Citizens Financial Group (CFG) Quick Ratio: History & Chart

Citizens Financial Group, Inc. (CFG)CFGCitizens Financial Group, Inc.

About Citizens Financial Group, Inc.

Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.

Providence, RI

17,398 employees

www.citizensbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Bruce Winfield Van Saun

View full financials

CFG Quick Ratio (Acid-Test) Metrics

QUICK RATIO (ACID-TEST)

11.01

QUICK RATIO (ACID-TEST) AVG TTM

48.18

QUICK RATIO (ACID-TEST) AVG 3Y

0.25

QUICK RATIO (ACID-TEST) AVG 5Y

0.24

QUICK RATIO (ACID-TEST) AVG 10Y

0.23

QUICK RATIO (ACID-TEST) AVG 15Y

N/A

QUICK RATIO (ACID-TEST) AVG 20Y

N/A

CURRENT VS TTM AVG

-77.15%

CURRENT VS 3Y AVG

+4329.42%

CURRENT VS 5Y AVG

+4454.48%

CURRENT VS 10Y AVG

+4655.21%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

NAME	MARKET CAP	QUICK RATIO (ACID-TEST)	TTM	3Y	5Y
Citizens Financial Group, Inc. (CFG)	$31.26B	11.01	48.18	0.25	0.24
Willis Towers Watson Public Limited Company (WTW)vs ›	$31.29B	N/A	1.20	1.13	1.14
Cboe Global Markets, Inc. (CBOE)vs ›	$30.72B	N/A	1.83	1.53	1.44
Arch Capital Group Ltd. (ACGL)vs ›	$34.01B	N/A	0.92	0.79	0.77
Raymond James Financial, Inc. (RJF)vs ›	$34.45B	N/A	0.35	0.35	0.39
Northern Trust Corporation (NTRS)vs ›	$34.71B	N/A	0.43	0.50	0.57
Regions Financial Corporation (RF)vs ›	$26.96B	N/A	0.29	0.29	0.32
Cincinnati Financial Corporation (CINF)vs ›	$26.47B	N/A	1.30	1.28	1.30
Huntington Bancshares Incorporated (HBAN)vs ›	$36.07B	N/A	0.17	0.14	0.13
W. R. Berkley Corporation (WRB)vs ›	$26.02B	N/A	1.38	1.36	1.37

NAME

MARKET CAP

QUICK RATIO (ACID-TEST)

TTM

Citizens Financial Group, Inc. (CFG)

$31.26B

11.01

48.18

0.25

0.24

Willis Towers Watson Public Limited Company (WTW)vs ›

$31.29B

N/A

1.20

1.13

1.14

Cboe Global Markets, Inc. (CBOE)vs ›

$30.72B

N/A

1.83

1.53

1.44

Arch Capital Group Ltd. (ACGL)vs ›

$34.01B

N/A

0.92

0.79

0.77

Raymond James Financial, Inc. (RJF)vs ›

$34.45B

N/A

0.35

0.39

Northern Trust Corporation (NTRS)vs ›

$34.71B

N/A

0.43

0.50

0.57

Regions Financial Corporation (RF)vs ›

$26.96B

N/A

0.29

0.32

Cincinnati Financial Corporation (CINF)vs ›

$26.47B

N/A

1.30

1.28

1.30

Huntington Bancshares Incorporated (HBAN)vs ›

$36.07B

N/A

0.17

0.14

0.13

W. R. Berkley Corporation (WRB)vs ›

$26.02B

N/A

1.38

1.36

1.37

Quick Ratio (Acid-Test) FAQ

What is the quick ratio (acid-test) for Citizens Financial Group, Inc. (CFG)?

The quick ratio (acid-test) for CFG stock is 11.01.

Is Citizens Financial Group, Inc.'s quick ratio (acid-test) high or low?

The quick ratio (acid-test) of 11.01 is 4454% above its 5-year average of 0.24, near the low end of its 5-year range (0.18–228.33).

What is the TTM average quick ratio (acid-test) for Citizens Financial Group, Inc. (CFG)?

The TTM average quick ratio (acid-test) for CFG stock is 48.18.

What is the 3Y average quick ratio (acid-test) for Citizens Financial Group, Inc. (CFG)?

The 3Y average quick ratio (acid-test) for CFG stock is 0.25.

What is the 5Y average quick ratio (acid-test) for Citizens Financial Group, Inc. (CFG)?

The 5Y average quick ratio (acid-test) for CFG stock is 0.24.

What is the 10Y average quick ratio (acid-test) for Citizens Financial Group, Inc. (CFG)?

The 10Y average quick ratio (acid-test) for CFG stock is 0.23.

DATE	QUICK RATIO (ACID-TEST)
2026-06-30	11.01
2026-03-31	228.33
2025-12-31	1.04
2025-09-30	0.26
2025-06-30	0.25
2025-03-31	0.26
2024-12-31	0.25
2024-09-30	0.25
2024-06-30	0.25
2024-03-31	0.24
2023-12-31	0.24
2023-09-30	0.23
2023-06-30	0.20
2023-03-31	0.19
2022-12-31	0.20
2022-09-30	0.19
2022-06-30	0.18
2022-03-31	0.23
2021-12-31	0.24
2021-09-30	0.26
2021-06-30	0.26
2021-03-31	0.27
2020-12-31	0.25
2020-09-30	0.24
2020-06-30	0.22
2020-03-31	0.22
2019-12-31	0.21
2019-09-30	0.22
2019-06-30	0.22
2019-03-31	0.21
2018-12-31	0.22
2018-09-30	0.23
2018-06-30	0.23
2018-03-31	0.23
2017-12-31	0.22
2017-09-30	0.22
2017-06-30	0.24
2017-03-31	0.24
2016-12-31	0.24
2016-09-30	0.24
2016-06-30	0.24
2016-03-31	0.23
2015-12-31	0.20
2015-09-30	0.22
2015-06-30	0.24
2015-03-31	0.26
2014-12-31	0.25
2014-09-30	0.26
2014-06-30	0.26
2014-03-31	0.26
2013-12-31	0.25
2013-09-30	0.00
2013-06-30	8.56
2013-03-31	0.00
2012-12-31	0.25

DATE

QUICK RATIO (ACID-TEST)

2026-06-30

11.01

2026-03-31

228.33

2025-12-31

1.04

2025-09-30

0.26

2025-06-30

0.25

2025-03-31

0.26

2024-12-31

0.25

2024-09-30

0.25

2024-06-30

0.25

2024-03-31

0.24

2023-12-31

0.24

2023-09-30

0.23

2023-06-30

0.20

2023-03-31

0.19

2022-12-31

0.20

2022-09-30

0.19

2022-06-30

0.18

2022-03-31

0.23

2021-12-31

0.24

2021-09-30

0.26

2021-06-30

0.26

2021-03-31

0.27

2020-12-31

0.25

2020-09-30

0.24

2020-06-30

0.22

2020-03-31

0.22

2019-12-31

0.21

2019-09-30

0.22

2019-06-30

0.22

2019-03-31

0.21

2018-12-31

0.22

2018-09-30

0.23

2018-06-30

0.23

2018-03-31

0.23

2017-12-31

0.22

2017-09-30

0.22

2017-06-30

0.24

2017-03-31

0.24

2016-12-31

0.24

2016-09-30

0.24

2016-06-30

0.24

2016-03-31

0.23

2015-12-31

0.20

2015-09-30

0.22

2015-06-30

0.24

2015-03-31

0.26

2014-12-31

0.25

2014-09-30

0.26

2014-06-30

0.26

2014-03-31

0.26

2013-12-31

0.25

2013-09-30

0.00

2013-06-30

8.56

2013-03-31

0.00

2012-12-31

0.25

Quick Ratio (Acid-Test): 11.01

CFG Quick Ratio

CFG Average Quick Ratio (Acid-Test) Chart

CFG Current vs Average Quick Ratio (Acid-Test) Chart

CFG Quick Ratio (Acid-Test) Metrics

CFG Competitors' Quick Ratio (Acid-Test)

Liquidity Comparison

Quick Ratio (Acid-Test) Formula & Definition

Quick Ratio (Acid-Test) FAQ

CFG Quick Ratio (Acid-Test) History

Related Metrics