Which has the lower trailing P/E, HAFC or THFF?

THFF has the lower trailing P/E: HAFC trades at 10.65 and THFF at 10.40. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, HAFC or THFF?

Over the past five years, THFF grew revenue faster — HAFC at a 9.18% CAGR versus THFF at 10.63%.

Does HAFC or THFF pay a bigger dividend?

HAFC yields 3.52% and THFF yields 3.00% based on trailing dividends and the latest price.

Is HAFC or THFF more profitable?

THFF runs the higher net margin — HAFC at 23.16% versus THFF at 25.60%.

How have HAFC and THFF total returns compared?

Over the past 10 years, HAFC delivered 5.81% and THFF delivered 9.87% annualized total return. Past performance doesn't predict future results.

Hanmi Financial Corporation (HAFC) vs First Financial Corporation (THFF)

A side-by-side comparison of Hanmi Financial Corporation and First Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HAFC

Hanmi Financial Corporation

$942M

$31.65Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

THFF

First Financial Corporation

$883M

$74.29Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

Total return — HAFC vs THFF

growth of $100 · dividends reinvested · last 10y

HAFC +80.3% (+6.1%/yr)THFF +160.0% (+10.0%/yr)THFF compounded faster over this window

HAFC THFF

HAFC vs THFF: by the numbers

•HAFC is the larger company ($942M vs $883M market cap).
•THFF trades at the lower trailing earnings multiple (10.40 vs 10.65 P/E), one valuation lens rather than an overall verdict.
•THFF converts more revenue to profit (25.60% vs 23.16% net margin).
•THFF grew revenue faster over the past five years (10.63% vs 9.18% CAGR).
•HAFC pays the higher dividend yield (3.52% vs 3.00%).

Metrics side by side

Valuation

Metric	HAFC	THFF
P/E ratio	10.65	10.40
Forward P/E	9.96	9.53
PEG ratio	0.84	0.93
P/S ratio	2.44	2.67
P/B ratio	1.16	1.31

Profitability

Metric	HAFC	THFF
Operating margin	17.26%	28.51%
Net margin	23.16%	25.60%
ROE	11.00%	12.54%

Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HAFC	THFF
Dividend yield	3.52%	3.00%
Payout ratio	37.37%	31.37%

Growth (annualized)

Metric	HAFC	THFF
Revenue CAGR (5Y)	9.18%	10.63%
EPS CAGR (5Y)	13.07%	11.19%
Total return CAGR (5Y)	14.54%	15.77%

Frequently asked

Which has the lower trailing P/E, HAFC or THFF?: THFF has the lower trailing P/E: HAFC trades at 10.65 and THFF at 10.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HAFC or THFF?: Over the past five years, THFF grew revenue faster — HAFC at a 9.18% CAGR versus THFF at 10.63%.
Does HAFC or THFF pay a bigger dividend?: HAFC yields 3.52% and THFF yields 3.00% based on trailing dividends and the latest price.
Is HAFC or THFF more profitable?: THFF runs the higher net margin — HAFC at 23.16% versus THFF at 25.60%.
How have HAFC and THFF total returns compared?: Over the past 10 years, HAFC delivered 5.81% and THFF delivered 9.87% annualized total return. Past performance doesn't predict future results.

Go deeper

Full HAFC analysis Full THFF analysis Interactive comparison tool

Dig into the metrics

Hanmi Financial P/E ratio First Financial P/E ratio Hanmi Financial dividend yield First Financial dividend yield Hanmi Financial ROE First Financial ROE Hanmi Financial operating margin First Financial operating margin Hanmi Financial revenue growth First Financial revenue growth

Hanmi Financial & First Financial appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.