Horizon Bancorp, Inc. (HBNC) vs Mid Penn Bancorp, Inc. (MPB)
A side-by-side comparison of Horizon Bancorp, Inc. and Mid Penn Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — HBNC vs MPB
growth of $100 · dividends reinvested · last 10yHBNC vs MPB: by the numbers
- •HBNC is the larger company ($997M vs $927M market cap).
- •MPB is profitable (18.36% net margin) while HBNC runs a net loss (-150.89%).
- •MPB grew revenue faster over the past five years (22.22% vs -17.66% CAGR).
- •HBNC pays the higher dividend yield (3.33% vs 2.56%).
Metrics side by side
Valuation
| Metric | HBNC | MPB |
|---|---|---|
| P/E ratio | N/A | 11.88 |
| Forward P/E | 9.12 | 10.93 |
| P/S ratio | 10.44 | 2.50 |
| P/B ratio | 1.37 | 1.03 |
Profitability
| Metric | HBNC | MPB |
|---|---|---|
| Operating margin | -197.96% | 24.07% |
| Net margin | -150.89% | 18.36% |
| ROE | -19.83% | 7.56% |
Horizon Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Mid Penn Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | HBNC | MPB |
|---|---|---|
| Dividend yield | 3.33% | 2.56% |
| Payout ratio | N/A | 30.52% |
Growth (annualized)
| Metric | HBNC | MPB |
|---|---|---|
| Revenue CAGR (5Y) | -17.66% | 22.22% |
| EPS CAGR (5Y) | N/A | -3.59% |
| Total return CAGR (5Y) | 5.42% | 8.73% |
Frequently asked
- Which has grown faster, HBNC or MPB?
- Over the past five years, MPB grew revenue faster — HBNC at a -17.66% CAGR versus MPB at 22.22%.
- Does HBNC or MPB pay a bigger dividend?
- HBNC yields 3.33% and MPB yields 2.56% based on trailing dividends and the latest price.
- Is HBNC or MPB more profitable?
- MPB runs the higher net margin — HBNC at -150.89% versus MPB at 18.36%.
- How have HBNC and MPB total returns compared?
- Over the past 10 years, HBNC delivered 7.82% and MPB delivered 10.14% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Horizon Bancorp & Mid Penn Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.