Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the current ratio high or low?
The current ratio of 11.01 is 4454% above its 5-year average of 0.24, near the low end of its 5-year range (0.18–228.33).
As of the fiscal period ended Tuesday, June 30, 2026. 77.15% below its 12-month average of 48.18.
Reported quarterly current ratio; no daily interpolation.
CURRENT RATIO
11.01
CURRENT RATIO AVG TTM
48.18
CURRENT RATIO AVG 3Y
0.25
CURRENT RATIO AVG 5Y
0.24
CURRENT RATIO AVG 10Y
0.23
CURRENT RATIO AVG 15Y
N/A
CURRENT RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-77.15%
CURRENT VS 3Y AVG
+4329.42%
CURRENT VS 5Y AVG
+4454.48%
CURRENT VS 10Y AVG
+4655.21%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.05
median of 87 covered companies
CURRENT VS SECTOR MEDIAN
+948.52%
vs the sector median at left
Citizens Financial Group, Inc.
Market Cap
$31.26B
Current Ratio
11.01
TTM Avg
48.18
3Y Avg
0.25
5Y Avg
0.24
Market Cap
$31.60B
Current Ratio
1.10
TTM Avg
1.20
3Y Avg
1.13
5Y Avg
1.14
Market Cap
$30.45B
Current Ratio
1.57
TTM Avg
1.83
3Y Avg
1.53
5Y Avg
1.44
Market Cap
$34.80B
Current Ratio
0.36
TTM Avg
0.35
3Y Avg
0.35
5Y Avg
0.39
Market Cap
$35.00B
Current Ratio
4.99
TTM Avg
0.43
3Y Avg
0.50
5Y Avg
0.57
Market Cap
$26.97B
Current Ratio
0.33
TTM Avg
0.29
3Y Avg
0.29
5Y Avg
0.32
Market Cap
$26.47B
Current Ratio
1.90
TTM Avg
1.30
3Y Avg
1.28
5Y Avg
1.30
Market Cap
$36.08B
Current Ratio
12.39
TTM Avg
0.17
3Y Avg
0.14
5Y Avg
0.13
| NAME | MARKET CAP | CURRENT RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citizens Financial Group, Inc. (CFG) | $31.26B | 11.01 | 48.18 | 0.25 | 0.24 |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.60B | 1.10 | 1.20 | 1.13 | 1.14 |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.45B | 1.57 | 1.83 | 1.53 | 1.44 |
| Arch Capital Group Ltd. (ACGL)vs › | $33.99B | 0.20 | 0.92 | 0.79 | 0.77 |
| Raymond James Financial, Inc. (RJF)vs › | $34.80B | 0.36 | 0.35 | 0.35 | 0.39 |
| Northern Trust Corporation (NTRS)vs › | $35.00B | 4.99 | 0.43 | 0.50 | 0.57 |
| Regions Financial Corporation (RF)vs › | $26.97B | 0.33 | 0.29 | 0.29 | 0.32 |
| Cincinnati Financial Corporation (CINF)vs › | $26.47B | 1.90 | 1.30 | 1.28 | 1.30 |
| Huntington Bancshares Incorporated (HBAN)vs › | $36.08B | 12.39 | 0.17 | 0.14 | 0.13 |
| W. R. Berkley Corporation (WRB)vs › | $25.96B | 1.37 | 1.38 | 1.36 | 1.37 |
Current Ratio
11.01
Quick Ratio
N/A
Current Ratio = Current Assets / Current Liabilities
The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | CURRENT RATIO |
|---|---|
| 2026-06-30 | 11.01 |
| 2026-03-31 | 228.33 |
| 2025-12-31 | 1.04 |
| 2025-09-30 | 0.26 |
| 2025-06-30 | 0.25 |
| 2025-03-31 | 0.26 |
| 2024-12-31 | 0.25 |
| 2024-09-30 | 0.25 |
| 2024-06-30 | 0.25 |
| 2024-03-31 | 0.24 |
| 2023-12-31 | 0.24 |
| 2023-09-30 | 0.23 |
| 2023-06-30 | 0.20 |
| 2023-03-31 | 0.19 |
| 2022-12-31 | 0.20 |
| 2022-09-30 | 0.19 |
| 2022-06-30 | 0.18 |
| 2022-03-31 | 0.23 |
| 2021-12-31 | 0.24 |
| 2021-09-30 | 0.26 |
| 2021-06-30 | 0.26 |
| 2021-03-31 | 0.27 |
| 2020-12-31 | 0.25 |
| 2020-09-30 | 0.24 |
| 2020-06-30 | 0.22 |
| 2020-03-31 | 0.22 |
| 2019-12-31 | 0.21 |
| 2019-09-30 | 0.22 |
| 2019-06-30 | 0.22 |
| 2019-03-31 | 0.21 |
| 2018-12-31 | 0.22 |
| 2018-09-30 | 0.23 |
| 2018-06-30 | 0.23 |
| 2018-03-31 | 0.23 |
| 2017-12-31 | 0.22 |
| 2017-09-30 | 0.22 |
| 2017-06-30 | 0.24 |
| 2017-03-31 | 0.24 |
| 2016-12-31 | 0.24 |
| 2016-09-30 | 0.24 |
| 2016-06-30 | 0.24 |
| 2016-03-31 | 0.23 |
| 2015-12-31 | 0.20 |
| 2015-09-30 | 0.22 |
| 2015-06-30 | 0.24 |
| 2015-03-31 | 0.26 |
| 2014-12-31 | 0.25 |
| 2014-09-30 | 0.26 |
| 2014-06-30 | 0.26 |
| 2014-03-31 | 0.26 |
| 2013-12-31 | 0.25 |
| 2013-09-30 | 0.00 |
| 2013-06-30 | 8.56 |
| 2013-03-31 | 0.00 |
| 2012-12-31 | 0.25 |