Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.89 is 22% below its 5-year average of 1.14, near the low end of its 5-year range (0.84–2.69).
As of the fiscal period ended Tuesday, June 30, 2026. 1.55% above its 12-month average of 0.88.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.89
QUICK RATIO (ACID-TEST) AVG TTM
0.88
QUICK RATIO (ACID-TEST) AVG 3Y
0.90
QUICK RATIO (ACID-TEST) AVG 5Y
1.14
QUICK RATIO (ACID-TEST) AVG 10Y
1.63
QUICK RATIO (ACID-TEST) AVG 15Y
1.60
QUICK RATIO (ACID-TEST) AVG 20Y
1.53
CURRENT VS TTM AVG
+1.55%
CURRENT VS 3Y AVG
-0.76%
CURRENT VS 5Y AVG
-21.75%
CURRENT VS 10Y AVG
-44.99%
CURRENT VS 15Y AVG
-44.25%
CURRENT VS 20Y AVG
-41.54%
SECTOR MEDIAN · FINANCIAL SERVICES
1.08
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-17.18%
vs the sector median at left
Market Cap
$39.60B
Quick Ratio (Acid-Test)
1.36
TTM Avg
1.06
3Y Avg
1.67
5Y Avg
2.11
Market Cap
$41.42B
Quick Ratio (Acid-Test)
1.79
TTM Avg
1.24
3Y Avg
1.51
5Y Avg
1.52
Market Cap
$37.19B
Quick Ratio (Acid-Test)
18.15
TTM Avg
17.17
3Y Avg
14.87
5Y Avg
14.87
Market Cap
$44.39B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$45.49B
Quick Ratio (Acid-Test)
1.29
TTM Avg
1.27
3Y Avg
1.28
5Y Avg
1.28
Market Cap
$45.52B
Quick Ratio (Acid-Test)
0.83
TTM Avg
1.61
3Y Avg
1.15
5Y Avg
1.04
Market Cap
$34.56B
Quick Ratio (Acid-Test)
0.42
TTM Avg
0.27
3Y Avg
0.26
5Y Avg
0.27
Market Cap
$33.92B
Quick Ratio (Acid-Test)
0.36
TTM Avg
0.35
3Y Avg
0.35
5Y Avg
0.39
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| MSCI Inc. (MSCI) | $40.09B | 0.89 | 0.88 | 0.90 | 1.14 |
| American International Group, Inc. (AIG)vs › | $39.60B | 1.36 | 1.06 | 1.67 | 2.11 |
| Prudential Financial, Inc. (PRU)vs › | $41.42B | 1.79 | 1.24 | 1.51 | 1.52 |
| The Hartford Insurance Group, Inc. (HIG)vs › | $37.19B | 18.15 | 17.17 | 14.87 | 14.87 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $44.39B | N/A | N/A | N/A | N/A |
| PayPal Holdings, Inc. (PYPL)vs › | $45.49B | 1.29 | 1.27 | 1.28 | 1.28 |
| Ares Management Corporation (ARES)vs › | $45.52B | 0.83 | 1.61 | 1.15 | 1.04 |
| M&T Bank Corporation (MTB)vs › | $34.56B | 0.42 | 0.27 | 0.26 | 0.27 |
| Raymond James Financial, Inc. (RJF)vs › | $33.92B | 0.36 | 0.35 | 0.35 | 0.39 |
| Huntington Bancshares Incorporated (HBAN)vs › | $33.86B | 12.39 | 0.17 | 0.14 | 0.13 |
Quick Ratio
0.89
Excludes inventory
Current Ratio
0.89
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 0.89 |
| 2026-03-31 | 0.86 |
| 2025-12-31 | 0.90 |
| 2025-09-30 | 0.88 |
| 2025-06-30 | 0.86 |
| 2025-03-31 | 0.84 |
| 2024-12-31 | 0.85 |
| 2024-09-30 | 0.93 |
| 2024-06-30 | 0.96 |
| 2024-03-31 | 1.00 |
| 2023-12-31 | 0.93 |
| 2023-09-30 | 1.36 |
| 2023-06-30 | 1.25 |
| 2023-03-31 | 1.50 |
| 2022-12-31 | 1.40 |
| 2022-09-30 | 1.43 |
| 2022-06-30 | 1.33 |
| 2022-03-31 | 1.15 |
| 2021-12-31 | 1.71 |
| 2021-09-30 | 1.82 |
| 2021-06-30 | 2.69 |
| 2021-03-31 | 1.62 |
| 2020-12-31 | 1.88 |
| 2020-09-30 | 2.21 |
| 2020-06-30 | 2.26 |
| 2020-03-31 | 2.03 |
| 2019-12-31 | 2.31 |
| 2019-09-30 | 1.86 |
| 2019-06-30 | 1.73 |
| 2019-03-31 | 2.04 |
| 2018-12-31 | 1.77 |
| 2018-09-30 | 2.75 |
| 2018-06-30 | 2.65 |
| 2018-03-31 | 2.06 |
| 2017-12-31 | 2.09 |
| 2017-09-30 | 2.05 |
| 2017-06-30 | 1.96 |
| 2017-03-31 | 1.99 |
| 2016-12-31 | 1.97 |
| 2016-09-30 | 2.44 |
| 2016-06-30 | 1.45 |
| 2016-03-31 | 1.63 |
| 2015-12-31 | 2.13 |
| 2015-09-30 | 2.62 |
| 2015-06-30 | 1.69 |
| 2015-03-31 | 1.75 |
| 2014-12-31 | 1.63 |
| 2014-09-30 | 1.52 |
| 2014-06-30 | 2.12 |
| 2014-03-31 | 1.81 |
| 2013-12-31 | 1.27 |
| 2013-09-30 | 1.11 |
| 2013-06-30 | 1.24 |
| 2013-03-31 | 1.08 |
| 2012-12-31 | 1.01 |
| 2012-09-30 | 1.36 |
| 2012-06-30 | 1.25 |
| 2012-03-31 | 1.69 |
| 2011-12-31 | 1.50 |
| 2011-09-30 | 1.46 |
| 2011-06-30 | 1.33 |
| 2011-03-31 | 1.19 |
| 2010-11-30 | 1.15 |
| 2010-08-31 | 1.09 |
| 2010-05-31 | 1.45 |
| 2010-02-28 | 2.29 |
| 2009-11-30 | 2.06 |
| 2009-08-31 | 1.54 |
| 2009-05-31 | 1.47 |
| 2009-02-28 | 1.42 |
| 2008-11-30 | 1.35 |
| 2008-08-31 | 1.30 |
| 2008-05-31 | 1.25 |
| 2008-02-29 | 1.20 |
| 2007-11-30 | 1.15 |
| 2007-08-31 | 0.20 |
| 2007-05-31 | 2.36 |
| 2007-02-28 | 0.00 |
| 2006-11-30 | 2.09 |
| 2006-08-31 | 0.00 |
| 2006-05-31 | 0.00 |
| 2006-02-28 | 0.00 |
| 2005-11-30 | 1.72 |
| 2005-08-31 | 0.00 |
| 2005-05-31 | 0.00 |
| 2005-02-28 | 0.00 |