Prospect Capital Corporation (PSEC) vs First Financial Corporation (THFF)

A side-by-side comparison of Prospect Capital Corporation and First Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — PSEC vs THFF

growth of $100 · dividends reinvested · last 10y
PSEC -16.9% (-1.8%/yr)THFF +159.0% (+10.0%/yr)THFF compounded faster over this window
100150200250300Start $10020182020202220242026$83$259
PSEC THFF

PSEC vs THFF: by the numbers

  • •PSEC is the larger company ($917M vs $885M market cap).
  • •THFF trades at the lower trailing earnings multiple (10.42 vs 32.62 P/E), one valuation lens rather than an overall verdict.
  • •THFF converts more revenue to profit (25.60% vs 24.03% net margin).
  • •THFF grew revenue faster over the past five years (10.63% vs -11.04% CAGR).
  • •PSEC pays the higher dividend yield (26.76% vs 3.00%).

Metrics side by side

Valuation

MetricPSECTHFF
P/E ratio32.6210.42
Forward P/EN/A9.55
PEG ratioN/A0.93
P/S ratio1.432.67
P/B ratio0.311.31

Profitability

MetricPSECTHFF
Gross margin79.69%N/A
Operating margin51.04%28.51%
Net margin24.03%25.60%
ROE3.41%12.54%

First Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricPSECTHFF
Dividend yield26.76%3.00%
Payout ratio891.27%31.37%

Growth (annualized)

MetricPSECTHFF
Revenue CAGR (5Y)-11.04%10.63%
EPS CAGR (5Y)N/A11.19%
Total return CAGR (5Y)-13.71%15.77%

Frequently asked

Which has the lower trailing P/E, PSEC or THFF?
THFF has the lower trailing P/E: PSEC trades at 32.62 and THFF at 10.42. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PSEC or THFF?
Over the past five years, THFF grew revenue faster — PSEC at a -11.04% CAGR versus THFF at 10.63%.
Does PSEC or THFF pay a bigger dividend?
PSEC yields 26.76% and THFF yields 3.00% based on trailing dividends and the latest price.
Is PSEC or THFF more profitable?
THFF runs the higher net margin — PSEC at 24.03% versus THFF at 25.60%.
How have PSEC and THFF total returns compared?
Over the past 10 years, PSEC delivered -1.88% and THFF delivered 9.87% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.