Cincinnati Financial (CINF) EBITDA Margin: History & Chart

Cincinnati Financial Corporation(CINF)

Insurance - Property & Casualty · Fairfield, OH

$169.22+0.08 (+0.05%)

Delayed quote: Sep 9, 2026, 11:10 AM EDT

About Cincinnati Financial Corporation

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.

Fairfield, OH

5,705 employees

www.cinfin.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Stephen Michael Spray

View full financials

CINF EBITDA Margin Metrics

EBITDA MARGIN

24.92%

EBITDA MARGIN AVG TTM

29.14%

EBITDA MARGIN AVG 3Y

23.81%

EBITDA MARGIN AVG 5Y

23.54%

EBITDA MARGIN AVG 10Y

23.36%

EBITDA MARGIN AVG 15Y

20.54%

EBITDA MARGIN AVG 20Y

18.53%

CURRENT VS TTM AVG

-14.50%

CURRENT VS 3Y AVG

+4.65%

CURRENT VS 5Y AVG

+5.87%

CURRENT VS 10Y AVG

+6.69%

CURRENT VS 15Y AVG

+21.33%

CURRENT VS 20Y AVG

+34.50%

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
Cincinnati Financial Corporation (CINF)	$25.97B	24.92%	29.14%	23.81%	23.54%
W. R. Berkley Corporation (WRB)vs ›	$25.86B	16.13%	16.20%	15.91%	14.82%
Regions Financial Corporation (RF)vs ›	$25.57B	29.19%	27.92%	32.52%	35.08%
Circle Internet Group (CRCL)vs ›	$25.38B	-0.53%	6.24%	7.56%	-39.58%
Synchrony Financial (SYF)vs ›	$25.36B	26.86%	25.55%	25.93%	28.87%
Principal Financial Group, Inc. (PFG)vs ›	$24.35B	10.67%	11.99%	16.80%	15.93%
KeyCorp (KEY)vs ›	$23.48B	20.75%	9.09%	15.65%	21.79%
T. Rowe Price Group, Inc. (TROW)vs ›	$23.22B	35.83%	37.91%	40.14%	43.15%
Brown & Brown, Inc. (BRO)vs ›	$22.51B	34.62%	34.20%	33.27%	32.83%
Citizens Financial Group, Inc. (CFG)vs ›	$29.44B	24.17%	21.75%	24.89%	29.26%

NAME

MARKET CAP

EBITDA MARGIN

TTM

Cincinnati Financial Corporation (CINF)

$25.97B

24.92%

29.14%

23.81%

23.54%

W. R. Berkley Corporation (WRB)vs ›

$25.86B

16.13%

16.20%

15.91%

14.82%

Regions Financial Corporation (RF)vs ›

$25.57B

29.19%

27.92%

32.52%

35.08%

Circle Internet Group (CRCL)vs ›

$25.38B

-0.53%

6.24%

7.56%

-39.58%

Synchrony Financial (SYF)vs ›

$25.36B

26.86%

25.55%

25.93%

28.87%

Principal Financial Group, Inc. (PFG)vs ›

$24.35B

10.67%

11.99%

16.80%

15.93%

KeyCorp (KEY)vs ›

$23.48B

20.75%

9.09%

15.65%

21.79%

T. Rowe Price Group, Inc. (TROW)vs ›

$23.22B

35.83%

37.91%

40.14%

43.15%

Brown & Brown, Inc. (BRO)vs ›

$22.51B

34.62%

34.20%

33.27%

32.83%

Citizens Financial Group, Inc. (CFG)vs ›

$29.44B

24.17%

21.75%

24.89%

29.26%

EBITDA Margin FAQ

What is the EBITDA margin for Cincinnati Financial Corporation (CINF)?

The EBITDA margin for CINF stock is 24.92%.

Is Cincinnati Financial Corporation's EBITDA margin high or low?

The EBITDA margin of 24.92% is in line with its 5-year average of 23.54%, near the high end of its 5-year range (-123.41%–56.27%).

What is the TTM average EBITDA margin for Cincinnati Financial Corporation (CINF)?

The TTM average EBITDA margin for CINF stock is 29.14%.

What is the 3Y average EBITDA margin for Cincinnati Financial Corporation (CINF)?

The 3Y average EBITDA margin for CINF stock is 23.81%.

What is the 5Y average EBITDA margin for Cincinnati Financial Corporation (CINF)?

The 5Y average EBITDA margin for CINF stock is 23.54%.

What is the 10Y average EBITDA margin for Cincinnati Financial Corporation (CINF)?

The 10Y average EBITDA margin for CINF stock is 23.36%.

What is the 15Y average EBITDA margin for Cincinnati Financial Corporation (CINF)?

The 15Y average EBITDA margin for CINF stock is 20.54%.

What is the 20Y average EBITDA margin for Cincinnati Financial Corporation (CINF)?

The 20Y average EBITDA margin for CINF stock is 18.53%.

DATE	EBITDA MARGIN
2026-06-30	37.86%
2026-03-31	12.78%
2025-12-31	28.53%
2025-09-30	38.81%
2025-06-30	27.74%
2025-03-31	-3.16%
2024-12-31	19.46%
2024-09-30	32.50%
2024-06-30	16.82%
2024-03-31	33.63%
2023-12-31	45.11%
2023-09-30	-7.40%
2023-06-30	26.87%
2023-03-31	13.74%
2022-12-31	42.81%
2022-09-30	-39.22%
2022-06-30	-123.41%
2022-03-31	-25.78%
2021-12-31	56.27%
2021-09-30	11.60%
2021-06-30	39.00%
2021-03-31	35.52%
2020-12-31	49.55%
2020-09-30	28.47%
2020-06-30	42.93%
2020-03-31	1569.70%
2019-12-31	37.13%
2019-09-30	18.35%
2019-06-30	28.59%
2019-03-31	41.04%
2018-12-31	-79.72%
2018-09-30	33.11%
2018-06-30	17.84%
2018-03-31	-2.61%
2017-12-31	15.02%
2017-09-30	10.06%
2017-06-30	10.17%
2017-03-31	19.04%
2016-12-31	1.07%
2016-09-30	18.76%
2016-06-30	12.98%
2016-03-31	20.31%
2015-12-31	18.13%
2015-09-30	19.95%
2015-06-30	19.83%
2015-03-31	14.63%
2014-12-31	19.73%
2014-09-30	21.25%
2014-06-30	9.80%
2014-03-31	11.10%
2013-12-31	15.96%
2013-09-30	16.67%
2013-06-30	14.40%
2013-03-31	20.49%
2012-12-31	27.85%
2012-09-30	15.65%
2012-06-30	3.92%
2012-03-31	12.47%
2011-12-31	19.90%
2011-09-30	2.75%
2011-06-30	-8.92%
2011-03-31	9.26%
2010-12-31	-0.32%
2010-09-30	21.85%
2010-06-30	3.19%
2010-03-31	10.71%
2009-12-31	0.35%
2009-09-30	24.93%
2009-06-30	-5.03%
2009-03-31	4.72%
2008-12-31	-0.88%
2008-09-30	30.69%
2008-06-30	8.18%
2008-03-31	-13.07%
2007-12-31	26.95%
2007-09-30	17.31%
2007-06-30	40.71%
2007-03-31	26.96%
2006-12-31	18.51%
2006-09-30	16.34%
2006-06-30	18.65%
2006-03-31	52.40%
2005-12-31	28.16%
2005-09-30	16.84%
2005-06-30	23.62%
2005-03-31	22.05%
2004-12-31	29.30%
2004-09-30	14.68%
2004-06-30	24.05%
2004-03-31	24.02%
2003-12-31	0.12%
2003-09-30	17.11%
2003-06-30	14.29%
2003-03-31	10.18%
2002-12-31	-0.14%
2002-09-30	12.59%

DATE

EBITDA MARGIN

2026-06-30

37.86%

2026-03-31

12.78%

2025-12-31

28.53%

2025-09-30

38.81%

2025-06-30

27.74%

2025-03-31

-3.16%

2024-12-31

19.46%

2024-09-30

32.50%

2024-06-30

16.82%

2024-03-31

33.63%

2023-12-31

45.11%

2023-09-30

-7.40%

2023-06-30

26.87%

2023-03-31

13.74%

2022-12-31

42.81%

2022-09-30

-39.22%

2022-06-30

-123.41%

2022-03-31

-25.78%

2021-12-31

56.27%

2021-09-30

11.60%

2021-06-30

39.00%

2021-03-31

35.52%

2020-12-31

49.55%

2020-09-30

28.47%

2020-06-30

42.93%

2020-03-31

1569.70%

2019-12-31

37.13%

2019-09-30

18.35%

2019-06-30

28.59%

2019-03-31

41.04%

2018-12-31

-79.72%

2018-09-30

33.11%

2018-06-30

17.84%

2018-03-31

-2.61%

2017-12-31

15.02%

2017-09-30

10.06%

2017-06-30

10.17%

2017-03-31

19.04%

2016-12-31

1.07%

2016-09-30

18.76%

2016-06-30

12.98%

2016-03-31

20.31%

2015-12-31

18.13%

2015-09-30

19.95%

2015-06-30

19.83%

2015-03-31

14.63%

2014-12-31

19.73%

2014-09-30

21.25%

2014-06-30

9.80%

2014-03-31

11.10%

2013-12-31

15.96%

2013-09-30

16.67%

2013-06-30

14.40%

2013-03-31

20.49%

2012-12-31

27.85%

2012-09-30

15.65%

2012-06-30

3.92%

2012-03-31

12.47%

2011-12-31

19.90%

2011-09-30

2.75%

2011-06-30

-8.92%

2011-03-31

9.26%

2010-12-31

-0.32%

2010-09-30

21.85%

2010-06-30

3.19%

2010-03-31

10.71%

2009-12-31

0.35%

2009-09-30

24.93%

2009-06-30

-5.03%

2009-03-31

4.72%

2008-12-31

-0.88%

2008-09-30

30.69%

2008-06-30

8.18%

2008-03-31

-13.07%

2007-12-31

26.95%

2007-09-30

17.31%

2007-06-30

40.71%

2007-03-31

26.96%

2006-12-31

18.51%

2006-09-30

16.34%

2006-06-30

18.65%

2006-03-31

52.40%

2005-12-31

28.16%

2005-09-30

16.84%

2005-06-30

23.62%

2005-03-31

22.05%

2004-12-31

29.30%

2004-09-30

14.68%

2004-06-30

24.05%

2004-03-31

24.02%

2003-12-31

0.12%

2003-09-30

17.11%

2003-06-30

14.29%

2003-03-31

10.18%

2002-12-31

-0.14%

2002-09-30

12.59%

EBITDA Margin: 24.92%

CINF EBITDA Margin

CINF Average EBITDA Margin Chart

CINF Current vs Average EBITDA Margin Chart

CINF EBITDA Margin Metrics

CINF Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

CINF EBITDA Margin History

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