Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.36 is in line with its 5-year average of 1.29, near the low end of its 5-year range (0.81–3.88).
As of the fiscal period ended Tuesday, June 30, 2026. 44.02% above its 12-month average of 0.94.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.36.
QUICK RATIO (ACID-TEST)
1.36
QUICK RATIO (ACID-TEST) AVG TTM
0.94
QUICK RATIO (ACID-TEST) AVG 3Y
1.14
QUICK RATIO (ACID-TEST) AVG 5Y
1.29
QUICK RATIO (ACID-TEST) AVG 10Y
0.73
QUICK RATIO (ACID-TEST) AVG 15Y
0.44
QUICK RATIO (ACID-TEST) AVG 20Y
0.33
CURRENT VS TTM AVG
+44.02%
CURRENT VS 3Y AVG
+18.86%
CURRENT VS 5Y AVG
+5.39%
CURRENT VS 10Y AVG
+85.19%
CURRENT VS 15Y AVG
+207.40%
CURRENT VS 20Y AVG
+311.60%
SECTOR MEDIAN · FINANCIAL SERVICES
1.08
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+25.78%
vs the sector median at left
American International Group, Inc.
Market Cap
$40.33B
Quick Ratio (Acid-Test)
1.36
TTM Avg
0.94
3Y Avg
1.14
5Y Avg
1.29
Market Cap
$40.61B
Quick Ratio (Acid-Test)
1.79
TTM Avg
1.24
3Y Avg
1.51
5Y Avg
1.52
Market Cap
$40.83B
Quick Ratio (Acid-Test)
0.83
TTM Avg
1.61
3Y Avg
1.15
5Y Avg
1.04
Market Cap
$43.31B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$43.40B
Quick Ratio (Acid-Test)
1.54
TTM Avg
2.31
3Y Avg
1.94
5Y Avg
1.76
Market Cap
$37.00B
Quick Ratio (Acid-Test)
18.15
TTM Avg
17.17
3Y Avg
14.87
5Y Avg
14.87
Market Cap
$45.09B
Quick Ratio (Acid-Test)
1.29
TTM Avg
1.27
3Y Avg
1.28
5Y Avg
1.28
Market Cap
$33.88B
Quick Ratio (Acid-Test)
0.67
TTM Avg
0.92
3Y Avg
0.79
5Y Avg
0.77
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American International Group, Inc. (AIG) | $40.33B | 1.36 | 0.94 | 1.14 | 1.29 |
| Prudential Financial, Inc. (PRU)vs › | $40.61B | 1.79 | 1.24 | 1.51 | 1.52 |
| Ares Management Corporation (ARES)vs › | $40.83B | 0.83 | 1.61 | 1.15 | 1.04 |
| MSCI Inc. (MSCI)vs › | $39.32B | 0.89 | 0.88 | 1.02 | 1.28 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $43.31B | N/A | N/A | N/A | N/A |
| Coinbase Global, Inc. (COIN)vs › | $43.40B | 1.54 | 2.31 | 1.94 | 1.76 |
| The Hartford Insurance Group, Inc. (HIG)vs › | $37.00B | 18.15 | 17.17 | 14.87 | 14.87 |
| PayPal Holdings, Inc. (PYPL)vs › | $45.09B | 1.29 | 1.27 | 1.28 | 1.28 |
| Arch Capital Group Ltd. (ACGL)vs › | $33.88B | 0.67 | 0.92 | 0.79 | 0.77 |
| Fifth Third Bancorp (FITB)vs › | $47.51B | 0.37 | 0.60 | 0.52 | 0.51 |
Quick Ratio
1.36
Excludes inventory
Current Ratio
1.36
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 1.36 |
| 2026-03-31 | 0.83 |
| 2025-12-31 | 0.85 |
| 2025-09-30 | 0.84 |
| 2025-06-30 | 0.84 |
| 2025-03-31 | 0.83 |
| 2024-12-31 | 1.28 |
| 2024-09-30 | 0.81 |
| 2024-06-30 | 1.31 |
| 2024-03-31 | 1.61 |
| 2023-12-31 | 1.26 |
| 2023-09-30 | 1.53 |
| 2023-06-30 | 1.52 |
| 2023-03-31 | 1.61 |
| 2022-12-31 | 3.27 |
| 2022-09-30 | 1.64 |
| 2022-06-30 | 1.62 |
| 2022-03-31 | 1.59 |
| 2021-12-31 | 3.88 |
| 2021-09-30 | 1.59 |
| 2021-06-30 | 1.58 |
| 2021-03-31 | 1.58 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
| 2019-12-31 | 0.00 |
| 2019-09-30 | 0.00 |
| 2019-06-30 | 0.00 |
| 2019-03-31 | 0.00 |
| 2018-12-31 | 0.00 |
| 2018-09-30 | 0.00 |
| 2018-06-30 | 0.00 |
| 2018-03-31 | 0.00 |
| 2017-12-31 | 0.00 |
| 2017-09-30 | 0.00 |
| 2017-06-30 | 0.00 |
| 2017-03-31 | 0.00 |
| 2016-12-31 | 0.00 |
| 2016-09-30 | 0.00 |
| 2016-06-30 | 0.00 |
| 2016-03-31 | 0.00 |
| 2015-12-31 | 0.00 |
| 2015-09-30 | 0.00 |
| 2015-06-30 | 0.00 |
| 2015-03-31 | 0.00 |
| 2014-12-31 | 0.00 |
| 2014-09-30 | 0.00 |
| 2014-06-30 | 0.00 |
| 2014-03-31 | 0.00 |
| 2013-12-31 | 0.00 |
| 2013-09-30 | 0.00 |
| 2013-06-30 | 0.00 |
| 2013-03-31 | 0.00 |
| 2012-12-31 | 0.00 |
| 2012-09-30 | 0.00 |
| 2012-06-30 | 0.00 |
| 2012-03-31 | 0.00 |
| 2011-12-31 | 0.00 |
| 2011-09-30 | 0.00 |
| 2011-06-30 | 0.00 |
| 2011-03-31 | 0.00 |
| 2010-12-31 | 0.00 |
| 2010-09-30 | 0.00 |
| 2010-06-30 | 0.00 |
| 2010-03-31 | 0.00 |
| 2009-12-31 | 0.00 |
| 2009-09-30 | 0.00 |
| 2009-06-30 | 0.00 |
| 2009-03-31 | 0.00 |
| 2008-12-31 | 0.00 |
| 2008-09-30 | 0.00 |
| 2008-06-30 | 0.00 |
| 2008-03-31 | 0.00 |
| 2007-12-31 | 0.00 |
| 2007-09-30 | 0.00 |
| 2007-06-30 | 0.00 |
| 2007-03-31 | 0.00 |
| 2006-12-31 | 0.00 |
| 2006-09-30 | 0.00 |
| 2006-06-30 | 0.00 |
| 2006-03-31 | 0.00 |
| 2005-12-31 | 0.00 |
| 2005-09-30 | 0.00 |
| 2005-06-30 | 0.00 |
| 2005-03-31 | 0.00 |
| 2004-12-31 | 0.00 |
| 2004-09-30 | 0.00 |
| 2004-06-30 | 0.00 |
| 2004-03-31 | 0.00 |
| 2003-12-31 | 0.00 |
| 2003-09-30 | 0.00 |
| 2003-06-30 | 0.00 |
| 2003-03-31 | 0.00 |
| 2002-12-31 | 0.00 |
| 2002-09-30 | 0.00 |
