First Community Bankshares, Inc. (FCBC) vs Lufax Holding Ltd (LU)

A side-by-side comparison of First Community Bankshares, Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FCBC vs LU

growth of $100 · dividends reinvested · last 6y
FCBC +234.9% (+22.3%/yr)LU -94.7% (-38.7%/yr)FCBC compounded faster over this window
Log scale — wide-divergence pair
1101001kStart $100202120222023202420252026$335$5
FCBC LU

FCBC vs LU: by the numbers

  • •FCBC is the larger company ($908M vs $884M market cap).
  • •FCBC is profitable (42.71% net margin) while LU runs a net loss (-7.83%).
  • •FCBC grew revenue faster over the past five years (0.33% vs -13.35% CAGR).
  • •FCBC pays a dividend (4.72% yield), while LU is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricFCBCLU
P/E ratio15.18N/A
Forward P/E15.91N/A
PEG ratio2.72N/A
P/S ratio6.540.22
P/B ratio1.680.08

Profitability

MetricFCBCLU
Operating margin34.04%1.13%
Net margin42.71%-7.83%
ROE10.99%-2.75%

First Community Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFCBCLU
Dividend yield4.72%N/A
Payout ratio71.29%N/A

Growth (annualized)

MetricFCBCLU
Revenue CAGR (5Y)0.33%-13.35%
EPS CAGR (5Y)5.66%N/A
Total return CAGR (5Y)13.71%-37.51%

Frequently asked

Which has grown faster, FCBC or LU?
Over the past five years, FCBC grew revenue faster — FCBC at a 0.33% CAGR versus LU at -13.35%.
Does FCBC or LU pay a bigger dividend?
FCBC pays a dividend (4.72% yield), while LU is a former payer with no current dividend run rate.
Is FCBC or LU more profitable?
FCBC runs the higher net margin — FCBC at 42.71% versus LU at -7.83%.
How have FCBC and LU total returns compared?
Over the past 5 years, FCBC delivered 13.71% and LU delivered -37.51% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.