Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 15.31 is 37% above its 5-year average of 11.16, near the high end of its 5-year range (6.31–16.94).
As of 2026-10-06T21:34:18.584Z. 3.60% above its 12-month average of 14.78.
Calculation as of: 2026-10-06T21:34:18.584Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 96eb8f734ca46fd5ed29d101a7020b1cfefe47601224a0ea7b63f48aed1e546d
PE Ratio (15.31) = Close Price ($55.13) / Diluted TTM EPS ($3.60)
PE RATIO
15.31
PE RATIO AVG TTM
14.78
PE RATIO AVG 3Y
12.33
PE RATIO AVG 5Y
11.16
PE RATIO AVG 10Y
12.88
PE RATIO AVG 15Y
13.41
PE RATIO AVG 20Y
14.08
CURRENT VS TTM AVG
+3.60%
CURRENT VS 3Y AVG
+24.13%
CURRENT VS 5Y AVG
+37.24%
CURRENT VS 10Y AVG
+18.89%
CURRENT VS 15Y AVG
+14.18%
CURRENT VS 20Y AVG
+8.73%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
+11.06%
vs the sector median at left
Market Cap
$943.00M
PE Ratio
10.67
TTM Avg
11.36
3Y Avg
9.68
5Y Avg
8.63
Market Cap
$932.15M
PE Ratio
15.07
TTM Avg
14.53
3Y Avg
29.42
5Y Avg
29.42
Market Cap
$919.27M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$916.84M
PE Ratio
32.62
TTM Avg
39.12
3Y Avg
36.90
5Y Avg
15.09
Market Cap
$901.64M
PE Ratio
15.08
TTM Avg
14.74
3Y Avg
14.15
5Y Avg
12.95
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TrustCo Bank Corp NY (TRST) | $938.75M | 15.31 | 14.78 | 12.33 | 11.16 |
| Hanmi Financial Corporation (HAFC)vs › | $943.00M | 10.67 | 11.36 | 9.68 | 8.63 |
| NB Bancorp, Inc. Common Stock (NBBK)vs › | $932.15M | 15.07 | 14.53 | 29.42 | 29.42 |
| Mid Penn Bancorp, Inc. (MPB)vs › | $921.54M | 11.81 | 12.67 | 10.70 | 10.17 |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $919.27M | N/A | N/A | N/A | N/A |
| Camden National Corp. (CAC)vs › | $960.08M | 10.87 | 11.98 | 11.89 | 10.99 |
| Prospect Capital Corporation (PSEC)vs › | $916.84M | 32.62 | 39.12 | 36.90 | 15.09 |
| First Community Bankshares, Inc. (FCBC)vs › | $901.64M | 15.08 | 14.74 | 14.15 | 12.95 |
| Horizon Bancorp, Inc. (HBNC)vs › | $991.18M | N/A | 22.26 | 16.28 | 13.75 |
| First Financial Corporation (THFF)vs › | $884.64M | 10.42 | 10.32 | 10.02 | 9.52 |
At 15.3, P/E is above its 20-year median — higher than 67% of readings in its 20-year history.
20-year low
6.3
median
14.3
20-year high
26.9
Trailing P/E
15.3
Forward P/E
N/A
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 15.33 |
| 2026-10-02 | 15.47 |
| 2026-10-01 | 15.21 |
| 2026-09-30 | 15.08 |
| 2026-09-29 | 15.16 |
| 2026-09-28 | 15.38 |
| 2026-09-25 | 15.61 |
| 2026-09-24 | 15.64 |
| 2026-09-23 | 15.43 |
| 2026-09-22 | 15.54 |
| 2026-09-21 | 15.65 |
| 2026-09-18 | 15.74 |
| 2026-09-17 | 15.63 |
| 2026-09-16 | 15.94 |
| 2026-09-15 | 16.42 |
| 2026-09-14 | 16.28 |
| 2026-09-11 | 16.24 |
| 2026-09-10 | 16.23 |
| 2026-09-09 | 15.96 |
| 2026-09-08 | 15.96 |
| 2026-09-04 | 16.09 |
| 2026-09-03 | 16.00 |
| 2026-09-02 | 15.91 |
| 2026-09-01 | 15.60 |
| 2026-08-31 | 15.76 |
| 2026-08-28 | 15.87 |
| 2026-08-27 | 15.93 |
| 2026-08-26 | 15.87 |
| 2026-08-25 | 15.81 |
| 2026-08-24 | 15.89 |
| 2026-08-21 | 15.79 |
| 2026-08-20 | 15.89 |
| 2026-08-19 | 15.69 |
| 2026-08-18 | 15.93 |
| 2026-08-17 | 15.78 |
| 2026-08-14 | 15.93 |
| 2026-08-13 | 15.83 |
| 2026-08-12 | 15.71 |
| 2026-08-11 | 15.55 |
| 2026-08-10 | 16.03 |
| 2026-08-07 | 16.16 |
| 2026-08-06 | 16.50 |
| 2026-08-05 | 16.67 |
| 2026-08-04 | 16.93 |
| 2026-08-03 | 16.78 |
| 2026-07-31 | 16.71 |
| 2026-07-30 | 16.59 |
| 2026-07-29 | 16.42 |
| 2026-07-28 | 16.94 |
| 2026-07-27 | 16.84 |
| 2026-07-24 | 16.82 |
| 2026-07-23 | 16.55 |
| 2026-07-22 | 16.40 |
| 2026-07-21 | 16.33 |
| 2026-07-20 | 16.26 |
| 2026-07-17 | 16.11 |
| 2026-07-16 | 16.26 |
| 2026-07-15 | 16.08 |
| 2026-07-14 | 16.01 |
| 2026-07-13 | 16.04 |
| 2026-07-10 | 15.98 |
| 2026-07-09 | 15.97 |
| 2026-07-08 | 15.67 |
| 2026-07-07 | 16.04 |
| 2026-07-06 | 16.12 |
| 2026-07-02 | 15.99 |
| 2026-07-01 | 16.35 |
| 2026-06-30 | 16.10 |
| 2026-06-29 | 15.89 |
| 2026-06-26 | 16.03 |
| 2026-06-25 | 15.91 |
| 2026-06-24 | 15.80 |
| 2026-06-23 | 15.71 |
| 2026-06-22 | 15.49 |
| 2026-06-18 | 15.32 |
| 2026-06-17 | 15.15 |
| 2026-06-16 | 15.48 |
| 2026-06-15 | 15.56 |
| 2026-06-12 | 16.20 |
| 2026-06-11 | 16.10 |
| 2026-06-10 | 16.04 |
| 2026-06-09 | 15.81 |
| 2026-06-08 | 15.60 |
| 2026-06-05 | 15.40 |
| 2026-06-04 | 15.44 |
| 2026-06-03 | 14.89 |
| 2026-06-02 | 15.27 |
| 2026-06-01 | 14.95 |
| 2026-05-29 | 15.19 |
| 2026-05-28 | 15.06 |
| 2026-05-27 | 14.90 |
| 2026-05-26 | 15.06 |
| 2026-05-22 | 14.74 |
| 2026-05-21 | 14.79 |
| 2026-05-20 | 14.74 |
| 2026-05-19 | 14.46 |
| 2026-05-18 | 14.46 |
| 2026-05-15 | 14.19 |
| 2026-05-14 | 14.38 |
| 2026-05-13 | 14.20 |
| 2026-05-12 | 14.30 |
| 2026-05-11 | 14.23 |
| 2026-05-08 | 15.10 |
| 2026-05-07 | 14.90 |
| 2026-05-06 | 14.96 |
| 2026-05-05 | 14.79 |
| 2026-05-04 | 14.62 |
| 2026-05-01 | 14.79 |
| 2026-04-30 | 14.65 |
| 2026-04-29 | 14.41 |
| 2026-04-28 | 14.66 |
| 2026-04-27 | 14.46 |
| 2026-04-24 | 14.20 |
| 2026-04-23 | 14.30 |
| 2026-04-22 | 13.86 |
| 2026-04-21 | 14.25 |
| 2026-04-20 | 14.34 |
| 2026-04-17 | 14.27 |
| 2026-04-16 | 14.07 |
| 2026-04-15 | 14.21 |
| 2026-04-14 | 14.36 |
| 2026-04-13 | 14.42 |
| 2026-04-10 | 14.28 |
| 2026-04-09 | 14.41 |
| 2026-04-08 | 14.22 |
| 2026-04-07 | 13.93 |
| 2026-04-06 | 13.79 |
| 2026-04-02 | 13.70 |
| 2026-04-01 | 13.56 |
| 2026-03-31 | 13.47 |
| 2026-03-30 | 13.27 |
| 2026-03-27 | 13.15 |
| 2026-03-26 | 13.35 |
| 2026-03-25 | 13.28 |
| 2026-03-24 | 13.35 |
| 2026-03-23 | 13.29 |
| 2026-03-20 | 13.13 |
| 2026-03-19 | 13.25 |
| 2026-03-18 | 13.01 |
| 2026-03-17 | 13.10 |
| 2026-03-16 | 14.55 |
| 2026-03-13 | 14.70 |
| 2026-03-12 | 14.52 |
| 2026-03-11 | 14.40 |
| 2026-03-10 | 14.66 |
| 2026-03-09 | 14.65 |
| 2026-03-06 | 14.66 |
| 2026-03-05 | 14.74 |
| 2026-03-04 | 14.91 |
| 2026-03-03 | 14.75 |
| 2026-03-02 | 14.74 |
| 2026-02-27 | 14.51 |
| 2026-02-26 | 15.01 |
| 2026-02-25 | 15.06 |
| 2026-02-24 | 14.86 |
| 2026-02-23 | 14.86 |
| 2026-02-20 | 15.32 |
| 2026-02-19 | 15.24 |
| 2026-02-18 | 15.21 |
| 2026-02-17 | 15.37 |
| 2026-02-13 | 15.29 |
| 2026-02-12 | 15.15 |
| 2026-02-11 | 15.06 |
| 2026-02-10 | 15.12 |
| 2026-02-09 | 15.22 |
| 2026-02-06 | 15.41 |
| 2026-02-05 | 15.46 |
| 2026-02-04 | 15.28 |
| 2026-02-03 | 15.17 |
| 2026-02-02 | 14.93 |
| 2026-01-30 | 14.52 |
| 2026-01-29 | 14.43 |
| 2026-01-28 | 14.15 |
| 2026-01-27 | 14.15 |
| 2026-01-26 | 14.22 |
| 2026-01-23 | 14.34 |
| 2026-01-22 | 15.24 |
| 2026-01-21 | 15.23 |
| 2026-01-20 | 14.29 |
| 2026-01-16 | 14.53 |
| 2026-01-15 | 14.67 |
| 2026-01-14 | 14.33 |
| 2026-01-13 | 14.19 |
| 2026-01-12 | 13.92 |
| 2026-01-09 | 13.94 |
| 2026-01-08 | 14.12 |
| 2026-01-07 | 13.71 |
| 2026-01-06 | 13.86 |
| 2026-01-05 | 13.89 |
| 2026-01-02 | 13.81 |
| 2025-12-31 | 13.82 |
| 2025-12-30 | 13.97 |
| 2025-12-29 | 14.21 |
| 2025-12-26 | 14.24 |
| 2025-12-24 | 14.33 |
| 2025-12-23 | 14.23 |
| 2025-12-22 | 14.42 |
| 2025-12-19 | 14.48 |
| 2025-12-18 | 14.47 |
| 2025-12-17 | 14.29 |
| 2025-12-16 | 14.29 |
| 2025-12-15 | 14.86 |
| 2025-12-12 | 14.84 |
| 2025-12-11 | 15.00 |
| 2025-12-10 | 14.97 |
| 2025-12-09 | 14.58 |
| 2025-12-08 | 14.30 |
| 2025-12-05 | 14.23 |
| 2025-12-04 | 14.60 |
| 2025-12-03 | 14.63 |
| 2025-12-02 | 14.37 |
| 2025-12-01 | 14.31 |
| 2025-11-28 | 14.09 |
| 2025-11-26 | 14.12 |
| 2025-11-25 | 14.23 |
| 2025-11-24 | 13.94 |
| 2025-11-21 | 13.89 |
| 2025-11-20 | 13.41 |
| 2025-11-19 | 13.28 |
| 2025-11-18 | 13.13 |
| 2025-11-17 | 12.96 |
| 2025-11-14 | 13.41 |
| 2025-11-13 | 13.31 |
| 2025-11-12 | 13.31 |
| 2025-11-11 | 13.41 |
| 2025-11-10 | 13.20 |
| 2025-11-07 | 13.92 |
| 2025-11-06 | 13.80 |
| 2025-11-05 | 13.86 |
| 2025-11-04 | 13.64 |
| 2025-11-03 | 13.64 |
| 2025-10-31 | 13.42 |
| 2025-10-30 | 13.40 |
| 2025-10-29 | 13.40 |
| 2025-10-28 | 13.61 |
| 2025-10-27 | 13.53 |
| 2025-10-24 | 13.41 |
| 2025-10-23 | 13.14 |
| 2025-10-22 | 13.14 |
| 2025-10-21 | 12.89 |
| 2025-10-20 | 12.91 |
| 2025-10-17 | 12.49 |
| 2025-10-16 | 12.33 |
| 2025-10-15 | 12.93 |
| 2025-10-14 | 13.09 |
| 2025-10-13 | 12.64 |
| 2025-10-10 | 12.46 |
| 2025-10-09 | 12.78 |
| 2025-10-08 | 12.98 |
| 2025-10-07 | 13.08 |
| 2025-10-06 | 13.18 |
| 2025-10-03 | 12.94 |
| 2025-10-02 | 12.72 |
| 2025-10-01 | 12.86 |
| 2025-09-30 | 12.92 |
| 2025-09-29 | 13.01 |
| 2025-09-26 | 13.41 |
| 2025-09-25 | 13.45 |
| 2025-09-24 | 13.67 |
| 2025-09-23 | 13.77 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.