Lufax Holding Ltd (LU) vs Navient Corporation (NAVI)
A side-by-side comparison of Lufax Holding Ltd and Navient Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
LU
Lufax Holding Ltd
$1.01Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT
NAVI
Navient Corporation
$8.93Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT
Total return — LU vs NAVI
growth of $100 · dividends reinvested · last 6yLU -94.7% (-38.7%/yr)NAVI +38.7% (+5.6%/yr)NAVI compounded faster over this window
Log scale — wide-divergence pair
LU NAVI
LU vs NAVI: by the numbers
- •LU is the larger company ($875M vs $839M market cap).
- •Both run net losses; NAVI's is the smaller (-1.67% vs -7.83% net margin).
- •Both shrank revenue over the past five years; NAVI's decline was smaller (-4.45% vs -13.35% CAGR).
- •NAVI pays a dividend (7.08% yield), while LU is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | LU | NAVI |
|---|---|---|
| Forward P/E | N/A | 11.87 |
| P/S ratio | 0.21 | 0.29 |
| P/B ratio | 0.08 | 0.35 |
Profitability
| Metric | LU | NAVI |
|---|---|---|
| Gross margin | N/A | 86.96% |
| Operating margin | 1.13% | 77.14% |
| Net margin | -7.83% | -1.67% |
| ROE | -2.75% | -2.04% |
Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | LU | NAVI |
|---|---|---|
| Dividend yield | N/A | 7.08% |
Growth (annualized)
| Metric | LU | NAVI |
|---|---|---|
| Revenue CAGR (5Y) | -13.35% | -4.45% |
| Total return CAGR (5Y) | -37.51% | -9.45% |
Frequently asked
- Which has grown faster, LU or NAVI?
- Neither grew: over the past five years both shrank revenue, with NAVI's decline the smaller — LU at a -13.35% CAGR versus NAVI at -4.45%.
- Does LU or NAVI pay a bigger dividend?
- NAVI pays a dividend (7.08% yield), while LU is a former payer with no current dividend run rate.
- How have LU and NAVI total returns compared?
- Over the past 5 years, LU delivered -37.51% and NAVI delivered -9.45% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Navient dividend yieldLufax ROENavient ROELufax operating marginNavient operating marginLufax revenue growthNavient revenue growth
Lufax & Navient appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.