Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.42 is in line with its 5-year average of 9.52, around the middle of its 5-year range (5.46–14.51).
As of 2026-10-06T20:33:14.061Z. 1.00% above its 12-month average of 10.32.
Calculation as of: 2026-10-06T20:33:14.061Z.
Quote observation: 2026-10-06T20:00:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: d7f295cef847c61493f18adda7d2d59c291f18d9ac5935af8bc887db6803de42
PE Ratio (10.42) = Close Price ($74.39) / Diluted TTM EPS ($7.14)
PE RATIO
10.42
PE RATIO AVG TTM
10.32
PE RATIO AVG 3Y
10.02
PE RATIO AVG 5Y
9.52
PE RATIO AVG 10Y
11.27
PE RATIO AVG 15Y
11.85
PE RATIO AVG 20Y
13.13
CURRENT VS TTM AVG
+1.00%
CURRENT VS 3Y AVG
+3.95%
CURRENT VS 5Y AVG
+9.50%
CURRENT VS 10Y AVG
-7.55%
CURRENT VS 15Y AVG
-12.06%
CURRENT VS 20Y AVG
-20.66%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-24.41%
vs the sector median at left
First Financial Corporation
Market Cap
$884.64M
PE Ratio
10.42
TTM Avg
10.32
3Y Avg
10.02
5Y Avg
9.52
Market Cap
$901.64M
PE Ratio
15.08
TTM Avg
14.74
3Y Avg
14.15
5Y Avg
12.95
Market Cap
$862.74M
PE Ratio
13.20
TTM Avg
11.20
3Y Avg
10.62
5Y Avg
10.43
Market Cap
$916.84M
PE Ratio
32.62
TTM Avg
39.12
3Y Avg
36.90
5Y Avg
15.09
Market Cap
$919.27M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$843.00M
PE Ratio
13.68
TTM Avg
12.80
3Y Avg
11.50
5Y Avg
12.78
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Financial Corporation (THFF) | $884.64M | 10.42 | 10.32 | 10.02 | 9.52 |
| Lufax Holding Ltd (LU)vs › | $875.36M | N/A | 3.12 | 5.39 | 5.39 |
| First Community Bankshares, Inc. (FCBC)vs › | $901.64M | 15.08 | 14.74 | 14.15 | 12.95 |
| Great Southern Bancorp, Inc. (GSBC)vs › | $862.74M | 13.20 | 11.20 | 10.62 | 10.43 |
| Eagle Bancorp, Inc. (EGBN)vs › | $861.20M | N/A | 6.55 | 8.26 | 8.94 |
| Prospect Capital Corporation (PSEC)vs › | $916.84M | 32.62 | 39.12 | 36.90 | 15.09 |
| Forbright, Inc. Class A Common Stock (FRBT)vs › | $919.27M | N/A | N/A | N/A | N/A |
| Mid Penn Bancorp, Inc. (MPB)vs › | $921.54M | 11.81 | 12.67 | 10.70 | 10.17 |
| Capital City Bank Group, Inc. (CCBG)vs › | $843.00M | 13.68 | 12.80 | 11.50 | 12.78 |
| Navient Corporation (NAVI)vs › | $839.33M | N/A | 25.57 | 13.15 | 9.67 |
At 10.4, P/E is below its 20-year median — higher than 25% of readings in its 20-year history.
20-year low
5.5
median
13.1
20-year high
24.1
Trailing P/E
10.4
Forward P/E
9.6
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$74.39
Forward EPS (Est.)
$7.79
Forward P/E
9.55
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.46 |
| 2026-10-02 | 10.50 |
| 2026-10-01 | 10.36 |
| 2026-09-30 | 10.35 |
| 2026-09-29 | 10.40 |
| 2026-09-28 | 10.50 |
| 2026-09-25 | 10.58 |
| 2026-09-24 | 10.54 |
| 2026-09-23 | 10.43 |
| 2026-09-22 | 10.61 |
| 2026-09-21 | 10.64 |
| 2026-09-18 | 10.72 |
| 2026-09-17 | 10.80 |
| 2026-09-16 | 10.77 |
| 2026-09-15 | 10.94 |
| 2026-09-14 | 10.95 |
| 2026-09-11 | 10.90 |
| 2026-09-10 | 10.90 |
| 2026-09-09 | 10.82 |
| 2026-09-08 | 10.91 |
| 2026-09-04 | 11.11 |
| 2026-09-03 | 11.02 |
| 2026-09-02 | 11.03 |
| 2026-09-01 | 10.85 |
| 2026-08-31 | 10.96 |
| 2026-08-28 | 11.10 |
| 2026-08-27 | 11.13 |
| 2026-08-26 | 11.07 |
| 2026-08-25 | 11.10 |
| 2026-08-24 | 11.15 |
| 2026-08-21 | 11.07 |
| 2026-08-20 | 11.07 |
| 2026-08-19 | 11.04 |
| 2026-08-18 | 11.45 |
| 2026-08-17 | 11.43 |
| 2026-08-14 | 11.49 |
| 2026-08-13 | 11.48 |
| 2026-08-12 | 11.42 |
| 2026-08-11 | 11.39 |
| 2026-08-10 | 11.33 |
| 2026-08-07 | 11.41 |
| 2026-08-06 | 12.13 |
| 2026-08-05 | 12.11 |
| 2026-08-04 | 12.18 |
| 2026-08-03 | 12.15 |
| 2026-07-31 | 11.85 |
| 2026-07-30 | 11.89 |
| 2026-07-29 | 11.72 |
| 2026-07-28 | 11.75 |
| 2026-07-27 | 11.42 |
| 2026-07-24 | 11.40 |
| 2026-07-23 | 11.19 |
| 2026-07-22 | 11.08 |
| 2026-07-21 | 11.34 |
| 2026-07-20 | 11.23 |
| 2026-07-17 | 11.24 |
| 2026-07-16 | 11.49 |
| 2026-07-15 | 11.15 |
| 2026-07-14 | 11.01 |
| 2026-07-13 | 11.11 |
| 2026-07-10 | 11.06 |
| 2026-07-09 | 11.10 |
| 2026-07-08 | 10.99 |
| 2026-07-07 | 11.13 |
| 2026-07-06 | 11.33 |
| 2026-07-02 | 11.33 |
| 2026-07-01 | 11.50 |
| 2026-06-30 | 11.39 |
| 2026-06-29 | 11.41 |
| 2026-06-26 | 11.42 |
| 2026-06-25 | 11.20 |
| 2026-06-24 | 11.19 |
| 2026-06-23 | 11.05 |
| 2026-06-22 | 10.89 |
| 2026-06-18 | 10.75 |
| 2026-06-17 | 10.72 |
| 2026-06-16 | 10.85 |
| 2026-06-15 | 10.79 |
| 2026-06-12 | 11.03 |
| 2026-06-11 | 10.88 |
| 2026-06-10 | 10.89 |
| 2026-06-09 | 10.70 |
| 2026-06-08 | 10.54 |
| 2026-06-05 | 10.45 |
| 2026-06-04 | 10.39 |
| 2026-06-03 | 9.94 |
| 2026-06-02 | 10.22 |
| 2026-06-01 | 10.05 |
| 2026-05-29 | 10.17 |
| 2026-05-28 | 10.17 |
| 2026-05-27 | 10.16 |
| 2026-05-26 | 10.25 |
| 2026-05-22 | 10.09 |
| 2026-05-21 | 10.20 |
| 2026-05-20 | 10.03 |
| 2026-05-19 | 9.75 |
| 2026-05-18 | 9.82 |
| 2026-05-15 | 9.59 |
| 2026-05-14 | 9.72 |
| 2026-05-13 | 9.69 |
| 2026-05-12 | 9.77 |
| 2026-05-11 | 9.80 |
| 2026-05-08 | 9.98 |
| 2026-05-07 | 9.95 |
| 2026-05-06 | 10.09 |
| 2026-05-05 | 10.06 |
| 2026-05-04 | 9.80 |
| 2026-05-01 | 9.89 |
| 2026-04-30 | 9.83 |
| 2026-04-29 | 9.72 |
| 2026-04-28 | 10.10 |
| 2026-04-27 | 10.02 |
| 2026-04-24 | 9.93 |
| 2026-04-23 | 9.91 |
| 2026-04-22 | 9.82 |
| 2026-04-21 | 9.84 |
| 2026-04-20 | 10.09 |
| 2026-04-17 | 10.11 |
| 2026-04-16 | 9.86 |
| 2026-04-15 | 9.94 |
| 2026-04-14 | 9.99 |
| 2026-04-13 | 9.99 |
| 2026-04-10 | 10.01 |
| 2026-04-09 | 10.10 |
| 2026-04-08 | 9.94 |
| 2026-04-07 | 9.63 |
| 2026-04-06 | 9.59 |
| 2026-04-02 | 9.57 |
| 2026-04-01 | 9.50 |
| 2026-03-31 | 9.46 |
| 2026-03-30 | 9.38 |
| 2026-03-27 | 9.27 |
| 2026-03-26 | 9.41 |
| 2026-03-25 | 9.36 |
| 2026-03-24 | 9.34 |
| 2026-03-23 | 9.37 |
| 2026-03-20 | 9.06 |
| 2026-03-19 | 9.13 |
| 2026-03-18 | 9.03 |
| 2026-03-17 | 9.22 |
| 2026-03-16 | 9.20 |
| 2026-03-13 | 9.13 |
| 2026-03-12 | 9.21 |
| 2026-03-11 | 9.14 |
| 2026-03-10 | 9.26 |
| 2026-03-09 | 9.27 |
| 2026-03-06 | 9.25 |
| 2026-03-05 | 9.41 |
| 2026-03-04 | 10.31 |
| 2026-03-03 | 10.28 |
| 2026-03-02 | 10.37 |
| 2026-02-27 | 10.14 |
| 2026-02-26 | 10.51 |
| 2026-02-25 | 10.56 |
| 2026-02-24 | 10.36 |
| 2026-02-23 | 10.28 |
| 2026-02-20 | 10.72 |
| 2026-02-19 | 10.55 |
| 2026-02-18 | 10.66 |
| 2026-02-17 | 10.86 |
| 2026-02-13 | 10.71 |
| 2026-02-12 | 10.61 |
| 2026-02-11 | 10.55 |
| 2026-02-10 | 10.65 |
| 2026-02-09 | 10.78 |
| 2026-02-06 | 10.85 |
| 2026-02-05 | 10.89 |
| 2026-02-04 | 10.83 |
| 2026-02-03 | 10.67 |
| 2026-02-02 | 10.54 |
| 2026-01-30 | 10.43 |
| 2026-01-29 | 10.19 |
| 2026-01-28 | 10.00 |
| 2026-01-27 | 10.14 |
| 2026-01-26 | 10.04 |
| 2026-01-23 | 10.02 |
| 2026-01-22 | 10.46 |
| 2026-01-21 | 10.50 |
| 2026-01-20 | 9.89 |
| 2026-01-16 | 10.04 |
| 2026-01-15 | 10.11 |
| 2026-01-14 | 9.91 |
| 2026-01-13 | 9.72 |
| 2026-01-12 | 9.77 |
| 2026-01-09 | 9.87 |
| 2026-01-08 | 10.02 |
| 2026-01-07 | 9.66 |
| 2026-01-06 | 9.75 |
| 2026-01-05 | 9.74 |
| 2026-01-02 | 9.52 |
| 2025-12-31 | 9.67 |
| 2025-12-30 | 9.74 |
| 2025-12-29 | 9.86 |
| 2025-12-26 | 9.92 |
| 2025-12-24 | 10.01 |
| 2025-12-23 | 9.98 |
| 2025-12-22 | 10.12 |
| 2025-12-19 | 10.24 |
| 2025-12-18 | 10.49 |
| 2025-12-17 | 10.29 |
| 2025-12-16 | 10.35 |
| 2025-12-15 | 10.40 |
| 2025-12-12 | 10.26 |
| 2025-12-11 | 10.27 |
| 2025-12-10 | 10.26 |
| 2025-12-09 | 9.89 |
| 2025-12-08 | 9.79 |
| 2025-12-05 | 9.67 |
| 2025-12-04 | 9.79 |
| 2025-12-03 | 9.68 |
| 2025-12-02 | 9.47 |
| 2025-12-01 | 9.52 |
| 2025-11-28 | 9.34 |
| 2025-11-26 | 9.44 |
| 2025-11-25 | 9.47 |
| 2025-11-24 | 9.23 |
| 2025-11-21 | 9.19 |
| 2025-11-20 | 8.88 |
| 2025-11-19 | 8.94 |
| 2025-11-18 | 8.84 |
| 2025-11-17 | 8.79 |
| 2025-11-14 | 9.08 |
| 2025-11-13 | 9.08 |
| 2025-11-12 | 9.17 |
| 2025-11-11 | 9.05 |
| 2025-11-10 | 9.11 |
| 2025-11-07 | 8.98 |
| 2025-11-06 | 8.88 |
| 2025-11-05 | 10.61 |
| 2025-11-04 | 10.25 |
| 2025-11-03 | 10.23 |
| 2025-10-31 | 10.18 |
| 2025-10-30 | 10.34 |
| 2025-10-29 | 10.20 |
| 2025-10-28 | 10.73 |
| 2025-10-27 | 10.40 |
| 2025-10-24 | 10.55 |
| 2025-10-23 | 10.39 |
| 2025-10-22 | 10.47 |
| 2025-10-21 | 10.36 |
| 2025-10-20 | 10.34 |
| 2025-10-17 | 9.84 |
| 2025-10-16 | 9.86 |
| 2025-10-15 | 10.24 |
| 2025-10-14 | 10.44 |
| 2025-10-13 | 10.14 |
| 2025-10-10 | 9.93 |
| 2025-10-09 | 10.23 |
| 2025-10-08 | 10.24 |
| 2025-10-07 | 10.28 |
| 2025-10-06 | 10.41 |
| 2025-10-03 | 10.38 |
| 2025-10-02 | 10.41 |
| 2025-10-01 | 10.53 |
| 2025-09-30 | 10.77 |
| 2025-09-29 | 10.86 |
| 2025-09-26 | 11.03 |
| 2025-09-25 | 11.00 |
| 2025-09-24 | 11.04 |
| 2025-09-23 | 11.16 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.