Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of -5.06% is 867% below its 5-year average of 0.66%, near the low end of its 5-year range (-5.98%–4.19%).
122.42% below its 12-month average of -2.28%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.11%.
RETURN ON ASSETS (ROA)
-5.06%
RETURN ON ASSETS (ROA) AVG TTM
-2.28%
RETURN ON ASSETS (ROA) AVG 3Y
-0.90%
RETURN ON ASSETS (ROA) AVG 5Y
0.66%
RETURN ON ASSETS (ROA) AVG 10Y
1.85%
RETURN ON ASSETS (ROA) AVG 15Y
4.68%
RETURN ON ASSETS (ROA) AVG 20Y
5.57%
CURRENT VS TTM AVG
-122.42%
CURRENT VS 3Y AVG
-465.36%
CURRENT VS 5Y AVG
-866.67%
CURRENT VS 10Y AVG
-373.11%
CURRENT VS 15Y AVG
-208.01%
CURRENT VS 20Y AVG
-190.90%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 631 covered companies
CURRENT VS SECTOR MEDIAN
-514.75%
vs the sector median at left
PRA Group, Inc.
Market Cap
$743.72M
Return on Assets (ROA)
-5.06%
TTM Avg
-2.28%
3Y Avg
-0.90%
5Y Avg
0.66%
Market Cap
$741.00M
Return on Assets (ROA)
1.27%
TTM Avg
1.25%
3Y Avg
1.22%
5Y Avg
1.26%
Market Cap
$735.28M
Return on Assets (ROA)
1.51%
TTM Avg
3.56%
3Y Avg
4.02%
5Y Avg
4.05%
Market Cap
$730.14M
Return on Assets (ROA)
0.85%
TTM Avg
0.20%
3Y Avg
0.54%
5Y Avg
0.78%
Market Cap
$728.44M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$727.94M
Return on Assets (ROA)
-2.00%
TTM Avg
2.03%
3Y Avg
2.64%
5Y Avg
3.10%
Market Cap
$726.50M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$724.74M
Return on Assets (ROA)
5.15%
TTM Avg
6.26%
3Y Avg
5.85%
5Y Avg
6.65%
Market Cap
$763.30M
Return on Assets (ROA)
1.08%
TTM Avg
0.82%
3Y Avg
0.69%
5Y Avg
0.67%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PRA Group, Inc. (PRAA) | $743.72M | -5.06% | -2.28% | -0.90% | 0.66% |
| Independent Bank Corporation (IBCP)vs › | $741.00M | 1.27% | 1.25% | 1.22% | 1.26% |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $735.28M | 1.51% | 3.56% | 4.02% | 4.05% |
| Washington Trust Bancorp, Inc. (WASH)vs › | $730.14M | 0.85% | 0.20% | 0.54% | 0.78% |
| OFS Credit Company, Inc. (OCCIM)vs › | $728.44M | N/A | N/A | N/A | N/A |
| New Mountain Finance Corporation 8.250% Notes due 2028 (NMFCZ)vs › | $727.94M | -2.00% | 2.03% | 2.64% | 3.10% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $726.50M | N/A | N/A | N/A | N/A |
| Fidus Investment Corporation (FDUS)vs › | $724.74M | 5.15% | 6.26% | 5.85% | 6.65% |
| Shore Bancshares, Inc. (SHBI)vs › | $763.30M | 1.08% | 0.82% | 0.69% | 0.67% |
| Financial Institutions, Inc. (FISI)vs › | $775.08M | 1.30% | 0.25% | 0.58% | 0.75% |
ROA
-5.1%
ROE
-25.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -5.98% |
| 2024-12-31 | 1.43% |
| 2023-12-31 | -1.84% |
| 2022-12-31 | 2.81% |
| 2021-12-31 | 4.19% |
| 2020-12-31 | 3.35% |
| 2019-12-31 | 1.95% |
| 2018-12-31 | 1.68% |
| 2017-12-31 | 4.44% |
| 2016-12-31 | 2.73% |
| 2015-12-31 | 5.62% |
| 2014-12-31 | 6.35% |
| 2013-12-31 | 10.95% |
| 2012-12-31 | 9.82% |
| 2011-12-31 | 9.41% |
| 2010-12-31 | 7.38% |
| 2009-12-31 | 5.58% |
| 2008-12-31 | 6.90% |
| 2007-12-31 | 10.13% |
| 2006-12-31 | 15.16% |
| 2005-12-31 | 14.84% |
| 2004-12-31 | 15.67% |
| 2003-12-31 | 16.39% |
| 2002-12-31 | 19.33% |
| 2001-12-31 | 9.85% |
| 2000-12-31 | 5.38% |
