Which has the lower trailing P/E, CCBG or FCBC?

CCBG has the lower trailing P/E: CCBG trades at 13.77 and FCBC at 15.17. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CCBG or FCBC?

Over the past five years, CCBG grew revenue faster — CCBG at a 4.91% CAGR versus FCBC at 0.33%.

Does CCBG or FCBC pay a bigger dividend?

CCBG yields 2.17% and FCBC yields 4.72% based on trailing dividends and the latest price.

Is CCBG or FCBC more profitable?

FCBC runs the higher net margin — CCBG at 22.19% versus FCBC at 42.71%.

How have CCBG and FCBC total returns compared?

Over the past 10 years, CCBG delivered 15.10% and FCBC delivered 11.51% annualized total return. Past performance doesn't predict future results.

Capital City Bank Group, Inc. (CCBG) vs First Community Bankshares, Inc. (FCBC)

A side-by-side comparison of Capital City Bank Group, Inc. and First Community Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CCBG

Capital City Bank Group, Inc.

$848M

$49.56Financial ServicesDelayed quote: Oct 6, 2026, 11:34 AM EDT

FCBC

First Community Bankshares, Inc.

$907M

$48.10Financial ServicesDelayed quote: Oct 6, 2026, 11:30 AM EDT

Total return — CCBG vs FCBC

growth of $100 · dividends reinvested · last 10y

CCBG +303.8% (+15.0%/yr)FCBC +200.2% (+11.6%/yr)CCBG compounded faster over this window

CCBG FCBC

CCBG vs FCBC: by the numbers

•FCBC is the larger company ($907M vs $848M market cap).
•CCBG trades at the lower trailing earnings multiple (13.77 vs 15.17 P/E), one valuation lens rather than an overall verdict.
•FCBC converts more revenue to profit (42.71% vs 22.19% net margin).
•CCBG grew revenue faster over the past five years (4.91% vs 0.33% CAGR).
•FCBC pays the higher dividend yield (4.72% vs 2.17%).

Metrics side by side

Valuation

Metric	CCBG	FCBC
P/E ratio	13.77	15.17
Forward P/E	13.27	15.91
PEG ratio	0.99	2.72
P/S ratio	3.05	6.54
P/B ratio	1.49	1.68

Profitability

Metric	CCBG	FCBC
Operating margin	30.04%	34.04%
Net margin	22.19%	42.71%
ROE	10.83%	10.99%

Capital City Bank Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Community Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CCBG	FCBC
Dividend yield	2.17%	4.72%
Payout ratio	29.72%	71.29%

Growth (annualized)

Metric	CCBG	FCBC
Revenue CAGR (5Y)	4.91%	0.33%
EPS CAGR (5Y)	13.88%	5.66%
Total return CAGR (5Y)	17.08%	13.71%

Frequently asked

Which has the lower trailing P/E, CCBG or FCBC?: CCBG has the lower trailing P/E: CCBG trades at 13.77 and FCBC at 15.17. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CCBG or FCBC?: Over the past five years, CCBG grew revenue faster — CCBG at a 4.91% CAGR versus FCBC at 0.33%.
Does CCBG or FCBC pay a bigger dividend?: CCBG yields 2.17% and FCBC yields 4.72% based on trailing dividends and the latest price.
Is CCBG or FCBC more profitable?: FCBC runs the higher net margin — CCBG at 22.19% versus FCBC at 42.71%.
How have CCBG and FCBC total returns compared?: Over the past 10 years, CCBG delivered 15.10% and FCBC delivered 11.51% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CCBG analysis Full FCBC analysis Interactive comparison tool

Dig into the metrics

Capital City Bank P/E ratio First Community Bankshares P/E ratio Capital City Bank dividend yield First Community Bankshares dividend yield Capital City Bank ROE First Community Bankshares ROE Capital City Bank operating margin First Community Bankshares operating margin Capital City Bank revenue growth First Community Bankshares revenue growth

Capital City Bank & First Community Bankshares appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.