Which has the lower trailing P/E, HAFC or TRST?

HAFC has the lower trailing P/E: HAFC trades at 10.65 and TRST at 15.33. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, HAFC or TRST?

Over the past five years, HAFC grew revenue faster — HAFC at a 9.18% CAGR versus TRST at 5.00%.

Does HAFC or TRST pay a bigger dividend?

HAFC yields 3.52% and TRST yields 2.79% based on trailing dividends and the latest price.

Is HAFC or TRST more profitable?

TRST runs the higher net margin — HAFC at 23.16% versus TRST at 26.95%.

How have HAFC and TRST total returns compared?

Over the past 10 years, HAFC delivered 5.81% and TRST delivered 8.76% annualized total return. Past performance doesn't predict future results.

Hanmi Financial Corporation (HAFC) vs TrustCo Bank Corp NY (TRST)

A side-by-side comparison of Hanmi Financial Corporation and TrustCo Bank Corp NY across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HAFC

Hanmi Financial Corporation

$942M

$31.65Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

TRST

TrustCo Bank Corp NY

$940M

$55.18Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

Total return — HAFC vs TRST

growth of $100 · dividends reinvested · last 10y

HAFC +80.3% (+6.1%/yr)TRST +130.8% (+8.7%/yr)TRST compounded faster over this window

HAFC TRST

HAFC vs TRST: by the numbers

•HAFC is the larger company ($942M vs $940M market cap).
•HAFC trades at the lower trailing earnings multiple (10.65 vs 15.33 P/E), one valuation lens rather than an overall verdict.
•TRST converts more revenue to profit (26.95% vs 23.16% net margin).
•HAFC grew revenue faster over the past five years (9.18% vs 5.00% CAGR).
•HAFC pays the higher dividend yield (3.52% vs 2.79%).

Metrics side by side

Valuation

Metric	HAFC	TRST
P/E ratio	10.65	15.33
Forward P/E	9.96	N/A
PEG ratio	0.84	4.22
P/S ratio	2.44	3.89
P/B ratio	1.16	1.43

Profitability

Metric	HAFC	TRST
Operating margin	17.26%	29.18%
Net margin	23.16%	26.95%
ROE	11.00%	9.92%

Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

TrustCo Bank Corp NY: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HAFC	TRST
Dividend yield	3.52%	2.79%
Payout ratio	37.37%	42.78%

Growth (annualized)

Metric	HAFC	TRST
Revenue CAGR (5Y)	9.18%	5.00%
EPS CAGR (5Y)	13.07%	3.63%
Total return CAGR (5Y)	14.54%	15.54%

Frequently asked

Which has the lower trailing P/E, HAFC or TRST?: HAFC has the lower trailing P/E: HAFC trades at 10.65 and TRST at 15.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HAFC or TRST?: Over the past five years, HAFC grew revenue faster — HAFC at a 9.18% CAGR versus TRST at 5.00%.
Does HAFC or TRST pay a bigger dividend?: HAFC yields 3.52% and TRST yields 2.79% based on trailing dividends and the latest price.
Is HAFC or TRST more profitable?: TRST runs the higher net margin — HAFC at 23.16% versus TRST at 26.95%.
How have HAFC and TRST total returns compared?: Over the past 10 years, HAFC delivered 5.81% and TRST delivered 8.76% annualized total return. Past performance doesn't predict future results.

Go deeper

Full HAFC analysis Full TRST analysis Interactive comparison tool

Dig into the metrics

Hanmi Financial P/E ratio TrustCo Bank Corp NY P/E ratio Hanmi Financial dividend yield TrustCo Bank Corp NY dividend yield Hanmi Financial ROE TrustCo Bank Corp NY ROE Hanmi Financial operating margin TrustCo Bank Corp NY operating margin Hanmi Financial revenue growth TrustCo Bank Corp NY revenue growth

Hanmi Financial & TrustCo Bank Corp NY appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.