Citizens Financial Group (CFG) EBITDA Margin: History & Chart

Citizens Financial Group, Inc.(CFG)

Banks - Regional · Providence, RI

$65.53+0.80 (+1.24%)

Delayed quote: Sep 25, 2026, 4:00 PM EDT

About Citizens Financial Group, Inc.

Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.

Providence, RI

17,398 employees

www.citizensbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Bruce Winfield Van Saun

View full financials

CFG EBITDA Margin Metrics

EBITDA MARGIN

24.17%

EBITDA MARGIN AVG TTM

27.06%

EBITDA MARGIN AVG 3Y

22.00%

EBITDA MARGIN AVG 5Y

27.65%

EBITDA MARGIN AVG 10Y

31.29%

EBITDA MARGIN AVG 15Y

N/A

EBITDA MARGIN AVG 20Y

N/A

CURRENT VS TTM AVG

-10.68%

CURRENT VS 3Y AVG

+9.85%

CURRENT VS 5Y AVG

-12.57%

CURRENT VS 10Y AVG

-22.76%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
Citizens Financial Group, Inc. (CFG)	$27.71B	24.17%	27.06%	22.00%	27.65%
Willis Towers Watson Public Limited Company (WTW)vs ›	$27.30B	27.32%	19.12%	19.41%	21.37%
Cboe Global Markets, Inc. (CBOE)vs ›	$27.00B	34.71%	32.39%	28.40%	27.56%
Cincinnati Financial Corporation (CINF)vs ›	$24.95B	24.92%	25.64%	16.62%	21.25%
W. R. Berkley Corporation (WRB)vs ›	$24.88B	16.13%	16.20%	15.91%	14.82%
Raymond James Financial, Inc. (RJF)vs ›	$30.71B	29.89%	24.52%	21.87%	20.28%
Principal Financial Group, Inc. (PFG)vs ›	$24.57B	10.67%	11.99%	16.80%	15.93%
iShares Silver Trust (SLV)vs ›	$31.29B	0.00%	11.39%	5.70%	4.56%
Huntington Bancshares Incorporated (HBAN)vs ›	$31.60B	27.63%	26.46%	30.82%	30.24%
Circle Internet Group (CRCL)vs ›	$23.79B	-0.53%	6.24%	7.56%	-39.58%

NAME

MARKET CAP

EBITDA MARGIN

TTM

Citizens Financial Group, Inc. (CFG)

$27.71B

24.17%

27.06%

22.00%

27.65%

Willis Towers Watson Public Limited Company (WTW)vs ›

$27.30B

27.32%

19.12%

19.41%

21.37%

Cboe Global Markets, Inc. (CBOE)vs ›

$27.00B

34.71%

32.39%

28.40%

27.56%

Cincinnati Financial Corporation (CINF)vs ›

$24.95B

24.92%

25.64%

16.62%

21.25%

W. R. Berkley Corporation (WRB)vs ›

$24.88B

16.13%

16.20%

15.91%

14.82%

Raymond James Financial, Inc. (RJF)vs ›

$30.71B

29.89%

24.52%

21.87%

20.28%

Principal Financial Group, Inc. (PFG)vs ›

$24.57B

10.67%

11.99%

16.80%

15.93%

iShares Silver Trust (SLV)vs ›

$31.29B

0.00%

11.39%

5.70%

4.56%

Huntington Bancshares Incorporated (HBAN)vs ›

$31.60B

27.63%

26.46%

30.82%

30.24%

Circle Internet Group (CRCL)vs ›

$23.79B

-0.53%

6.24%

7.56%

-39.58%

EBITDA Margin FAQ

What is the EBITDA margin for Citizens Financial Group, Inc. (CFG)?

The EBITDA margin for CFG stock is 24.17%.

Is Citizens Financial Group, Inc.'s EBITDA margin high or low?

The EBITDA margin of 24.17% is 13% below its 5-year average of 27.65%, near the low end of its 5-year range (10.42%–58.73%).

What is the TTM average EBITDA margin for Citizens Financial Group, Inc. (CFG)?

The TTM average EBITDA margin for CFG stock is 27.06%.

What is the 3Y average EBITDA margin for Citizens Financial Group, Inc. (CFG)?

The 3Y average EBITDA margin for CFG stock is 22.00%.

What is the 5Y average EBITDA margin for Citizens Financial Group, Inc. (CFG)?

The 5Y average EBITDA margin for CFG stock is 27.65%.

What is the 10Y average EBITDA margin for Citizens Financial Group, Inc. (CFG)?

The 10Y average EBITDA margin for CFG stock is 31.29%.

DATE	EBITDA MARGIN
2026-06-30	26.73%
2026-03-31	25.21%
2025-12-31	36.58%
2025-09-30	24.22%
2025-06-30	22.55%
2025-03-31	20.41%
2024-12-31	20.89%
2024-09-30	19.49%
2024-06-30	19.94%
2024-03-31	17.01%
2023-12-31	10.42%
2023-09-30	21.74%
2023-06-30	23.84%
2023-03-31	27.09%
2022-12-31	33.90%
2022-09-30	37.65%
2022-06-30	35.33%
2022-03-31	35.24%
2021-12-31	47.63%
2021-09-30	47.06%
2021-06-30	58.73%
2021-03-31	53.10%
2020-12-31	39.96%
2020-09-30	24.72%
2020-06-30	21.60%
2020-03-31	12.61%
2019-12-31	36.79%
2019-09-30	35.89%
2019-06-30	35.31%
2019-03-31	35.14%
2018-12-31	35.19%
2018-09-30	36.45%
2018-06-30	37.24%
2018-03-31	36.67%
2017-12-31	36.40%
2017-09-30	38.05%
2017-06-30	37.84%
2017-03-31	36.26%
2016-12-31	36.57%
2016-09-30	37.71%
2016-06-30	35.26%
2016-03-31	32.91%
2015-12-31	33.61%
2015-09-30	33.99%
2015-06-30	30.72%
2015-03-31	33.20%
2014-12-31	35.89%
2014-09-30	31.18%
2014-06-30	45.39%
2014-03-31	26.46%
2013-12-31	24.54%
2013-09-30	25.40%
2013-06-30	-312.82%
2013-03-31	29.19%
2012-12-31	42.44%

DATE

EBITDA MARGIN

2026-06-30

26.73%

2026-03-31

25.21%

2025-12-31

36.58%

2025-09-30

24.22%

2025-06-30

22.55%

2025-03-31

20.41%

2024-12-31

20.89%

2024-09-30

19.49%

2024-06-30

19.94%

2024-03-31

17.01%

2023-12-31

10.42%

2023-09-30

21.74%

2023-06-30

23.84%

2023-03-31

27.09%

2022-12-31

33.90%

2022-09-30

37.65%

2022-06-30

35.33%

2022-03-31

35.24%

2021-12-31

47.63%

2021-09-30

47.06%

2021-06-30

58.73%

2021-03-31

53.10%

2020-12-31

39.96%

2020-09-30

24.72%

2020-06-30

21.60%

2020-03-31

12.61%

2019-12-31

36.79%

2019-09-30

35.89%

2019-06-30

35.31%

2019-03-31

35.14%

2018-12-31

35.19%

2018-09-30

36.45%

2018-06-30

37.24%

2018-03-31

36.67%

2017-12-31

36.40%

2017-09-30

38.05%

2017-06-30

37.84%

2017-03-31

36.26%

2016-12-31

36.57%

2016-09-30

37.71%

2016-06-30

35.26%

2016-03-31

32.91%

2015-12-31

33.61%

2015-09-30

33.99%

2015-06-30

30.72%

2015-03-31

33.20%

2014-12-31

35.89%

2014-09-30

31.18%

2014-06-30

45.39%

2014-03-31

26.46%

2013-12-31

24.54%

2013-09-30

25.40%

2013-06-30

-312.82%

2013-03-31

29.19%

2012-12-31

42.44%

EBITDA Margin: 24.17%

CFG EBITDA Margin

CFG Average EBITDA Margin Chart

CFG Current vs Average EBITDA Margin Chart

CFG EBITDA Margin Metrics

CFG Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

CFG EBITDA Margin History

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