Peapack-Gladstone Financial (PGC) Debt/Equity Ratio: History & Chart

Peapack-Gladstone Financial Corporation(PGC)

Banks - Regional · Bedminster, NJ

$44.24-0.10 (-0.23%)

Delayed quote: Oct 6, 2026, 2:10 PM EDT

About Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation (PGC) functions as the holding company for Peapack-Gladstone Bank, a financial institution primarily dedicated to delivering private banking and comprehensive wealth management services throughout the United States. Its operations are structured into two key divisions: Banking and Peapack Private. For deposit services, PGC provides a range of accounts including standard checking and savings, high-yield money market accounts, interest-bearing checking options, certificates of deposit (CDs), and individual retirement accounts (IRAs). On the lending side, the bank supports businesses with working capital lines of credit, term loans for acquiring fixed assets, commercial and multi-family real estate mortgages, and diverse forms of asset-based financing. It also engages in various commercial and industrial (C&I) lending, equipment finance, and commercial real estate activities. For individual clients, PGC offers residential mortgages, home equity lines of credit (HELOCs), and other second mortgage products. Beyond core banking, the corporation delivers specialized financial solutions such as treasury management, advisory services for corporate and industrial clients, escrow management, and strategic deposit generation. Its wealth management arm provides comprehensive asset and investment management services, personal trust services (including roles as executor, trustee, administrator, custodian, and guardian), alongside financial planning, tax preparation, and general advisory support. Customers also benefit from modern conveniences like telephone and online banking platforms, merchant credit card services, and dedicated customer support. Its private banking division caters to a diverse clientele including businesses, non-profit organizations, and individual consumers. Wealth management services are tailored for individuals, families, charitable foundations, endowments, trusts, and estates. Geographically, private banking facilities are situated in Bedminster, Morristown, Princeton, and Teaneck, New Jersey. Wealth management branches extend across Somerset, Morris, Hunterdon, and Union counties. The bank further maintains a network of 20 automated teller machines (ATMs). Established in 1921, Peapack-Gladstone Financial Corporation has its headquarters in Bedminster, New Jersey.

Bedminster, NJ

682 employees

www.peapackprivate.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Douglas L. Kennedy

View full financials

PGC Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.16

DEBT TO EQUITY RATIO AVG TTM

0.22

DEBT TO EQUITY RATIO AVG 3Y

0.27

DEBT TO EQUITY RATIO AVG 5Y

0.29

DEBT TO EQUITY RATIO AVG 10Y

0.44

DEBT TO EQUITY RATIO AVG 15Y

0.43

DEBT TO EQUITY RATIO AVG 20Y

0.43

CURRENT VS TTM AVG

-24.81%

CURRENT VS 3Y AVG

-38.79%

CURRENT VS 5Y AVG

-43.93%

CURRENT VS 10Y AVG

-62.76%

CURRENT VS 15Y AVG

-62.27%

CURRENT VS 20Y AVG

-61.81%

SECTOR MEDIAN · FINANCIAL SERVICES

0.28

median of 697 covered companies

CURRENT VS SECTOR MEDIAN

-41.40%

vs the sector median at left

NAME	MARKET CAP	DEBT TO EQUITY RATIO	TTM	3Y	5Y
Peapack-Gladstone Financial Corporation (PGC)	$783.88M	0.16	0.22	0.27	0.29
River City Bank (RCBC)vs ›	$788.57M	0.00	0.08	0.14	0.11
Southern Missouri Bancorp, Inc. (SMBC)vs ›	$790.64M	0.25	0.27	0.29	0.27
Financial Institutions, Inc. (FISI)vs ›	$772.89M	0.45	0.49	0.63	0.48
GCM Grosvenor Inc. (GCMG)vs ›	$806.26M	16.30	17.79	17.79	17.79
Shore Bancshares, Inc. (SHBI)vs ›	$760.62M	0.16	0.22	0.22	0.20
Orrstown Financial Services, Inc. (ORRF)vs ›	$811.31M	0.45	0.49	0.58	0.50
Alerus Financial Corporation (ALRS)vs ›	$815.93M	0.77	0.71	0.92	0.68
Oxford Lane Capital Corp. (OXLCO)vs ›	$817.02M	0.47	0.50	0.35	0.37
South Plains Financial, Inc. (SPFI)vs ›	$819.92M	0.10	0.18	0.25	0.31

NAME

MARKET CAP

DEBT TO EQUITY RATIO

TTM

Peapack-Gladstone Financial Corporation (PGC)

$783.88M

0.16

0.22

0.27

0.29

River City Bank (RCBC)vs ›

$788.57M

0.00

0.08

0.14

0.11

Southern Missouri Bancorp, Inc. (SMBC)vs ›

$790.64M

0.25

0.27

0.29

0.27

Financial Institutions, Inc. (FISI)vs ›

$772.89M

0.45

0.49

0.63

0.48

GCM Grosvenor Inc. (GCMG)vs ›

$806.26M

16.30

17.79

Shore Bancshares, Inc. (SHBI)vs ›

$760.62M

0.16

0.22

0.20

Orrstown Financial Services, Inc. (ORRF)vs ›

$811.31M

0.45

0.49

0.58

0.50

Alerus Financial Corporation (ALRS)vs ›

$815.93M

0.77

0.71

0.92

0.68

Oxford Lane Capital Corp. (OXLCO)vs ›

$817.02M

0.47

0.50

0.35

0.37

South Plains Financial, Inc. (SPFI)vs ›

$819.92M

0.10

0.18

0.25

0.31

Debt to Equity Ratio FAQ

What is the debt to equity ratio for Peapack-Gladstone Financial Corporation (PGC)?

The debt to equity ratio for PGC stock is 0.16.

Is Peapack-Gladstone Financial Corporation's debt to equity ratio high or low?

The debt to equity ratio of 0.16 is 44% below its 5-year average of 0.29, near the low end of its 5-year range (0.15–1.13).

What is the TTM average debt to equity ratio for Peapack-Gladstone Financial Corporation (PGC)?

The TTM average debt to equity ratio for PGC stock is 0.22.

What is the 3Y average debt to equity ratio for Peapack-Gladstone Financial Corporation (PGC)?

The 3Y average debt to equity ratio for PGC stock is 0.27.

What is the 5Y average debt to equity ratio for Peapack-Gladstone Financial Corporation (PGC)?

The 5Y average debt to equity ratio for PGC stock is 0.29.

What is the 10Y average debt to equity ratio for Peapack-Gladstone Financial Corporation (PGC)?

The 10Y average debt to equity ratio for PGC stock is 0.44.

What is the 15Y average debt to equity ratio for Peapack-Gladstone Financial Corporation (PGC)?

The 15Y average debt to equity ratio for PGC stock is 0.43.

What is the 20Y average debt to equity ratio for Peapack-Gladstone Financial Corporation (PGC)?

The 20Y average debt to equity ratio for PGC stock is 0.43.

DATE	DEBT TO EQUITY RATIO
2026-06-30	0.16
2026-03-31	0.15
2025-12-31	0.33
2025-09-30	0.22
2025-06-30	0.23
2025-03-31	0.23
2024-12-31	0.29
2024-09-30	0.30
2024-06-30	0.30
2024-03-31	0.47
2023-12-31	0.95
2023-09-30	1.11
2023-06-30	1.13
2023-03-31	0.95
2022-12-31	1.00
2022-09-30	0.36
2022-06-30	0.29
2022-03-31	0.53
2021-12-31	0.27
2021-09-30	0.28
2021-06-30	0.28
2021-03-31	0.41
2020-12-31	0.40
2020-09-30	0.42
2020-06-30	0.44
2020-03-31	1.46
2019-12-31	0.67
2019-09-30	0.55
2019-06-30	0.42
2019-03-31	0.42
2018-12-31	0.43
2018-09-30	0.60
2018-06-30	0.62
2018-03-31	0.78
2017-12-31	0.32
2017-09-30	0.28
2017-06-30	0.57
2017-03-31	0.44
2016-12-31	0.37
2016-09-30	0.42
2016-06-30	0.58
2016-03-31	0.41
2015-12-31	0.49
2015-09-30	0.35
2015-06-30	0.70
2015-03-31	0.38
2014-12-31	0.62
2014-09-30	0.50
2014-06-30	0.51
2014-03-31	0.98
2013-12-31	0.81
2013-09-30	0.69
2013-06-30	0.17
2013-03-31	0.17
2012-12-31	0.17
2012-09-30	0.18
2012-06-30	0.22
2012-03-31	0.45
2011-12-31	0.22
2011-09-30	0.23
2011-06-30	0.24
2011-03-31	0.27
2010-12-31	0.26
2010-09-30	0.26
2010-06-30	0.30
2010-03-31	0.32
2009-12-31	0.31
2009-09-30	0.31
2009-06-30	0.32
2009-03-31	0.35
2008-12-31	0.84
2008-09-30	0.90
2008-06-30	0.64
2008-03-31	0.38
2007-12-31	0.42
2007-09-30	0.61
2007-06-30	0.22
2007-03-31	0.22
2006-12-31	0.23
2006-09-30	0.72
2006-06-30	1.32
2006-03-31	1.36
2005-12-31	1.10
2005-09-30	0.78
2005-06-30	0.82
2005-03-31	0.53
2004-12-31	0.35
2004-09-30	0.81
2004-06-30	0.56
2004-03-31	0.33
2003-12-31	0.35
2003-09-30	0.58
2003-06-30	0.77
2003-03-31	0.14
2002-12-31	0.06
2002-09-30	0.31

DATE

DEBT TO EQUITY RATIO

2026-06-30

0.16

2026-03-31

0.15

2025-12-31

0.33

2025-09-30

0.22

2025-06-30

0.23

2025-03-31

0.23

2024-12-31

0.29

2024-09-30

0.30

2024-06-30

0.30

2024-03-31

0.47

2023-12-31

0.95

2023-09-30

1.11

2023-06-30

1.13

2023-03-31

0.95

2022-12-31

1.00

2022-09-30

0.36

2022-06-30

0.29

2022-03-31

0.53

2021-12-31

0.27

2021-09-30

0.28

2021-06-30

0.28

2021-03-31

0.41

2020-12-31

0.40

2020-09-30

0.42

2020-06-30

0.44

2020-03-31

1.46

2019-12-31

0.67

2019-09-30

0.55

2019-06-30

0.42

2019-03-31

0.42

2018-12-31

0.43

2018-09-30

0.60

2018-06-30

0.62

2018-03-31

0.78

2017-12-31

0.32

2017-09-30

0.28

2017-06-30

0.57

2017-03-31

0.44

2016-12-31

0.37

2016-09-30

0.42

2016-06-30

0.58

2016-03-31

0.41

2015-12-31

0.49

2015-09-30

0.35

2015-06-30

0.70

2015-03-31

0.38

2014-12-31

0.62

2014-09-30

0.50

2014-06-30

0.51

2014-03-31

0.98

2013-12-31

0.81

2013-09-30

0.69

2013-06-30

0.17

2013-03-31

0.17

2012-12-31

0.17

2012-09-30

0.18

2012-06-30

0.22

2012-03-31

0.45

2011-12-31

0.22

2011-09-30

0.23

2011-06-30

0.24

2011-03-31

0.27

2010-12-31

0.26

2010-09-30

0.26

2010-06-30

0.30

2010-03-31

0.32

2009-12-31

0.31

2009-09-30

0.31

2009-06-30

0.32

2009-03-31

0.35

2008-12-31

0.84

2008-09-30

0.90

2008-06-30

0.64

2008-03-31

0.38

2007-12-31

0.42

2007-09-30

0.61

2007-06-30

0.22

2007-03-31

0.22

2006-12-31

0.23

2006-09-30

0.72

2006-06-30

1.32

2006-03-31

1.36

2005-12-31

1.10

2005-09-30

0.78

2005-06-30

0.82

2005-03-31

0.53

2004-12-31

0.35

2004-09-30

0.81

2004-06-30

0.56

2004-03-31

0.33

2003-12-31

0.35

2003-09-30

0.58

2003-06-30

0.77

2003-03-31

0.14

2002-12-31

0.06

2002-09-30

0.31

Debt to Equity Ratio: 0.16

PGC Debt to Equity Ratio

PGC Average Debt to Equity Ratio Chart

PGC Current vs Average Debt to Equity Ratio Chart

PGC Debt to Equity Ratio Metrics

PGC Competitors' Debt to Equity Ratio

Financial Health

Debt to Equity Ratio Formula & Definition

Debt to Equity Ratio FAQ

PGC Debt to Equity Ratio History

Related Metrics