Peapack-Gladstone Financial Corporation (PGC) vs PRA Group, Inc. (PRAA)

A side-by-side comparison of Peapack-Gladstone Financial Corporation and PRA Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — PGC vs PRAA

growth of $100 · dividends reinvested · last 10y
PGC +116.0% (+8.0%/yr)PRAA -44.2% (-5.7%/yr)PGC compounded faster over this window
50100150200250Start $10020182020202220242026$216$56
PGC PRAA

PGC vs PRAA: by the numbers

  • •PGC is the larger company ($783M vs $747M market cap).
  • •PGC is profitable (11.11% net margin) while PRAA runs a net loss (-19.43%).
  • •PGC grew revenue faster over the past five years (15.56% vs 4.06% CAGR).
  • •PGC pays a dividend (0.45% yield), while PRAA is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricPGCPRAA
P/E ratio15.35N/A
Forward P/E12.215.84
PEG ratio1.70N/A
P/S ratio1.680.55
P/B ratio1.140.71

Profitability

MetricPGCPRAA
Operating margin15.54%38.59%
Net margin11.11%-19.43%
ROE7.25%-25.35%

Peapack-Gladstone Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

PRA Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricPGCPRAA
Dividend yield0.45%N/A
Payout ratio6.94%N/A

Growth (annualized)

MetricPGCPRAA
Revenue CAGR (5Y)15.56%4.06%
EPS CAGR (5Y)8.81%N/A
Total return CAGR (5Y)6.40%-14.45%

Frequently asked

Which has grown faster, PGC or PRAA?
Over the past five years, PGC grew revenue faster — PGC at a 15.56% CAGR versus PRAA at 4.06%.
Does PGC or PRAA pay a bigger dividend?
PGC pays a dividend (0.45% yield), while PRAA is a former payer with no current dividend run rate.
Is PGC or PRAA more profitable?
PGC runs the higher net margin — PGC at 11.11% versus PRAA at -19.43%.
How have PGC and PRAA total returns compared?
Over the past 10 years, PGC delivered 7.89% and PRAA delivered -5.67% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.