Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 18.15 is 35% above its 5-year average of 13.49, around the middle of its 5-year range (0.00–29.66).
As of the fiscal period ended Tuesday, June 30, 2026. 2.05% above its 12-month average of 17.79.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
18.15
QUICK RATIO (ACID-TEST) AVG TTM
17.79
QUICK RATIO (ACID-TEST) AVG 3Y
16.64
QUICK RATIO (ACID-TEST) AVG 5Y
13.49
QUICK RATIO (ACID-TEST) AVG 10Y
9.08
QUICK RATIO (ACID-TEST) AVG 15Y
6.27
QUICK RATIO (ACID-TEST) AVG 20Y
1.54
CURRENT VS TTM AVG
+2.05%
CURRENT VS 3Y AVG
+9.08%
CURRENT VS 5Y AVG
+34.58%
CURRENT VS 10Y AVG
+99.97%
CURRENT VS 15Y AVG
+189.31%
CURRENT VS 20Y AVG
+1076.29%
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+1916.87%
vs the sector median at left
The Hartford Insurance Group, Inc.
Market Cap
$38.52B
Quick Ratio (Acid-Test)
18.15
TTM Avg
17.79
3Y Avg
16.64
5Y Avg
13.49
Market Cap
$36.18B
Quick Ratio (Acid-Test)
0.32
TTM Avg
0.27
3Y Avg
0.26
5Y Avg
0.27
Market Cap
$36.11B
Quick Ratio (Acid-Test)
1.21
TTM Avg
0.92
3Y Avg
0.79
5Y Avg
0.77
Market Cap
$41.55B
Quick Ratio (Acid-Test)
2.24
TTM Avg
1.61
3Y Avg
1.15
5Y Avg
1.04
Market Cap
$41.63B
Quick Ratio (Acid-Test)
0.61
TTM Avg
1.24
3Y Avg
1.51
5Y Avg
1.52
Market Cap
$41.70B
Quick Ratio (Acid-Test)
2.34
TTM Avg
2.31
3Y Avg
1.94
5Y Avg
1.76
Market Cap
$35.19B
Quick Ratio (Acid-Test)
0.19
TTM Avg
0.17
3Y Avg
0.14
5Y Avg
0.13
Market Cap
$41.92B
Quick Ratio (Acid-Test)
0.85
TTM Avg
1.06
3Y Avg
1.67
5Y Avg
2.11
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Hartford Insurance Group, Inc. (HIG) | $38.52B | 18.15 | 17.79 | 16.64 | 13.49 |
| MSCI Inc. (MSCI)vs › | $40.04B | 0.90 | 0.88 | 1.02 | 1.28 |
| M&T Bank Corporation (MTB)vs › | $36.18B | 0.32 | 0.27 | 0.26 | 0.27 |
| Arch Capital Group Ltd. (ACGL)vs › | $36.11B | 1.21 | 0.92 | 0.79 | 0.77 |
| Ares Management Corporation (ARES)vs › | $41.55B | 2.24 | 1.61 | 1.15 | 1.04 |
| Prudential Financial, Inc. (PRU)vs › | $41.63B | 0.61 | 1.24 | 1.51 | 1.52 |
| Coinbase Global, Inc. (COIN)vs › | $41.70B | 2.34 | 2.31 | 1.94 | 1.76 |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.19B | 0.19 | 0.17 | 0.14 | 0.13 |
| American International Group, Inc. (AIG)vs › | $41.92B | 0.85 | 1.06 | 1.67 | 2.11 |
| Northern Trust Corporation (NTRS)vs › | $33.22B | 0.41 | 0.43 | 0.50 | 0.57 |
Quick Ratio
18.15
Excludes inventory
Current Ratio
17.65
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 18.15 |
| 2026-03-31 | 18.17 |
| 2025-12-31 | 17.65 |
| 2025-09-30 | 17.79 |
| 2025-06-30 | 17.18 |
| 2025-03-31 | 16.19 |
| 2024-12-31 | 16.69 |
| 2024-09-30 | 16.86 |
| 2024-06-30 | 0.00 |
| 2024-03-31 | 0.00 |
| 2023-12-31 | 0.33 |
| 2023-09-30 | 13.87 |
| 2023-06-30 | 13.85 |
| 2023-03-31 | 14.66 |
| 2022-12-31 | 24.79 |
| 2022-09-30 | 11.97 |
| 2022-06-30 | 0.39 |
| 2022-03-31 | 7.06 |
| 2021-12-31 | 0.00 |
| 2021-09-30 | 29.66 |
| 2021-06-30 | 27.99 |
| 2021-03-31 | 28.40 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 25.54 |
| 2020-06-30 | 24.66 |
| 2020-03-31 | 1.32 |
| 2019-12-31 | 0.00 |
| 2019-09-30 | 0.95 |
| 2019-06-30 | 0.92 |
| 2019-03-31 | 0.91 |
| 2018-12-31 | 0.88 |
| 2018-09-30 | 1.13 |
| 2018-06-30 | 1.13 |
| 2018-03-31 | 0.24 |
| 2017-12-31 | 0.24 |
| 2017-09-30 | 2.41 |
| 2017-06-30 | 0.02 |
| 2017-03-31 | 0.02 |
| 2016-12-31 | 0.02 |
| 2016-09-30 | 0.09 |
| 2016-06-30 | 0.01 |
| 2016-03-31 | 0.01 |
| 2015-12-31 | 0.01 |
| 2015-09-30 | 0.02 |
| 2015-06-30 | 0.02 |
| 2015-03-31 | 0.13 |
| 2014-12-31 | 0.02 |
| 2014-09-30 | 0.01 |
| 2014-06-30 | 0.05 |
| 2014-03-31 | 0.33 |
| 2013-12-31 | 0.49 |
| 2013-09-30 | 0.38 |
| 2013-06-30 | 0.39 |
| 2013-03-31 | 0.44 |
| 2012-12-31 | 0.12 |
| 2012-09-30 | 0.45 |
| 2012-06-30 | 0.43 |
| 2012-03-31 | 0.44 |
| 2011-12-31 | 0.81 |
| 2011-09-30 | 2.91 |
| 2011-06-30 | 3.11 |
| 2011-03-31 | 3.18 |
| 2010-12-31 | 0.82 |
| 2010-09-30 | 2.98 |
| 2010-06-30 | 3.08 |
| 2010-03-31 | 3.10 |
| 2009-12-31 | 1.06 |
| 2009-09-30 | 3.85 |
| 2009-06-30 | 3.58 |
| 2009-03-31 | 3.38 |
| 2008-12-31 | 1.03 |
| 2008-09-30 | 3.77 |
| 2008-06-30 | 3.91 |
| 2008-03-31 | 4.01 |
| 2007-12-31 | 4.36 |
| 2007-09-30 | 4.44 |
| 2007-06-30 | 4.56 |
| 2007-03-31 | 4.47 |
| 2006-12-31 | 4.49 |
| 2006-09-30 | 4.30 |
| 2006-06-30 | 4.23 |
| 2006-03-31 | 4.35 |
| 2005-12-31 | 1.06 |
| 2005-09-30 | 4.47 |
| 2005-06-30 | 4.58 |
| 2005-03-31 | 4.62 |
| 2004-12-31 | 1.07 |
| 2004-09-30 | 4.90 |
| 2004-06-30 | 5.05 |
| 2004-03-31 | 5.13 |
| 2003-12-31 | 0.05 |
| 2003-09-30 | 0.06 |
| 2003-06-30 | 0.06 |
| 2003-03-31 | 0.07 |
| 2002-12-31 | 0.06 |
| 2002-09-30 | 0.06 |