First Community Bankshares (FCBC) Financials: History & Chart

First Community Bankshares, Inc.(FCBC)

Banks - Regional · Bluefield, VA

$48.13+0.25 (+0.52%)

Delayed quote: Oct 6, 2026, 10:08 AM EDT

About First Community Bankshares, Inc.

First Community Bankshares, Inc. operates as a financial holding company, primarily through its subsidiary, First Community Bank. This institution offers a broad spectrum of banking and financial services. Its offerings include a variety of deposit accounts such as checking, savings, and money market accounts, along with certificates of deposit and individual retirement arrangements. The bank also provides lending solutions, encompassing commercial, consumer, and real estate mortgage loans, in addition to lines of credit. Customers benefit from various credit, debit, and ATM card services. Furthermore, the company delivers both corporate and personal trust services. Beyond conventional banking, First Community Bankshares specializes in wealth management, which includes trust administration, estate planning, and investment advisory services. Dedicated investment management services are also provided. The company serves a diverse clientele, ranging from individual consumers to businesses operating in numerous sectors. These industries include education, government, healthcare, coal mining and natural gas extraction, retail, construction, manufacturing, tourism, and transportation. As of December 31, 2021, the company maintained an extensive network of 49 branches. This footprint included 17 locations in West Virginia, 23 in Virginia, 7 in North Carolina, and 2 in Tennessee. First Community Bankshares, Inc. was established in 1874 and has its headquarters situated in Bluefield, Virginia.

Bluefield, VA

614 employees

www.firstcommunitybank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: William Stafford

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	138.77M	6.83M	44.62M	43.46M	43.86M	43.25M	42.91M	44.46M	44.88M
Cost of Goods Sold	18.09M	4.87M	4.87M	3.95M	4.40M	4.45M	5.19M	6.18M	6.66M
Gross Profit	120.69M	1.97M	39.75M	39.50M	39.46M	38.81M	37.72M	38.28M	38.23M
Gross Profit Margin	87.0%	28.8%	89.1%	90.9%	90.0%	89.7%	87.9%	86.1%	85.2%
Total Operating Expenses	88.65M	17.61M	24.12M	23.37M	23.55M	22.98M	22.46M	21.80M	21.72M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	68.05M	17.61M	17.61M	17.19M	15.65M	15.86M	14.75M	15.03M	14.46M
Operating Income (EBIT)	32.04M	-15.64M	15.64M	16.13M	15.91M	15.83M	15.26M	16.48M	16.51M
Operating Margin	23.1%	-228.8%	35.0%	37.1%	36.3%	36.6%	35.6%	37.1%	36.8%
Income Before Tax (EBT)	76.84M	29.17M	15.64M	16.13M	15.91M	15.83M	15.26M	16.48M	16.51M
Interest Income	71.98M	-37.78M	37.78M	36.28M	35.70M	35.39M	35.17M	36.43M	36.89M
Interest Expense	17.54M	4.73M	4.49M	3.92M	4.40M	4.73M	4.87M	5.10M	5.30M
Other Income/Expense	44.80M	44.80M	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	59.27M	22.51M	12.03M	12.46M	12.27M	12.25M	11.82M	13.04M	13.03M
Income Tax Expense	17.57M	6.66M	3.61M	3.67M	3.64M	3.58M	3.44M	3.44M	3.48M
Net Profit Margin	42.7%	329.4%	27.0%	28.7%	28.0%	28.3%	27.5%	29.3%	29.0%
EBITDA	38.11M	-13.91M	17.37M	17.42M	17.22M	17.31M	16.82M	18.06M	18.12M
EBITDA Margin	27.5%	-203.6%	38.9%	40.1%	39.3%	40.0%	39.2%	40.6%	40.4%
Depreciation & Amortization	6.07M	1.72M	1.74M	1.29M	1.32M	1.49M	1.56M	1.58M	1.61M
EPS Basic	3.18	1.19	0.64	0.68	0.67	0.67	0.64	0.71	0.71
EPS Diluted	3.17	1.19	0.63	0.68	0.67	0.67	0.64	0.71	0.71
Weighted Average Basic Shares	18.90M	18.90M	18.93M	18.32M	18.31M	18.30M	18.32M	18.30M	18.28M
Weighted Average Diluted Shares	19.00M	19.00M	19.03M	18.39M	18.40M	18.40M	18.45M	18.42M	18.37M

Annual Income Statement (USD)

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Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	185.42M	175.89M	165.71M	142.24M	133.29M	138.20M	117.20M	120.88M
Cost of Goods Sold	17.99M	23.27M	17.47M	8.23M	-5.63M	18.13M	9.09M	9.84M
Gross Profit	167.43M	152.62M	148.24M	134.01M	138.92M	120.07M	108.12M	111.03M
Gross Profit Margin	90.3%	86.8%	89.5%	94.2%	104.2%	86.9%	92.2%	91.9%
Total Operating Expenses	104.30M	86.92M	86.27M	73.85M	72.39M	73.96M	58.32M	65.91M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	68.26M	57.03M	54.70M	50.72M	47.15M	46.38M	41.83M	41.98M
Operating Income (EBIT)	63.13M	65.69M	61.97M	60.16M	66.53M	46.11M	49.80M	45.12M
Operating Margin	34.0%	37.3%	37.4%	42.3%	49.9%	33.4%	42.5%	37.3%
Income Before Tax (EBT)	63.13M	65.69M	61.97M	60.16M	66.53M	46.11M	49.80M	45.12M
Interest Income	142.53M	146.14M	137.16M	114.32M	105.31M	114.04M	94.97M	98.29M
Interest Expense	17.92M	19.67M	9.48M	1.66M	2.84M	5.46M	5.51M	7.45M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	48.79M	51.60M	48.02M	46.66M	51.17M	35.93M	38.80M	36.34M
Income Tax Expense	14.33M	14.09M	13.95M	13.49M	15.36M	10.19M	10.99M	8.78M
Net Profit Margin	26.3%	29.3%	29.0%	32.8%	38.4%	26.0%	33.1%	30.1%
EBITDA	68.78M	72.17M	67.66M	65.76M	72.44M	52.02M	54.24M	49.07M
EBITDA Margin	37.1%	41.0%	40.8%	46.2%	54.4%	37.6%	46.3%	40.6%
Depreciation & Amortization	5.66M	6.48M	5.68M	5.60M	5.92M	5.91M	4.45M	3.95M
EPS Basic	2.66	2.81	2.67	2.82	2.95	2.02	2.47	2.19
EPS Diluted	2.65	2.80	2.66	2.82	2.94	2.02	2.46	2.18
Weighted Average Basic Shares	18.31M	18.35M	18.00M	16.52M	17.34M	17.78M	15.69M	16.59M
Weighted Average Diluted Shares	18.41M	18.43M	18.03M	16.56M	17.40M	17.82M	15.76M	16.67M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.