Which has the lower trailing P/E, PSEC or TRST?

TRST has the lower trailing P/E: PSEC trades at 32.71 and TRST at 15.34. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, PSEC or TRST?

Over the past five years, TRST grew revenue faster — PSEC at a -11.04% CAGR versus TRST at 5.00%.

Does PSEC or TRST pay a bigger dividend?

PSEC yields 26.76% and TRST yields 2.79% based on trailing dividends and the latest price.

Is PSEC or TRST more profitable?

TRST runs the higher net margin — PSEC at 24.03% versus TRST at 26.95%.

How have PSEC and TRST total returns compared?

Over the past 10 years, PSEC delivered -1.88% and TRST delivered 8.76% annualized total return. Past performance doesn't predict future results.

Prospect Capital Corporation (PSEC) vs TrustCo Bank Corp NY (TRST)

A side-by-side comparison of Prospect Capital Corporation and TrustCo Bank Corp NY across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

PSEC

Prospect Capital Corporation

$919M

$1.84Financial ServicesDelayed quote: Oct 6, 2026, 3:30 PM EDT

TRST

TrustCo Bank Corp NY

$940M

$55.22Financial ServicesDelayed quote: Oct 6, 2026, 3:30 PM EDT

Total return — PSEC vs TRST

growth of $100 · dividends reinvested · last 10y

PSEC -16.9% (-1.8%/yr)TRST +131.8% (+8.8%/yr)TRST compounded faster over this window

PSEC TRST

PSEC vs TRST: by the numbers

•TRST is the larger company ($940M vs $919M market cap).
•TRST trades at the lower trailing earnings multiple (15.34 vs 32.71 P/E), one valuation lens rather than an overall verdict.
•TRST converts more revenue to profit (26.95% vs 24.03% net margin).
•TRST grew revenue faster over the past five years (5.00% vs -11.04% CAGR).
•PSEC pays the higher dividend yield (26.76% vs 2.79%).

Metrics side by side

Valuation

Metric	PSEC	TRST
P/E ratio	32.71	15.34
PEG ratio	N/A	4.23
P/S ratio	1.44	3.89
P/B ratio	0.31	1.43

Profitability

Metric	PSEC	TRST
Gross margin	79.69%	N/A
Operating margin	51.04%	29.18%
Net margin	24.03%	26.95%
ROE	3.41%	9.92%

TrustCo Bank Corp NY: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	PSEC	TRST
Dividend yield	26.76%	2.79%
Payout ratio	891.27%	42.78%

Growth (annualized)

Metric	PSEC	TRST
Revenue CAGR (5Y)	-11.04%	5.00%
EPS CAGR (5Y)	N/A	3.63%
Total return CAGR (5Y)	-13.71%	15.54%

Frequently asked

Which has the lower trailing P/E, PSEC or TRST?: TRST has the lower trailing P/E: PSEC trades at 32.71 and TRST at 15.34. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PSEC or TRST?: Over the past five years, TRST grew revenue faster — PSEC at a -11.04% CAGR versus TRST at 5.00%.
Does PSEC or TRST pay a bigger dividend?: PSEC yields 26.76% and TRST yields 2.79% based on trailing dividends and the latest price.
Is PSEC or TRST more profitable?: TRST runs the higher net margin — PSEC at 24.03% versus TRST at 26.95%.
How have PSEC and TRST total returns compared?: Over the past 10 years, PSEC delivered -1.88% and TRST delivered 8.76% annualized total return. Past performance doesn't predict future results.

Go deeper

Full PSEC analysis Full TRST analysis Interactive comparison tool

Dig into the metrics

Prospect Capital P/E ratio TrustCo Bank Corp NY P/E ratio Prospect Capital dividend yield TrustCo Bank Corp NY dividend yield Prospect Capital ROE TrustCo Bank Corp NY ROE Prospect Capital operating margin TrustCo Bank Corp NY operating margin Prospect Capital revenue growth TrustCo Bank Corp NY revenue growth

Prospect Capital & TrustCo Bank Corp NY appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.