Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 17.26% is 49% below its 5-year average of 33.54%, around the middle of its 5-year range (-30.50%–67.45%).
34.02% above its 12-month average of 12.88%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -30.50%.
OPERATING MARGIN
17.26%
OPERATING MARGIN AVG TTM
12.88%
OPERATING MARGIN AVG 3Y
23.65%
OPERATING MARGIN AVG 5Y
33.54%
OPERATING MARGIN AVG 10Y
31.21%
OPERATING MARGIN AVG 15Y
33.94%
OPERATING MARGIN AVG 20Y
32.52%
CURRENT VS TTM AVG
+34.02%
CURRENT VS 3Y AVG
-27.02%
CURRENT VS 5Y AVG
-48.55%
CURRENT VS 10Y AVG
-44.69%
CURRENT VS 15Y AVG
-49.14%
CURRENT VS 20Y AVG
-46.92%
SECTOR MEDIAN · FINANCIAL SERVICES
16.07%
median of 693 covered companies
CURRENT VS SECTOR MEDIAN
+7.41%
vs the sector median at left
Hanmi Financial Corporation
Market Cap
$940.62M
Operating Margin
17.26%
TTM Avg
12.88%
3Y Avg
23.65%
5Y Avg
33.54%
Market Cap
$938.88M
Operating Margin
29.18%
TTM Avg
26.76%
3Y Avg
33.39%
5Y Avg
35.54%
Market Cap
$930.38M
Operating Margin
21.76%
TTM Avg
20.85%
3Y Avg
18.73%
5Y Avg
20.58%
Market Cap
$956.70M
Operating Margin
25.61%
TTM Avg
22.41%
3Y Avg
25.80%
5Y Avg
30.73%
Market Cap
$921.16M
Operating Margin
24.07%
TTM Avg
20.86%
3Y Avg
23.81%
5Y Avg
24.31%
Market Cap
$914.94M
Operating Margin
17.22%
TTM Avg
17.22%
3Y Avg
17.22%
5Y Avg
17.22%
Market Cap
$902.62M
Operating Margin
51.04%
TTM Avg
110.39%
3Y Avg
40.15%
5Y Avg
53.89%
Market Cap
$901.45M
Operating Margin
34.04%
TTM Avg
35.70%
3Y Avg
37.77%
5Y Avg
39.06%
Market Cap
$886.57M
Operating Margin
28.51%
TTM Avg
24.52%
3Y Avg
28.48%
5Y Avg
30.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hanmi Financial Corporation (HAFC) | $940.62M | 17.26% | 12.88% | 23.65% | 33.54% |
| TrustCo Bank Corp NY (TRST)vs › | $938.88M | 29.18% | 26.76% | 33.39% | 35.54% |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $930.38M | 21.76% | 20.85% | 18.73% | 20.58% |
| Camden National Corp. (CAC)vs › | $956.70M | 25.61% | 22.41% | 25.80% | 30.73% |
| Mid Penn Bancorp, Inc. (MPB)vs › | $921.16M | 24.07% | 20.86% | 23.81% | 24.31% |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $914.94M | 17.22% | 17.22% | 17.22% | 17.22% |
| Prospect Capital Corporation (PSEC)vs › | $902.62M | 51.04% | 110.39% | 40.15% | 53.89% |
| First Community Bankshares, Inc. (FCBC)vs › | $901.45M | 34.04% | 35.70% | 37.77% | 39.06% |
| First Financial Corporation (THFF)vs › | $886.57M | 28.51% | 24.52% | 28.48% | 30.00% |
| Horizon Bancorp, Inc. (HBNC)vs › | $995.28M | -197.96% | -92.85% | -33.88% | -10.53% |
Operating Margin
17.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -30.50% |
| 2026-03-31 | 21.48% |
| 2025-12-31 | 26.68% |
| 2025-09-30 | 27.33% |
| 2025-06-30 | 19.41% |
| 2025-03-31 | 23.47% |
| 2024-12-31 | 23.57% |
| 2024-09-30 | 19.56% |
| 2024-06-30 | 19.15% |
| 2024-03-31 | 20.23% |
| 2023-12-31 | 26.46% |
| 2023-09-30 | 26.34% |
| 2023-06-30 | 30.13% |
| 2023-03-31 | 32.69% |
| 2022-12-31 | 42.50% |
| 2022-09-30 | 47.49% |
| 2022-06-30 | 48.65% |
| 2022-03-31 | 44.57% |
| 2021-12-31 | 67.45% |
| 2021-09-30 | 54.85% |
| 2021-06-30 | 48.89% |
| 2021-03-31 | 39.22% |
| 2020-12-31 | 31.87% |
| 2020-09-30 | 36.78% |
| 2020-06-30 | 17.79% |
| 2020-03-31 | 5.20% |
| 2019-12-31 | 8.61% |
| 2019-09-30 | 24.20% |
| 2019-06-30 | 5.70% |
| 2019-03-31 | 30.52% |
| 2018-12-31 | 28.72% |
| 2018-09-30 | 33.71% |
| 2018-06-30 | 33.90% |
| 2018-03-31 | 33.66% |
| 2017-12-31 | 38.68% |
| 2017-09-30 | 39.59% |
| 2017-06-30 | 38.53% |
| 2017-03-31 | 40.33% |
| 2016-12-31 | 43.39% |
| 2016-09-30 | 40.32% |
| 2016-06-30 | 42.97% |
| 2016-03-31 | 42.28% |
| 2015-12-31 | 47.03% |
| 2015-09-30 | 45.77% |
| 2015-06-30 | 45.23% |
| 2015-03-31 | 35.55% |
| 2014-12-31 | 35.05% |
| 2014-09-30 | 65.31% |
| 2014-06-30 | 51.28% |
| 2014-03-31 | 51.55% |
| 2013-12-31 | 39.08% |
| 2013-09-30 | 44.94% |
| 2013-06-30 | 41.28% |
| 2013-03-31 | 39.34% |
| 2012-12-31 | 39.01% |
| 2012-09-30 | 35.33% |
| 2012-06-30 | 23.20% |
| 2012-03-31 | 22.00% |
| 2011-12-31 | 14.96% |
| 2011-09-30 | 11.11% |
| 2011-06-30 | 22.28% |
| 2011-03-31 | 26.80% |
| 2010-12-31 | 13.01% |
| 2010-09-30 | -34.19% |
| 2010-06-30 | -68.37% |
| 2010-03-31 | -110.70% |
| 2009-12-31 | -122.44% |
| 2009-09-30 | -71.61% |
| 2009-06-30 | -34.06% |
| 2009-03-31 | -57.87% |
| 2008-12-31 | -13.25% |
| 2008-09-30 | 8.21% |
| 2008-06-30 | -151.41% |
| 2008-03-31 | 6.09% |
| 2007-12-31 | -120.15% |
| 2007-09-30 | 21.76% |
| 2007-06-30 | 30.67% |
| 2007-03-31 | 26.74% |
| 2006-12-31 | 35.44% |
| 2006-09-30 | 35.15% |
| 2006-06-30 | 36.33% |
| 2006-03-31 | 36.35% |
| 2005-12-31 | 37.13% |
| 2005-09-30 | 39.53% |
| 2005-06-30 | 45.18% |
| 2005-03-31 | 42.87% |
| 2004-12-31 | 37.45% |
| 2004-09-30 | 39.11% |
| 2004-06-30 | 32.13% |
| 2004-03-31 | 38.86% |
| 2003-12-31 | 37.03% |
| 2003-09-30 | 31.32% |
| 2003-06-30 | 31.13% |
| 2003-03-31 | 29.70% |
| 2002-12-31 | 30.55% |
| 2002-09-30 | 33.38% |
