Principal Financial Group, Inc. (PFG) EBITDA Margin: 10.69%
Is Principal Financial Group, Inc.’s EBITDA margin high or low?
Principal Financial Group, Inc.'s EBITDA margin of 10.69% is 33% below its 5-year average of 15.93%, near the low end of its 5-year range (7.40%–35.83%).
As of Saturday, June 13, 2026. 10.92% below its 12-month average of 12.00%.
PFG EBITDA Margin Chart
PFG Average EBITDA Margin Chart
PFG Current vs Average EBITDA Margin Chart
PFG EBITDA Margin Metrics
EBITDA MARGIN
10.69%
EBITDA MARGIN AVG TTM
12.00%
EBITDA MARGIN AVG 3Y
16.81%
EBITDA MARGIN AVG 5Y
15.93%
EBITDA MARGIN AVG 10Y
15.15%
EBITDA MARGIN AVG 15Y
14.37%
EBITDA MARGIN AVG 20Y
13.58%
CURRENT VS TTM AVG
-10.92%
CURRENT VS 3Y AVG
-36.40%
CURRENT VS 5Y AVG
-32.89%
CURRENT VS 10Y AVG
-29.45%
CURRENT VS 15Y AVG
-25.62%
CURRENT VS 20Y AVG
-21.29%
PFG Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Principal Financial Group, Inc. (PFG) | $24.00B | 10.69% | 12.00% | 16.81% | 15.93% |
| KeyCorp (KEY) | $24.61B | 20.75% | 9.09% | 15.65% | 21.79% |
| Synchrony Financial (SYF) | $24.68B | 26.86% | 25.55% | 25.93% | 28.87% |
| Willis Towers Watson Public Limited Company (WTW) | $24.80B | 27.55% | 17.92% | 20.02% | 23.84% |
| Loews Corporation (L) | $22.25B | 18.32% | 17.56% | 16.98% | 14.82% |
| Cincinnati Financial Corporation (CINF) | $26.14B | 25.34% | 26.08% | 17.18% | 21.83% |
| SoFi Technologies, Inc. (SOFI) | $21.27B | 15.93% | 13.86% | 3.70% | -9.09% |
| Brown & Brown, Inc. (BRO) | $20.33B | 34.17% | 35.42% | 35.42% | 34.21% |
| Franklin Resources, Inc. (BEN) | $16.70B | 16.12% | 16.17% | 20.82% | 23.03% |
| Global Payments Inc. (GPN) | $16.03B | 44.71% | 44.72% | 38.80% | 38.24% |
Margin Comparison
Gross Margin
48.7%
EBITDA Margin
10.7%
Operating Margin
12.4%
Net Margin
10.0%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
Principal Financial Group, Inc. EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Principal Financial Group, Inc. EBITDA Margin FAQ
- What is the EBITDA margin for Principal Financial Group, Inc. (PFG)?
- The EBITDA margin for PFG stock is 10.69%.
- Is Principal Financial Group, Inc.'s EBITDA margin high or low?
- Principal Financial Group, Inc.'s EBITDA margin of 10.69% is 33% below its 5-year average of 15.93%, near the low end of its 5-year range (7.40%–35.83%).
- What is the TTM average EBITDA margin for Principal Financial Group, Inc. (PFG)?
- The TTM average EBITDA margin for PFG stock is 12.00%.
- What is the 3Y average EBITDA margin for Principal Financial Group, Inc. (PFG)?
- The 3Y average EBITDA margin for PFG stock is 16.81%.
- What is the 5Y average EBITDA margin for Principal Financial Group, Inc. (PFG)?
- The 5Y average EBITDA margin for PFG stock is 15.93%.
- What is the 10Y average EBITDA margin for Principal Financial Group, Inc. (PFG)?
- The 10Y average EBITDA margin for PFG stock is 15.15%.
- What is the 15Y average EBITDA margin for Principal Financial Group, Inc. (PFG)?
- The 15Y average EBITDA margin for PFG stock is 14.37%.
- What is the 20Y average EBITDA margin for Principal Financial Group, Inc. (PFG)?
- The 20Y average EBITDA margin for PFG stock is 13.58%.
Principal Financial Group, Inc. EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2025-12-31 | 10.69% |
| 2024-12-31 | 13.31% |
| 2023-12-31 | 7.40% |
| 2022-12-31 | 35.83% |
| 2021-12-31 | 15.15% |
| 2020-12-31 | 13.20% |
| 2019-12-31 | 11.84% |
| 2018-12-31 | 13.97% |
| 2017-12-31 | 17.37% |
| 2016-12-31 | 14.35% |
| 2015-12-31 | 13.57% |
| 2014-12-31 | 15.89% |
| 2013-12-31 | 13.76% |
| 2012-12-31 | 11.85% |
| 2011-12-31 | 11.45% |
| 2010-12-31 | 10.33% |
| 2009-12-31 | 9.99% |
| 2008-12-31 | 6.10% |
| 2007-12-31 | 11.03% |
| 2006-12-31 | 14.51% |
| 2005-12-31 | 13.61% |
| 2004-12-31 | 14.49% |
| 2003-12-31 | -2.54% |
| 2002-12-31 | -3.62% |
| 2001-12-31 | -1.21% |
| 2000-12-31 | 100.00% |
Related Metrics
About Principal Financial Group, Inc.
Principal Financial Group, Inc., established in 1879 and headquartered in Des Moines, Iowa, is a global financial services organization. It offers a comprehensive suite of retirement plans, investment management expertise, and insurance policies to a diverse clientele, including businesses, individual investors, and institutional clients worldwide. The company's operations are divided into four primary segments: 1. Retirement and Income Solutions: This division is dedicated to facilitating retirement savings and income generation through various asset accumulation products and services. Its offerings encompass plans like 401(k)s and 403(b)s, traditional defined benefit pensions, specialized executive benefits, employee stock ownership plans, equity compensation, and pension risk transfer services. Additionally, it provides individual retirement accounts, investment-only products, mutual funds, individual variable annuities, and banking services. 2. Principal Global Investors: This segment manages a wide array of investment portfolios, spanning equities, fixed income, real estate, and alternative investments. It also provides strategic services such as asset allocation, stable value management, and other structured investment methodologies. 3. Principal International: Focused on specific international markets, including Brazil, Chile, Mexico, China, Hong Kong Special Administrative Region, India, and Southeast Asia, this segment delivers products for pension accumulation, mutual funds, asset management, income annuities, life insurance accumulation, and voluntary savings programs. 4. U.S. Insurance Solutions: Within the United States, this segment delivers various insurance products. These include specialty group benefits like dental, vision, and life insurance, as well as both group and individual disability coverage, alongside the administration of these group benefits. It also offers individual life insurance options, such as universal, variable universal, indexed universal, and term policies. Furthermore, this segment tailors insurance solutions for small and medium-sized businesses, their owners, and executives.
- Sector
- Financial Services
- Industry
- Asset Management
- CEO
- Deanna Dawnette Strable-Soethout