Regions Financial Corporation (RF) EBITDA Margin: 29.19%
Is Regions Financial Corporation’s EBITDA margin high or low?
Regions Financial Corporation's EBITDA margin of 29.19% is 17% below its 5-year average of 35.08%, near the low end of its 5-year range (26.12%–54.31%).
As of Monday, June 15, 2026. 4.55% above its 12-month average of 27.92%.
RF EBITDA Margin Chart
RF Average EBITDA Margin Chart
RF Current vs Average EBITDA Margin Chart
RF EBITDA Margin Metrics
EBITDA MARGIN
29.19%
EBITDA MARGIN AVG TTM
27.92%
EBITDA MARGIN AVG 3Y
32.52%
EBITDA MARGIN AVG 5Y
35.08%
EBITDA MARGIN AVG 10Y
36.32%
EBITDA MARGIN AVG 15Y
35.59%
EBITDA MARGIN AVG 20Y
33.73%
CURRENT VS TTM AVG
+4.55%
CURRENT VS 3Y AVG
-10.23%
CURRENT VS 5Y AVG
-16.79%
CURRENT VS 10Y AVG
-19.63%
CURRENT VS 15Y AVG
-17.99%
CURRENT VS 20Y AVG
-13.47%
RF Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Regions Financial Corporation (RF) | $24.98B | 29.19% | 27.92% | 32.52% | 35.08% |
| Willis Towers Watson Public Limited Company (WTW)vs › | $24.80B | 27.55% | 17.92% | 20.02% | 23.84% |
| Synchrony Financial (SYF)vs › | $24.68B | 26.86% | 25.55% | 25.93% | 28.87% |
| KeyCorp (KEY)vs › | $24.61B | 20.75% | 9.09% | 15.65% | 21.79% |
| W. R. Berkley Corporation (WRB)vs › | $25.42B | 16.13% | 16.20% | 16.20% | 15.59% |
| Principal Financial Group, Inc. (PFG)vs › | $24.00B | 10.69% | 12.00% | 16.81% | 15.93% |
| Cincinnati Financial Corporation (CINF)vs › | $26.14B | 25.34% | 26.08% | 17.18% | 21.83% |
| Loews Corporation (L)vs › | $22.25B | 18.32% | 17.56% | 16.98% | 14.82% |
| SoFi Technologies, Inc. (SOFI)vs › | $21.27B | 15.93% | 13.86% | 3.70% | -9.09% |
| Circle Internet Group (CRCL)vs › | $20.81B | -0.91% | 7.73% | -14.05% | -116.67% |
Margin Comparison
Gross Margin
75.8%
EBITDA Margin
29.2%
Operating Margin
29.5%
Net Margin
23.1%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
Regions Financial Corporation EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Regions Financial Corporation EBITDA Margin FAQ
- What is the EBITDA margin for Regions Financial Corporation (RF)?
- The EBITDA margin for RF stock is 29.19%.
- Is Regions Financial Corporation's EBITDA margin high or low?
- Regions Financial Corporation's EBITDA margin of 29.19% is 17% below its 5-year average of 35.08%, near the low end of its 5-year range (26.12%–54.31%).
- What is the TTM average EBITDA margin for Regions Financial Corporation (RF)?
- The TTM average EBITDA margin for RF stock is 27.92%.
- What is the 3Y average EBITDA margin for Regions Financial Corporation (RF)?
- The 3Y average EBITDA margin for RF stock is 32.52%.
- What is the 5Y average EBITDA margin for Regions Financial Corporation (RF)?
- The 5Y average EBITDA margin for RF stock is 35.08%.
- What is the 10Y average EBITDA margin for Regions Financial Corporation (RF)?
- The 10Y average EBITDA margin for RF stock is 36.32%.
- What is the 15Y average EBITDA margin for Regions Financial Corporation (RF)?
- The 15Y average EBITDA margin for RF stock is 35.59%.
- What is the 20Y average EBITDA margin for Regions Financial Corporation (RF)?
- The 20Y average EBITDA margin for RF stock is 33.73%.
Regions Financial Corporation EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2025-12-31 | 29.19% |
| 2024-12-31 | 26.65% |
| 2023-12-31 | 31.06% |
| 2022-12-31 | 43.16% |
| 2021-12-31 | 54.31% |
| 2020-12-31 | 26.12% |
| 2019-12-31 | 36.01% |
| 2018-12-31 | 38.00% |
| 2017-12-31 | 40.40% |
| 2016-12-31 | 38.44% |
| 2015-12-31 | 36.18% |
| 2014-12-31 | 39.90% |
| 2013-12-31 | 40.22% |
| 2012-12-31 | 40.58% |
| 2011-12-31 | 13.66% |
| 2010-12-31 | -1.63% |
| 2009-12-31 | -12.35% |
| 2008-12-31 | -57.86% |
| 2007-12-31 | 21.14% |
| 2006-12-31 | 28.02% |
| 2005-12-31 | 24.14% |
| 2004-12-31 | 27.72% |
| 2003-12-31 | 30.18% |
| 2002-12-31 | 27.52% |
| 2001-12-31 | 22.08% |
| 2000-12-31 | 22.97% |
| 1999-12-31 | 27.00% |
| 1998-12-31 | 25.17% |
| 1997-12-31 | 24.69% |
| 1996-12-31 | 22.89% |
Related Metrics
About Regions Financial Corporation
Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- John Turner Jr.