Which has the lower trailing P/E, HAFC or NBBK?

HAFC has the lower trailing P/E: HAFC trades at 10.66 and NBBK at 15.10. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does HAFC or NBBK pay a bigger dividend?

HAFC yields 3.52% and NBBK yields 1.24% based on trailing dividends and the latest price.

Is HAFC or NBBK more profitable?

HAFC runs the higher net margin — HAFC at 23.16% versus NBBK at 15.57%.

Hanmi Financial Corporation (HAFC) vs NB Bancorp, Inc. Common Stock (NBBK)

A side-by-side comparison of Hanmi Financial Corporation and NB Bancorp, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HAFC

Hanmi Financial Corporation

$943M

$31.67Financial ServicesDelayed quote: Oct 6, 2026, 11:45 AM EDT

NBBK

NB Bancorp, Inc. Common Stock

$934M

$22.49Financial ServicesDelayed quote: Oct 6, 2026, 11:44 AM EDT

Total return — HAFC vs NBBK

growth of $100 · dividends reinvested · last 3y

HAFC +83.3% (+22.4%/yr)NBBK +65.6% (+18.3%/yr)HAFC compounded faster over this window

HAFC NBBK

HAFC vs NBBK: by the numbers

•HAFC is the larger company ($943M vs $934M market cap).
•HAFC trades at the lower trailing earnings multiple (10.66 vs 15.10 P/E), one valuation lens rather than an overall verdict.
•HAFC converts more revenue to profit (23.16% vs 15.57% net margin).
•HAFC pays the higher dividend yield (3.52% vs 1.24%).

Metrics side by side

Valuation

Metric	HAFC	NBBK
P/E ratio	10.66	15.10
Forward P/E	9.97	10.54
PEG ratio	0.84	N/A
P/S ratio	2.44	2.46
P/B ratio	1.16	1.11

Profitability

Metric	HAFC	NBBK
Operating margin	17.26%	21.76%
Net margin	23.16%	15.57%
ROE	11.00%	7.03%

Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

NB Bancorp, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HAFC	NBBK
Dividend yield	3.52%	1.24%
Payout ratio	37.37%	18.79%

Growth (annualized)

Metric	HAFC	NBBK
Revenue CAGR (5Y)	9.18%	N/A
EPS CAGR (5Y)	13.07%	N/A
Total return CAGR (5Y)	14.54%	N/A

Frequently asked

Which has the lower trailing P/E, HAFC or NBBK?: HAFC has the lower trailing P/E: HAFC trades at 10.66 and NBBK at 15.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does HAFC or NBBK pay a bigger dividend?: HAFC yields 3.52% and NBBK yields 1.24% based on trailing dividends and the latest price.
Is HAFC or NBBK more profitable?: HAFC runs the higher net margin — HAFC at 23.16% versus NBBK at 15.57%.

Go deeper

Full HAFC analysis Full NBBK analysis Interactive comparison tool

Dig into the metrics

Hanmi Financial P/E ratio NB Bancorp, Inc. Common Stock P/E ratio Hanmi Financial dividend yield NB Bancorp, Inc. Common Stock dividend yield Hanmi Financial ROE NB Bancorp, Inc. Common Stock ROE Hanmi Financial operating margin NB Bancorp, Inc. Common Stock operating margin Hanmi Financial revenue growth NB Bancorp, Inc. Common Stock revenue growth

Hanmi Financial & NB Bancorp, Inc. Common Stock appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.