First Community Bankshares, Inc. (FCBC) vs Lufax Holding Ltd (LU)
A side-by-side comparison of First Community Bankshares, Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FCBC vs LU
growth of $100 · dividends reinvested · last 6yFCBC vs LU: by the numbers
- •FCBC is the larger company ($908M vs $884M market cap).
- •FCBC is profitable (42.71% net margin) while LU runs a net loss (-7.83%).
- •FCBC grew revenue faster over the past five years (0.33% vs -13.35% CAGR).
- •FCBC pays a dividend (4.72% yield), while LU is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | FCBC | LU |
|---|---|---|
| P/E ratio | 15.18 | N/A |
| Forward P/E | 15.91 | N/A |
| PEG ratio | 2.72 | N/A |
| P/S ratio | 6.54 | 0.22 |
| P/B ratio | 1.68 | 0.08 |
Profitability
| Metric | FCBC | LU |
|---|---|---|
| Operating margin | 34.04% | 1.13% |
| Net margin | 42.71% | -7.83% |
| ROE | 10.99% | -2.75% |
First Community Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FCBC | LU |
|---|---|---|
| Dividend yield | 4.72% | N/A |
| Payout ratio | 71.29% | N/A |
Growth (annualized)
| Metric | FCBC | LU |
|---|---|---|
| Revenue CAGR (5Y) | 0.33% | -13.35% |
| EPS CAGR (5Y) | 5.66% | N/A |
| Total return CAGR (5Y) | 13.71% | -37.51% |
Frequently asked
- Which has grown faster, FCBC or LU?
- Over the past five years, FCBC grew revenue faster — FCBC at a 0.33% CAGR versus LU at -13.35%.
- Does FCBC or LU pay a bigger dividend?
- FCBC pays a dividend (4.72% yield), while LU is a former payer with no current dividend run rate.
- Is FCBC or LU more profitable?
- FCBC runs the higher net margin — FCBC at 42.71% versus LU at -7.83%.
- How have FCBC and LU total returns compared?
- Over the past 5 years, FCBC delivered 13.71% and LU delivered -37.51% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Community Bankshares & Lufax appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.