Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.83 is 45% below its 5-year average of 1.52, near the low end of its 5-year range (0.81–3.88).
As of the fiscal period ended Tuesday, March 31, 2026. 1.04% below its 12-month average of 0.84.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.83
QUICK RATIO (ACID-TEST) AVG TTM
0.84
QUICK RATIO (ACID-TEST) AVG 3Y
1.16
QUICK RATIO (ACID-TEST) AVG 5Y
1.30
QUICK RATIO (ACID-TEST) AVG 10Y
0.70
QUICK RATIO (ACID-TEST) AVG 15Y
0.42
QUICK RATIO (ACID-TEST) AVG 20Y
0.31
CURRENT VS TTM AVG
-1.04%
CURRENT VS 3Y AVG
-28.77%
CURRENT VS 5Y AVG
-36.33%
CURRENT VS 10Y AVG
+18.38%
CURRENT VS 15Y AVG
+97.71%
CURRENT VS 20Y AVG
+164.72%
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-7.98%
vs the sector median at left
American International Group, Inc.
Market Cap
$41.66B
Quick Ratio (Acid-Test)
0.83
TTM Avg
0.84
3Y Avg
1.16
5Y Avg
1.30
Market Cap
$42.07B
Quick Ratio (Acid-Test)
2.24
TTM Avg
1.61
3Y Avg
1.15
5Y Avg
1.04
Market Cap
$42.36B
Quick Ratio (Acid-Test)
0.61
TTM Avg
1.24
3Y Avg
1.51
5Y Avg
1.52
Market Cap
$38.90B
Quick Ratio (Acid-Test)
17.65
TTM Avg
17.17
3Y Avg
14.87
5Y Avg
14.87
Market Cap
$38.59B
Quick Ratio (Acid-Test)
2.34
TTM Avg
2.31
3Y Avg
1.94
5Y Avg
1.76
Market Cap
$44.83B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$35.70B
Quick Ratio (Acid-Test)
0.32
TTM Avg
0.27
3Y Avg
0.26
5Y Avg
0.27
Market Cap
$35.12B
Quick Ratio (Acid-Test)
1.21
TTM Avg
0.92
3Y Avg
0.79
5Y Avg
0.77
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American International Group, Inc. (AIG) | $41.66B | 0.83 | 0.84 | 1.16 | 1.30 |
| MSCI Inc. (MSCI)vs › | $41.60B | 0.90 | 0.88 | 1.02 | 1.28 |
| Ares Management Corporation (ARES)vs › | $42.07B | 2.24 | 1.61 | 1.15 | 1.04 |
| Prudential Financial, Inc. (PRU)vs › | $42.36B | 0.61 | 1.24 | 1.51 | 1.52 |
| The Hartford Insurance Group, Inc. (HIG)vs › | $38.90B | 17.65 | 17.17 | 14.87 | 14.87 |
| Coinbase Global, Inc. (COIN)vs › | $38.59B | 2.34 | 2.31 | 1.94 | 1.76 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $44.83B | N/A | N/A | N/A | N/A |
| M&T Bank Corporation (MTB)vs › | $35.70B | 0.32 | 0.27 | 0.26 | 0.27 |
| Arch Capital Group Ltd. (ACGL)vs › | $35.12B | 1.21 | 0.92 | 0.79 | 0.77 |
| Huntington Bancshares Incorporated (HBAN)vs › | $34.54B | 0.19 | 0.17 | 0.14 | 0.13 |
Quick Ratio
0.83
Excludes inventory
Current Ratio
0.85
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-03-31 | 0.83 |
| 2025-12-31 | 0.85 |
| 2025-09-30 | 0.84 |
| 2025-06-30 | 0.84 |
| 2025-03-31 | 0.83 |
| 2024-12-31 | 1.28 |
| 2024-09-30 | 0.81 |
| 2024-06-30 | 1.31 |
| 2024-03-31 | 1.61 |
| 2023-12-31 | 1.26 |
| 2023-09-30 | 1.53 |
| 2023-06-30 | 1.52 |
| 2023-03-31 | 1.61 |
| 2022-12-31 | 3.27 |
| 2022-09-30 | 1.64 |
| 2022-06-30 | 1.62 |
| 2022-03-31 | 1.59 |
| 2021-12-31 | 3.88 |
| 2021-09-30 | 1.59 |
| 2021-06-30 | 1.58 |
| 2021-03-31 | 1.58 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
| 2019-12-31 | 0.00 |
| 2019-09-30 | 0.00 |
| 2019-06-30 | 0.00 |
| 2019-03-31 | 0.00 |
| 2018-12-31 | 0.00 |
| 2018-09-30 | 0.00 |
| 2018-06-30 | 0.00 |
| 2018-03-31 | 0.00 |
| 2017-12-31 | 0.00 |
| 2017-09-30 | 0.00 |
| 2017-06-30 | 0.00 |
| 2017-03-31 | 0.00 |
| 2016-12-31 | 0.00 |
| 2016-09-30 | 0.00 |
| 2016-06-30 | 0.00 |
| 2016-03-31 | 0.00 |
| 2015-12-31 | 0.00 |
| 2015-09-30 | 0.00 |
| 2015-06-30 | 0.00 |
| 2015-03-31 | 0.00 |
| 2014-12-31 | 0.00 |
| 2014-09-30 | 0.00 |
| 2014-06-30 | 0.00 |
| 2014-03-31 | 0.00 |
| 2013-12-31 | 0.00 |
| 2013-09-30 | 0.00 |
| 2013-06-30 | 0.00 |
| 2013-03-31 | 0.00 |
| 2012-12-31 | 0.00 |
| 2012-09-30 | 0.00 |
| 2012-06-30 | 0.00 |
| 2012-03-31 | 0.00 |
| 2011-12-31 | 0.00 |
| 2011-09-30 | 0.00 |
| 2011-06-30 | 0.00 |
| 2011-03-31 | 0.00 |
| 2010-12-31 | 0.00 |
| 2010-09-30 | 0.00 |
| 2010-06-30 | 0.00 |
| 2010-03-31 | 0.00 |
| 2009-12-31 | 0.00 |
| 2009-09-30 | 0.00 |
| 2009-06-30 | 0.00 |
| 2009-03-31 | 0.00 |
| 2008-12-31 | 0.00 |
| 2008-09-30 | 0.00 |
| 2008-06-30 | 0.00 |
| 2008-03-31 | 0.00 |
| 2007-12-31 | 0.00 |
| 2007-09-30 | 0.00 |
| 2007-06-30 | 0.00 |
| 2007-03-31 | 0.00 |
| 2006-12-31 | 0.00 |
| 2006-09-30 | 0.00 |
| 2006-06-30 | 0.00 |
| 2006-03-31 | 0.00 |
| 2005-12-31 | 0.00 |
| 2005-09-30 | 0.00 |
| 2005-06-30 | 0.00 |
| 2005-03-31 | 0.00 |
| 2004-12-31 | 0.00 |
| 2004-09-30 | 0.00 |
| 2004-06-30 | 0.00 |
| 2004-03-31 | 0.00 |
| 2003-12-31 | 0.00 |
| 2003-09-30 | 0.00 |
| 2003-06-30 | 0.00 |
| 2003-03-31 | 0.00 |
| 2002-12-31 | 0.00 |
| 2002-09-30 | 0.00 |
| 2002-06-30 | 0.00 |
