Hanmi Financial Corporation (HAFC) vs Horizon Bancorp, Inc. (HBNC)
A side-by-side comparison of Hanmi Financial Corporation and Horizon Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — HAFC vs HBNC
growth of $100 · dividends reinvested · last 10yHAFC vs HBNC: by the numbers
- •HBNC is the larger company ($998M vs $942M market cap).
- •HAFC is profitable (23.16% net margin) while HBNC runs a net loss (-150.89%).
- •HAFC grew revenue faster over the past five years (9.18% vs -17.66% CAGR).
- •HAFC pays the higher dividend yield (3.52% vs 3.33%).
Metrics side by side
Valuation
| Metric | HAFC | HBNC |
|---|---|---|
| P/E ratio | 10.66 | N/A |
| Forward P/E | 9.96 | 9.14 |
| PEG ratio | 0.84 | N/A |
| P/S ratio | 2.44 | 10.46 |
| P/B ratio | 1.16 | 1.37 |
Profitability
| Metric | HAFC | HBNC |
|---|---|---|
| Operating margin | 17.26% | -197.96% |
| Net margin | 23.16% | -150.89% |
| ROE | 11.00% | -19.83% |
Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | HAFC | HBNC |
|---|---|---|
| Dividend yield | 3.52% | 3.33% |
| Payout ratio | 37.37% | N/A |
Growth (annualized)
| Metric | HAFC | HBNC |
|---|---|---|
| Revenue CAGR (5Y) | 9.18% | -17.66% |
| EPS CAGR (5Y) | 13.07% | N/A |
| Total return CAGR (5Y) | 14.54% | 5.42% |
Frequently asked
- Which has grown faster, HAFC or HBNC?
- Over the past five years, HAFC grew revenue faster — HAFC at a 9.18% CAGR versus HBNC at -17.66%.
- Does HAFC or HBNC pay a bigger dividend?
- HAFC yields 3.52% and HBNC yields 3.33% based on trailing dividends and the latest price.
- Is HAFC or HBNC more profitable?
- HAFC runs the higher net margin — HAFC at 23.16% versus HBNC at -150.89%.
- How have HAFC and HBNC total returns compared?
- Over the past 10 years, HAFC delivered 5.81% and HBNC delivered 7.82% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Hanmi Financial & Horizon Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.