Which has the lower trailing P/E, NBBK or TRST?

NBBK has the lower trailing P/E: NBBK trades at 15.03 and TRST at 15.33. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does NBBK or TRST pay a bigger dividend?

NBBK yields 1.24% and TRST yields 2.79% based on trailing dividends and the latest price.

Is NBBK or TRST more profitable?

TRST runs the higher net margin — NBBK at 15.57% versus TRST at 26.95%.

NB Bancorp, Inc. Common Stock (NBBK) vs TrustCo Bank Corp NY (TRST)

A side-by-side comparison of NB Bancorp, Inc. Common Stock and TrustCo Bank Corp NY across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

NBBK

NB Bancorp, Inc. Common Stock

$929M

$22.40Financial ServicesDelayed quote: Oct 6, 2026, 3:04 PM EDT

TRST

TrustCo Bank Corp NY

$940M

$55.18Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

Total return — NBBK vs TRST

growth of $100 · dividends reinvested · last 3y

NBBK +65.6% (+18.3%/yr)TRST +97.1% (+25.4%/yr)TRST compounded faster over this window

NBBK TRST

NBBK vs TRST: by the numbers

•TRST is the larger company ($940M vs $929M market cap).
•NBBK trades at the lower trailing earnings multiple (15.03 vs 15.33 P/E), one valuation lens rather than an overall verdict.
•TRST converts more revenue to profit (26.95% vs 15.57% net margin).
•TRST pays the higher dividend yield (2.79% vs 1.24%).

Metrics side by side

Valuation

Metric	NBBK	TRST
P/E ratio	15.03	15.33
Forward P/E	10.49	N/A
PEG ratio	N/A	4.22
P/S ratio	2.45	3.89
P/B ratio	1.10	1.43

Profitability

Metric	NBBK	TRST
Operating margin	21.76%	29.18%
Net margin	15.57%	26.95%
ROE	7.03%	9.92%

NB Bancorp, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

TrustCo Bank Corp NY: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	NBBK	TRST
Dividend yield	1.24%	2.79%
Payout ratio	18.79%	42.78%

Growth (annualized)

Metric	NBBK	TRST
Revenue CAGR (5Y)	N/A	5.00%
EPS CAGR (5Y)	N/A	3.63%
Total return CAGR (5Y)	N/A	15.54%

Frequently asked

Which has the lower trailing P/E, NBBK or TRST?: NBBK has the lower trailing P/E: NBBK trades at 15.03 and TRST at 15.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does NBBK or TRST pay a bigger dividend?: NBBK yields 1.24% and TRST yields 2.79% based on trailing dividends and the latest price.
Is NBBK or TRST more profitable?: TRST runs the higher net margin — NBBK at 15.57% versus TRST at 26.95%.

Go deeper

Full NBBK analysis Full TRST analysis Interactive comparison tool

Dig into the metrics

NB Bancorp, Inc. Common Stock P/E ratio TrustCo Bank Corp NY P/E ratio NB Bancorp, Inc. Common Stock dividend yield TrustCo Bank Corp NY dividend yield NB Bancorp, Inc. Common Stock ROE TrustCo Bank Corp NY ROE NB Bancorp, Inc. Common Stock operating margin TrustCo Bank Corp NY operating margin NB Bancorp, Inc. Common Stock revenue growth TrustCo Bank Corp NY revenue growth

NB Bancorp, Inc. Common Stock & TrustCo Bank Corp NY appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.