Which has the lower trailing P/E, FCBC or TRST?

FCBC has the lower trailing P/E: FCBC trades at 15.11 and TRST at 15.33. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FCBC or TRST?

Over the past five years, TRST grew revenue faster — FCBC at a 0.33% CAGR versus TRST at 5.00%.

Does FCBC or TRST pay a bigger dividend?

FCBC yields 4.72% and TRST yields 2.79% based on trailing dividends and the latest price.

Is FCBC or TRST more profitable?

FCBC runs the higher net margin — FCBC at 42.71% versus TRST at 26.95%.

How have FCBC and TRST total returns compared?

Over the past 10 years, FCBC delivered 11.51% and TRST delivered 8.76% annualized total return. Past performance doesn't predict future results.

First Community Bankshares, Inc. (FCBC) vs TrustCo Bank Corp NY (TRST)

A side-by-side comparison of First Community Bankshares, Inc. and TrustCo Bank Corp NY across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FCBC

First Community Bankshares, Inc.

$904M

$47.91Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

TRST

TrustCo Bank Corp NY

$940M

$55.18Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

Total return — FCBC vs TRST

growth of $100 · dividends reinvested · last 10y

FCBC +200.2% (+11.6%/yr)TRST +130.8% (+8.7%/yr)FCBC compounded faster over this window

FCBC TRST

FCBC vs TRST: by the numbers

•TRST is the larger company ($940M vs $904M market cap).
•FCBC trades at the lower trailing earnings multiple (15.11 vs 15.33 P/E), one valuation lens rather than an overall verdict.
•FCBC converts more revenue to profit (42.71% vs 26.95% net margin).
•TRST grew revenue faster over the past five years (5.00% vs 0.33% CAGR).
•FCBC pays the higher dividend yield (4.72% vs 2.79%).

Metrics side by side

Valuation

Metric	FCBC	TRST
P/E ratio	15.11	15.33
Forward P/E	15.85	N/A
PEG ratio	2.71	4.22
P/S ratio	6.51	3.89
P/B ratio	1.68	1.43

Profitability

Metric	FCBC	TRST
Operating margin	34.04%	29.18%
Net margin	42.71%	26.95%
ROE	10.99%	9.92%

First Community Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

TrustCo Bank Corp NY: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FCBC	TRST
Dividend yield	4.72%	2.79%
Payout ratio	71.29%	42.78%

Growth (annualized)

Metric	FCBC	TRST
Revenue CAGR (5Y)	0.33%	5.00%
EPS CAGR (5Y)	5.66%	3.63%
Total return CAGR (5Y)	13.71%	15.54%

Frequently asked

Which has the lower trailing P/E, FCBC or TRST?: FCBC has the lower trailing P/E: FCBC trades at 15.11 and TRST at 15.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FCBC or TRST?: Over the past five years, TRST grew revenue faster — FCBC at a 0.33% CAGR versus TRST at 5.00%.
Does FCBC or TRST pay a bigger dividend?: FCBC yields 4.72% and TRST yields 2.79% based on trailing dividends and the latest price.
Is FCBC or TRST more profitable?: FCBC runs the higher net margin — FCBC at 42.71% versus TRST at 26.95%.
How have FCBC and TRST total returns compared?: Over the past 10 years, FCBC delivered 11.51% and TRST delivered 8.76% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FCBC analysis Full TRST analysis Interactive comparison tool

Dig into the metrics

First Community Bankshares P/E ratio TrustCo Bank Corp NY P/E ratio First Community Bankshares dividend yield TrustCo Bank Corp NY dividend yield First Community Bankshares ROE TrustCo Bank Corp NY ROE First Community Bankshares operating margin TrustCo Bank Corp NY operating margin First Community Bankshares revenue growth TrustCo Bank Corp NY revenue growth

First Community Bankshares & TrustCo Bank Corp NY appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.