First Community Bankshares, Inc. (FCBC) vs Hanmi Financial Corporation (HAFC)
A side-by-side comparison of First Community Bankshares, Inc. and Hanmi Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FCBC vs HAFC
growth of $100 · dividends reinvested · last 10yFCBC vs HAFC: by the numbers
- •HAFC is the larger company ($939M vs $904M market cap).
- •HAFC trades at the lower trailing earnings multiple (10.62 vs 15.11 P/E), one valuation lens rather than an overall verdict.
- •FCBC converts more revenue to profit (42.71% vs 23.16% net margin).
- •HAFC grew revenue faster over the past five years (9.18% vs 0.33% CAGR).
- •FCBC pays the higher dividend yield (4.72% vs 3.52%).
Metrics side by side
Valuation
| Metric | FCBC | HAFC |
|---|---|---|
| P/E ratio | 15.11 | 10.62 |
| Forward P/E | 15.84 | 9.93 |
| PEG ratio | 2.71 | 0.84 |
| P/S ratio | 6.51 | 2.43 |
| P/B ratio | 1.68 | 1.16 |
Profitability
| Metric | FCBC | HAFC |
|---|---|---|
| Operating margin | 34.04% | 17.26% |
| Net margin | 42.71% | 23.16% |
| ROE | 10.99% | 11.00% |
First Community Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FCBC | HAFC |
|---|---|---|
| Dividend yield | 4.72% | 3.52% |
| Payout ratio | 71.29% | 37.37% |
Growth (annualized)
| Metric | FCBC | HAFC |
|---|---|---|
| Revenue CAGR (5Y) | 0.33% | 9.18% |
| EPS CAGR (5Y) | 5.66% | 13.07% |
| Total return CAGR (5Y) | 13.71% | 14.54% |
Frequently asked
- Which has the lower trailing P/E, FCBC or HAFC?
- HAFC has the lower trailing P/E: FCBC trades at 15.11 and HAFC at 10.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FCBC or HAFC?
- Over the past five years, HAFC grew revenue faster — FCBC at a 0.33% CAGR versus HAFC at 9.18%.
- Does FCBC or HAFC pay a bigger dividend?
- FCBC yields 4.72% and HAFC yields 3.52% based on trailing dividends and the latest price.
- Is FCBC or HAFC more profitable?
- FCBC runs the higher net margin — FCBC at 42.71% versus HAFC at 23.16%.
- How have FCBC and HAFC total returns compared?
- Over the past 10 years, FCBC delivered 11.51% and HAFC delivered 5.81% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Community Bankshares & Hanmi Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.