Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Tuesday, July 28, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 15.94 |
| PE Ratio Avg TTM | 15.23 |
| PE Ratio Avg 3Y | 14.62 |
| Current VS TTM Avg | +4.65% |
| Current VS 3Y Avg | +9.03% |
| Current VS 5Y Avg | +34.67% |
| PS Ratio | 1.59 |
| PS Ratio Avg TTM | 1.32 |
| PS Ratio Avg 3Y | 1.29 |
| Current VS TTM Avg | +20.52% |
| Current VS 3Y Avg | +23.21% |
| Current VS 5Y Avg | +25.33% |
| PB Ratio | 2.08 |
| PB Ratio Avg TTM | 1.75 |
| PB Ratio Avg 3Y | 1.72 |
| Current VS TTM Avg | +18.76% |
| Current VS 3Y Avg | +20.60% |
| Current VS 5Y Avg | +23.14% |
| Debt/Equity Ratio | 0.33 |
| Debt/Equity Ratio Avg TTM | 0.35 |
| Debt/Equity Ratio Avg 3Y | 0.36 |
| Current VS TTM Avg | -3.91% |
| Current VS 3Y Avg | -6.89% |
| Current VS 5Y Avg | -6.15% |
| PEG Ratio | 17.14 |
| PEG Ratio Avg TTM | N/A |
| PEG Ratio Avg 3Y | 0.29 |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | +5743.18% |
| Current VS 5Y Avg | +882.23% |
| Earnings Yield | 6.27% |
| Earnings Yield Avg TTM | 6.66% |
| Earnings Yield Avg 3Y | 6.98% |
| Current VS TTM Avg | -5.87% |
| Current VS 3Y Avg | -10.23% |
| Current VS 5Y Avg | -13.31% |
| Current Ratio | 0.23 |
| Current Ratio Avg TTM | 68.04 |
| Current Ratio Avg 3Y | 9.56 |
| Current VS TTM Avg | -99.66% |
| Current VS 3Y Avg | -97.58% |
| Current VS 5Y Avg | +212.56% |
| Quick Ratio | 0.23 |
| Quick Ratio Avg TTM | 68.04 |
| Quick Ratio Avg 3Y | 9.56 |
| Current VS TTM Avg | -99.66% |
| Current VS 3Y Avg | -97.58% |
| Current VS 5Y Avg | +409.48% |
| ROIC | 0.39% |
| ROIC Avg 3Y | (21.91%) |
| ROIC Avg 5Y | (14.38%) |
| Current VS 3Y Avg | -101.78% |
| Current VS 5Y Avg | -102.71% |
| Current VS 10Y Avg | -138.17% |
| ROA | 0.35% |
| ROA Avg TTM | 0.42% |
| ROA Avg 3Y | 0.66% |
| Current VS TTM Avg | -17.65% |
| Current VS 3Y Avg | -46.56% |
| Current VS 5Y Avg | -41.50% |
| ROE | 9.97% |
| ROE Avg TTM | 12.07% |
| ROE Avg 3Y | 19.35% |
| Current VS TTM Avg | -17.40% |
| Current VS 3Y Avg | -48.48% |
| Current VS 5Y Avg | -37.47% |
| Net Profit Margin | 11.70% |
| Net Profit Margin Avg TTM | 8.23% |
| Net Profit Margin Avg 3Y | 8.94% |
| Current VS TTM Avg | +42.10% |
| Current VS 3Y Avg | +30.84% |
| Current VS 5Y Avg | +27.75% |
| -5.05% |
| 2019 | +29.79% |
| 2018 | -34.99% |
| 2017 | +25.50% |
