019-06-30 | 5.24% |
| 2019-03-31 | 5.41% |
| 2018-12-31 | 5.99% |
| 2018-09-30 | 12.45% |
| 2018-06-30 | 13.06% |
| 2018-03-31 | 11.99% |
| 2017-12-31 | 14.88% |
| 2017-09-30 | 5.71% |
| 2017-06-30 | 8.01% |
| 2017-03-31 | 10.88% |
| 2016-12-31 | 9.85% |
| 2016-09-30 | 15.33% |
| 2016-06-30 | 14.31% |
| 2016-03-31 | 16.39% |
| 2015-12-31 | 20.98% |
| 2015-09-30 | 20.14% |
| 2015-06-30 | 23.13% |
| 2015-03-31 | 23.71% |
| 2014-12-31 | 19.56% |
| 2014-09-30 | 18.26% |
| 2014-06-30 | 18.01% |
| 2014-03-31 | 19.51% |
| 2013-12-31 | 20.16% |
| 2013-09-30 | 20.25% |
| 2013-06-30 | 19.11% |
| 2013-03-31 | 18.61% |
| 2012-12-31 | 17.87% |
| 2012-09-30 | 17.51% |
| 2012-06-30 | 17.30% |
| 2012-03-31 | 16.62% |
| 2011-12-31 | 16.93% |
| 2011-09-30 | 16.69% |
| 2011-06-30 | 16.19% |
| 2011-03-31 | 15.86% |
| 2010-12-31 | 14.97% |
| 2010-09-30 | 13.92% |
| 2010-06-30 | 12.67% |
| 2010-03-31 | 11.60% |
| 2009-12-31 | 13.21% |
| 2009-09-30 | 13.19% |
| 2009-06-30 | 14.19% |
| 2009-03-31 | 14.73% |
| 2008-12-31 | 15.98% |
| 2008-09-30 | 16.61% |
| 2008-06-30 | 17.55% |
| 2008-03-31 | 19.02% |
| 2007-12-31 | 20.50% |
| 2007-09-30 | 21.94% |
| 2007-06-30 | 18.98% |
| 2007-03-31 | 17.87% |
| 2006-12-31 | 17.99% |
| 2006-09-30 | 18.19% |
| 2006-06-30 | 18.31% |
| 2006-03-31 | 18.40% |
| 2005-12-31 | 18.83% |
| 2005-09-30 | 18.99% |
| 2005-06-30 | 18.98% |
| 2005-03-31 | 18.73% |
| 2004-12-31 | 18.13% |
| 2004-09-30 | 17.97% |
| 2004-06-30 | 17.89% |
| 2004-03-31 | 17.70% |
| 2003-12-31 | 17.38% |
| 2003-09-30 | 17.21% |
| 2003-06-30 | 17.83% |
