Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 12.39 is 166% above its 5-year average of 4.65, near the low end of its 5-year range (0.08–62.99).
As of the fiscal period ended Tuesday, June 30, 2026. 35.34% below its 12-month average of 19.16.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
12.39
QUICK RATIO (ACID-TEST) AVG TTM
19.16
QUICK RATIO (ACID-TEST) AVG 3Y
0.15
QUICK RATIO (ACID-TEST) AVG 5Y
0.13
QUICK RATIO (ACID-TEST) AVG 10Y
0.10
QUICK RATIO (ACID-TEST) AVG 15Y
0.10
QUICK RATIO (ACID-TEST) AVG 20Y
0.09
CURRENT VS TTM AVG
-35.34%
CURRENT VS 3Y AVG
+8184.87%
CURRENT VS 5Y AVG
+9685.18%
CURRENT VS 10Y AVG
+12434.28%
CURRENT VS 15Y AVG
+12347.72%
CURRENT VS 20Y AVG
+13752.81%
Huntington Bancshares Incorporated
Market Cap
$35.56B
Quick Ratio (Acid-Test)
12.39
TTM Avg
19.16
3Y Avg
0.15
5Y Avg
0.13
Market Cap
$34.68B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.35
3Y Avg
0.35
5Y Avg
0.39
Market Cap
$34.62B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.92
3Y Avg
0.79
5Y Avg
0.77
Market Cap
$36.51B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.27
3Y Avg
0.26
5Y Avg
0.27
Market Cap
$33.73B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.43
3Y Avg
0.50
5Y Avg
0.57
Market Cap
$39.37B
Quick Ratio (Acid-Test)
N/A
TTM Avg
17.17
3Y Avg
14.87
5Y Avg
14.87
Market Cap
$39.55B
Quick Ratio (Acid-Test)
N/A
TTM Avg
2.31
3Y Avg
1.94
5Y Avg
1.76
Market Cap
$31.40B
Quick Ratio (Acid-Test)
N/A
TTM Avg
1.20
3Y Avg
1.13
5Y Avg
1.14
Market Cap
$31.12B
Quick Ratio (Acid-Test)
N/A
TTM Avg
0.65
3Y Avg
0.43
5Y Avg
0.37
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Huntington Bancshares Incorporated (HBAN) | $35.56B | 12.39 | 19.16 | 0.15 | 0.13 |
| Raymond James Financial, Inc. (RJF)vs › | $34.68B | N/A | 0.35 | 0.35 | 0.39 |
| Arch Capital Group Ltd. (ACGL)vs › | $34.62B | N/A | 0.92 | 0.79 | 0.77 |
| M&T Bank Corporation (MTB)vs › | $36.51B | N/A | 0.27 | 0.26 | 0.27 |
| Northern Trust Corporation (NTRS)vs › | $33.73B | N/A | 0.43 | 0.50 | 0.57 |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.37B | N/A | 17.17 | 14.87 | 14.87 |
| Coinbase Global, Inc. (COIN)vs › | $39.55B | N/A | 2.31 | 1.94 | 1.76 |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.40B | N/A | 1.20 | 1.13 | 1.14 |
| Citizens Financial Group, Inc. (CFG)vs › | $31.12B | N/A | 0.65 | 0.43 | 0.37 |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.80B | N/A | 1.83 | 1.53 | 1.44 |
Quick Ratio
12.39
Excludes inventory
Current Ratio
12.39
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 12.39 |
| 2026-03-31 | 20.08 |
| 2025-12-31 | 0.19 |
| 2025-09-30 | 62.99 |
| 2025-06-30 | 0.13 |
| 2025-03-31 | 0.16 |
| 2024-12-31 | 0.15 |
| 2024-09-30 | 0.16 |
| 2024-06-30 | 0.16 |
| 2024-03-31 | 0.16 |
| 2023-12-31 | 0.14 |
| 2023-09-30 | 0.13 |
| 2023-06-30 | 0.12 |
| 2023-03-31 | 0.12 |
| 2022-12-31 | 0.09 |
| 2022-09-30 | 0.08 |
| 2022-06-30 | 0.08 |
| 2022-03-31 | 0.08 |
| 2021-12-31 | 0.09 |
| 2021-09-30 | 0.11 |
| 2021-06-30 | 0.14 |
| 2021-03-31 | 0.09 |
| 2020-12-31 | 0.09 |
| 2020-09-30 | 0.07 |
| 2020-06-30 | 0.07 |
| 2020-03-31 | 0.02 |
| 2019-12-31 | 0.02 |
| 2019-09-30 | 0.02 |
| 2019-06-30 | 0.02 |
| 2019-03-31 | 0.02 |
| 2018-12-31 | 0.03 |
| 2018-09-30 | 0.20 |
| 2018-06-30 | 0.21 |
| 2018-03-31 | 0.04 |
| 2017-12-31 | 0.22 |
| 2017-09-30 | 0.05 |
| 2017-06-30 | 0.05 |
| 2017-03-31 | 0.05 |
| 2016-12-31 | 0.05 |
| 2016-09-30 | 0.06 |
| 2016-06-30 | 0.06 |
| 2016-03-31 | 0.06 |
| 2015-12-31 | 0.06 |
| 2015-09-30 | 0.07 |
| 2015-06-30 | 0.07 |
| 2015-03-31 | 0.07 |
| 2014-12-31 | 0.07 |
| 2014-09-30 | 0.22 |
| 2014-06-30 | 0.23 |
| 2014-03-31 | 0.20 |
| 2013-12-31 | 0.06 |
| 2013-09-30 | 0.19 |
| 2013-06-30 | 0.20 |
| 2013-03-31 | 0.21 |
| 2012-12-31 | 0.08 |
| 2012-09-30 | 0.02 |
| 2012-06-30 | 0.03 |
| 2012-03-31 | 0.03 |
| 2011-12-31 | 0.08 |
| 2011-09-30 | 0.05 |
| 2011-06-30 | 0.02 |
| 2011-03-31 | 0.03 |
| 2010-12-31 | 0.09 |
| 2010-09-30 | 0.03 |
| 2010-06-30 | 0.03 |
| 2010-03-31 | 0.04 |
| 2009-12-31 | 0.12 |
| 2009-09-30 | 0.05 |
| 2009-06-30 | 0.06 |
| 2009-03-31 | 0.06 |
| 2008-12-31 | 0.12 |
| 2008-09-30 | 0.03 |
| 2008-06-30 | 0.04 |
| 2008-03-31 | 0.04 |
| 2007-12-31 | 0.12 |
| 2007-09-30 | 0.04 |
| 2007-06-30 | 0.04 |
| 2007-03-31 | 0.04 |
| 2006-12-31 | 0.15 |
| 2006-09-30 | 0.03 |
| 2006-06-30 | 0.03 |
| 2006-03-31 | 0.03 |
| 2005-12-31 | 0.17 |
| 2005-09-30 | 0.03 |
| 2005-06-30 | 0.04 |
| 2005-03-31 | 0.04 |
| 2004-12-31 | 0.04 |
| 2004-09-30 | 0.05 |
| 2004-06-30 | 0.06 |
| 2004-03-31 | 0.04 |
| 2003-12-31 | 0.05 |
| 2003-09-30 | 0.04 |
| 2003-06-30 | 0.06 |
| 2003-03-31 | 0.05 |
| 2002-12-31 | 0.05 |
| 2002-09-30 | 0.05 |